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Side-by-side financial comparison of Quest Resource Holding Corp (QRHC) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $58.9M, roughly 1.4× Quest Resource Holding Corp). TFS Financial CORP runs the higher net margin — 26.6% vs -2.8%, a 29.4% gap on every dollar of revenue. On growth, TFS Financial CORP posted the faster year-over-year revenue change (11.9% vs -15.8%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $1.0M). Over the past eight quarters, TFS Financial CORP's revenue compounded faster (4.2% CAGR vs -10.0%).

Quest Resource Holding Corp provides end-to-end waste management, recycling, and sustainability solutions to commercial, industrial, and retail clients across North America. It helps businesses cut waste volumes, reduce operational costs, and fulfill corporate environmental targets via customized waste diversion and circular economy initiatives.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

QRHC vs TFSL — Head-to-Head

Bigger by revenue
TFSL
TFSL
1.4× larger
TFSL
$83.7M
$58.9M
QRHC
Growing faster (revenue YoY)
TFSL
TFSL
+27.7% gap
TFSL
11.9%
-15.8%
QRHC
Higher net margin
TFSL
TFSL
29.4% more per $
TFSL
26.6%
-2.8%
QRHC
More free cash flow
TFSL
TFSL
$56.1M more FCF
TFSL
$57.1M
$1.0M
QRHC
Faster 2-yr revenue CAGR
TFSL
TFSL
Annualised
TFSL
4.2%
-10.0%
QRHC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
QRHC
QRHC
TFSL
TFSL
Revenue
$58.9M
$83.7M
Net Profit
$-1.7M
$22.3M
Gross Margin
15.5%
Operating Margin
0.9%
34.0%
Net Margin
-2.8%
26.6%
Revenue YoY
-15.8%
11.9%
Net Profit YoY
82.6%
-0.7%
EPS (diluted)
$-0.08
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
QRHC
QRHC
TFSL
TFSL
Q4 25
$58.9M
$83.7M
Q3 25
$63.3M
$85.5M
Q2 25
$59.5M
$82.0M
Q1 25
$68.4M
$79.1M
Q4 24
$70.0M
$74.8M
Q3 24
$72.8M
$75.1M
Q2 24
$73.1M
$75.5M
Q1 24
$72.7M
$77.1M
Net Profit
QRHC
QRHC
TFSL
TFSL
Q4 25
$-1.7M
$22.3M
Q3 25
$-1.3M
$26.0M
Q2 25
$-2.0M
$21.5M
Q1 25
$-10.4M
$21.0M
Q4 24
$-9.5M
$22.4M
Q3 24
$-3.4M
$18.2M
Q2 24
$-1.5M
$20.0M
Q1 24
$-655.0K
$20.7M
Gross Margin
QRHC
QRHC
TFSL
TFSL
Q4 25
15.5%
Q3 25
18.1%
Q2 25
18.5%
Q1 25
16.0%
Q4 24
15.3%
Q3 24
16.1%
Q2 24
18.5%
Q1 24
19.3%
Operating Margin
QRHC
QRHC
TFSL
TFSL
Q4 25
0.9%
34.0%
Q3 25
1.7%
37.9%
Q2 25
0.6%
33.3%
Q1 25
-11.9%
33.5%
Q4 24
-10.3%
37.9%
Q3 24
-1.3%
30.7%
Q2 24
2.4%
33.4%
Q1 24
2.6%
33.6%
Net Margin
QRHC
QRHC
TFSL
TFSL
Q4 25
-2.8%
26.6%
Q3 25
-2.1%
30.4%
Q2 25
-3.3%
26.2%
Q1 25
-15.2%
26.6%
Q4 24
-13.6%
30.0%
Q3 24
-4.7%
24.2%
Q2 24
-2.1%
26.4%
Q1 24
-0.9%
26.9%
EPS (diluted)
QRHC
QRHC
TFSL
TFSL
Q4 25
$-0.08
$0.08
Q3 25
