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Side-by-side financial comparison of Qfin Holdings, Inc. (QFIN) and Symbotic Inc. (SYM). Click either name above to swap in a different company.

Qfin Holdings, Inc. is the larger business by last-quarter revenue ($731.2M vs $630.0M, roughly 1.2× Symbotic Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 0.4%, a 27.1% gap on every dollar of revenue. Over the past eight quarters, Symbotic Inc.'s revenue compounded faster (21.9% CAGR vs 16.4%).

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

Symbotic Inc. is an American robotics warehouse automation company based in Wilmington, Massachusetts.

QFIN vs SYM — Head-to-Head

Bigger by revenue
QFIN
QFIN
1.2× larger
QFIN
$731.2M
$630.0M
SYM
Higher net margin
QFIN
QFIN
27.1% more per $
QFIN
27.5%
0.4%
SYM
Faster 2-yr revenue CAGR
SYM
SYM
Annualised
SYM
21.9%
16.4%
QFIN

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
QFIN
QFIN
SYM
SYM
Revenue
$731.2M
$630.0M
Net Profit
$201.2M
$2.6M
Gross Margin
21.2%
Operating Margin
32.7%
1.0%
Net Margin
27.5%
0.4%
Revenue YoY
29.4%
Net Profit YoY
174.9%
EPS (diluted)
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
QFIN
QFIN
SYM
SYM
Q4 25
$630.0M
Q3 25
$731.2M
$618.5M
Q2 25
$728.1M
$592.1M
Q1 25
$646.4M
$549.7M
Q4 24
$486.7M
Q3 24
$622.7M
$503.6M
Q2 24
$572.4M
$491.9M
Q1 24
$575.2M
$424.3M
Net Profit
QFIN
QFIN
SYM
SYM
Q4 25
$2.6M
Q3 25
$201.2M
$-3.6M
Q2 25
$241.6M
$-5.9M
Q1 25
$247.6M
$-3.9M
Q4 24
$-3.5M
Q3 24
$256.3M
$-2.5M
Q2 24
$189.4M
$-2.5M
Q1 24
$160.7M
$-6.6M
Gross Margin
QFIN
QFIN
SYM
SYM
Q4 25
21.2%
Q3 25
20.6%
Q2 25
18.2%
Q1 25
19.6%
Q4 24
16.4%
Q3 24
12.7%
Q2 24
13.7%
Q1 24
10.4%
Operating Margin
QFIN
QFIN
SYM
SYM
Q4 25
1.0%
Q3 25
32.7%
-3.5%
Q2 25
41.0%
-6.2%
Q1 25
42.1%
-5.8%
Q4 24
-5.1%
Q3 24
52.4%
-4.3%
Q2 24
47.7%
-5.1%
Q1 24
32.8%
-12.0%
Net Margin
QFIN
QFIN
SYM
SYM
Q4 25
0.4%
Q3 25
27.5%
-0.6%
Q2 25
33.2%
-1.0%
Q1 25
38.3%
-0.7%
Q4 24
-0.7%
Q3 24
41.2%
-0.5%
Q2 24
33.1%
-0.5%
Q1 24
27.9%
-1.6%
EPS (diluted)
QFIN
QFIN
SYM
SYM
Q4 25
$0.02
Q3 25
$-0.04
Q2 25
$-0.05
Q1 25
$-0.04
Q4 24
$-0.03
Q3 24
$-0.03
Q2 24
$-0.02
Q1 24
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
QFIN
QFIN
SYM
SYM
Cash + ST InvestmentsLiquidity on hand
$6.5B
$1.8B
Total DebtLower is stronger
Stockholders' EquityBook value
$24.3B
$663.8M
Total Assets
$61.4B
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
QFIN
QFIN
SYM
SYM
Q4 25
$1.8B
Q3 25
$6.5B
$1.2B
Q2 25
$5.3B
$777.6M
Q1 25
$8.6B
$954.9M
Q4 24
$903.0M
Q3 24
$4.3B
$727.3M
Q2 24
$6.3B
$870.5M
Q1 24
$5.3B
$901.4M
Stockholders' Equity
QFIN
QFIN
SYM
SYM
Q4 25
$663.8M
Q3 25
$24.3B
$221.3M
Q2 25
$24.1B
$210.8M
Q1 25
$23.1B
$205.4M
Q4 24
$196.5M
Q3 24
$22.9B
$197.2M
Q2 24
$22.6B
$418.7M
Q1 24
$22.1B
$417.1M
Total Assets
QFIN
QFIN
SYM
SYM
Q4 25
$3.0B
Q3 25
$61.4B
$2.4B
Q2 25
$59.8B
$1.8B
Q1 25
$55.6B
$2.0B
Q4 24
$1.7B
Q3 24
$47.0B
$1.6B
Q2 24
$47.0B
$1.6B
Q1 24
$47.4B
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
QFIN
QFIN
SYM
SYM
Operating Cash FlowLast quarter
$351.4M
$191.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.75×
73.61×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
QFIN
QFIN
SYM
SYM
Q4 25
$191.5M
Q3 25
$351.4M
$530.7M
Q2 25
$366.0M
$-138.3M
Q1 25
$386.6M
$269.6M
Q4 24
$205.0M
Q3 24
$338.0M
$-99.4M
Q2 24
$269.9M
$50.4M
Q1 24
$271.2M
$21.1M
Free Cash Flow
QFIN
QFIN
SYM
SYM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$197.7M
Q3 24
$-120.1M
Q2 24
$33.5M
Q1 24
$18.6M
FCF Margin
QFIN
QFIN
SYM
SYM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
40.6%
Q3 24
-23.9%
Q2 24
6.8%
Q1 24
4.4%
Capex Intensity
QFIN
QFIN
SYM
SYM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
1.5%
Q3 24
4.1%
Q2 24
3.4%
Q1 24
0.6%
Cash Conversion
QFIN
QFIN
SYM
SYM
Q4 25
73.61×
Q3 25
1.75×
Q2 25
1.52×
Q1 25
1.56×
Q4 24
Q3 24
1.32×
Q2 24
1.43×
Q1 24
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

QFIN
QFIN

Segment breakdown not available.

SYM
SYM

Systems$590.3M94%
Operation Services$28.8M5%
Software Maintenance And Support$10.9M2%
Revision Of Prior Period Change In Accounting Principle Adjustment$2.9M0%
Related Party$1.1M0%

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