$-0.06
$0.09
Q2 25
$-0.09
$0.08
Q1 25
$-0.50
$0.07
Q4 24
$-0.47
$0.08
Q3 24
$-0.16
$0.07
Q2 24
$-0.07
$0.07
Q1 24
$-0.03
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
QRHC
QRHC
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$1.0M
$456.7M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$40.5M
$1.9B
Total Assets
$145.6M
$17.5B
Debt / EquityLower = less leverage
1.58×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
QRHC
QRHC
TFSL
TFSL
Q4 25
$1.0M
$456.7M
Q3 25
$1.1M
$429.4M
Q2 25
$449.0K
$452.6M
Q1 25
$1.4M
$463.6M
Q4 24
$396.0K
$465.9M
Q3 24
$1.1M
$463.7M
Q2 24
$957.5K
$560.4M
Q1 24
$581.1K
$594.3M
Total Debt
QRHC
QRHC
TFSL
TFSL
Q4 25
$64.0M
Q3 25
$65.4M
Q2 25
$69.7M
Q1 25
$74.1M
Q4 24
$76.3M
Q3 24
$71.9M
Q2 24
$70.7M
Q1 24
$68.5M
Stockholders' Equity
QRHC
QRHC
TFSL
TFSL
Q4 25
$40.5M
$1.9B
Q3 25
$42.0M
$1.9B
Q2 25
$42.9M
$1.9B
Q1 25
$44.4M
$1.9B
Q4 24
$54.2M
$1.9B
Q3 24
$62.8M
$1.9B
Q2 24
$65.6M
$1.9B
Q1 24
$66.3M
$1.9B
Total Assets
QRHC
QRHC
TFSL
TFSL
Q4 25
$145.6M
$17.5B
Q3 25
$149.3M
$17.5B
Q2 25
$153.1M
$17.4B
Q1 25
$165.7M
$17.1B
Q4 24
$175.6M
$17.1B
Q3 24
$178.2M
$17.1B
Q2 24
$181.8M
$17.0B
Q1 24
$179.0M
$17.0B
Debt / Equity
QRHC
QRHC
TFSL
TFSL
Q4 25
1.58×
Q3 25
1.56×
Q2 25
1.62×
Q1 25
1.67×
Q4 24
1.41×
Q3 24
1.15×
Q2 24
1.08×
Q1 24
1.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
QRHC
QRHC
TFSL
TFSL
Operating Cash FlowLast quarter
$1.1M
$58.7M
Free Cash FlowOCF − Capex
$1.0M
$57.1M
FCF MarginFCF / Revenue
1.7%
68.2%
Capex IntensityCapex / Revenue
0.1%
2.0%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$9.3M
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
QRHC
QRHC
TFSL
TFSL
Q4 25
$1.1M
$58.7M
Q3 25
$5.7M
$82.4M
Q2 25
$3.9M
$26.8M
Q1 25
$-1.1M
$21.2M
Q4 24
$-4.8M
$45.5M
Q3 24
$-475.0K
$88.6M
Q2 24
$808.0K
$96.7M
Q1 24
$-1.7M
$14.2M
Free Cash Flow
QRHC
QRHC
TFSL
TFSL
Q4 25
$1.0M
$57.1M
Q3 25
$5.6M
$71.0M
Q2 25
$3.9M
$25.0M
Q1 25
$-1.2M
$14.3M
Q4 24
$-5.2M
$44.9M
Q3 24
$-583.0K
$85.5M
Q2 24
$-1.4M
$95.9M
Q1 24
$-3.6M
$13.4M
FCF Margin
QRHC
QRHC
TFSL
TFSL
Q4 25
1.7%
68.2%
Q3 25
8.9%
83.0%
Q2 25
6.5%
30.5%
Q1 25
-1.8%
18.0%
Q4 24
-7.4%
60.0%
Q3 24
-0.8%
113.8%
Q2 24
-2.0%
127.0%
Q1 24
-4.9%
17.4%
Capex Intensity
QRHC
QRHC
TFSL
TFSL
Q4 25
0.1%
2.0%
Q3 25
0.0%
13.4%
Q2 25
0.0%
2.1%
Q1 25
0.2%
8.8%
Q4 24
0.6%
0.9%
Q3 24
0.1%
4.1%
Q2 24
3.1%
1.1%
Q1 24
2.6%
1.1%
Cash Conversion
QRHC
QRHC
TFSL
TFSL
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

QRHC
QRHC

Services$55.8M95%
Product Sales And Other$3.1M5%

TFSL
TFSL

Segment breakdown not available.

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