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Side-by-side financial comparison of FreightCar America, Inc. (RAIL) and Talkspace, Inc. (TALK). Click either name above to swap in a different company.

FreightCar America, Inc. is the larger business by last-quarter revenue ($125.5M vs $63.0M, roughly 2.0× Talkspace, Inc.). Talkspace, Inc. runs the higher net margin — 7.6% vs -13.2%, a 20.8% gap on every dollar of revenue. On growth, Talkspace, Inc. posted the faster year-over-year revenue change (29.3% vs -8.8%). Over the past eight quarters, Talkspace, Inc.'s revenue compounded faster (17.8% CAGR vs -11.7%).

FreightCar America, Inc. is a manufacturer of freight cars for the railway industry. The company employs around 2,000 people, most of them at its 700,000 square foot manufacturing facility in Castaños, Mexico. In addition to the manufacturing facility, the company maintains a headquarters in Chicago and an engineering and parts facility in Johnstown, Pennsylvania.

Talkspace, Inc. is an American company that provides online and mobile therapy services. Founded in 2012 by Oren and Roni Frank, Talkspace connects users with licensed therapists and psychiatrists through web and mobile platforms. The service offers communication through text, audio, and video messaging, as well as live video sessions in some cases. The company is headquartered in New York City.

RAIL vs TALK — Head-to-Head

Bigger by revenue
RAIL
RAIL
2.0× larger
RAIL
$125.5M
$63.0M
TALK
Growing faster (revenue YoY)
TALK
TALK
+38.1% gap
TALK
29.3%
-8.8%
RAIL
Higher net margin
TALK
TALK
20.8% more per $
TALK
7.6%
-13.2%
RAIL
Faster 2-yr revenue CAGR
TALK
TALK
Annualised
TALK
17.8%
-11.7%
RAIL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RAIL
RAIL
TALK
TALK
Revenue
$125.5M
$63.0M
Net Profit
$-16.6M
$4.8M
Gross Margin
13.4%
Operating Margin
6.2%
6.1%
Net Margin
-13.2%
7.6%
Revenue YoY
-8.8%
29.3%
Net Profit YoY
-147.9%
292.5%
EPS (diluted)
$-0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RAIL
RAIL
TALK
TALK
Q4 25
$125.5M
$63.0M
Q3 25
$160.4M
$59.4M
Q2 25
$118.5M
$54.3M
Q1 25
$96.2M
$52.2M
Q4 24
$137.6M
$48.7M
Q3 24
$113.2M
$47.4M
Q2 24
$146.0M
$46.1M
Q1 24
$160.9M
$45.4M
Net Profit
RAIL
RAIL
TALK
TALK
Q4 25
$-16.6M
$4.8M
Q3 25
$-7.4M
$3.3M
Q2 25
$11.7M
$-541.0K
Q1 25
$50.4M
$318.0K
Q4 24
$34.6M
$1.2M
Q3 24
$-107.0M
$1.9M
Q2 24
$8.2M
$-474.0K
Q1 24
$-11.6M
$-1.5M
Gross Margin
RAIL
RAIL
TALK
TALK
Q4 25
13.4%
Q3 25
15.1%
Q2 25
15.0%
Q1 25
15.0%
44.6%
Q4 24
15.3%
44.2%
Q3 24
14.3%
45.6%
Q2 24
12.6%
45.5%
Q1 24
7.1%
47.8%
Operating Margin
RAIL
RAIL
TALK
TALK
Q4 25
6.2%
6.1%
Q3 25
9.1%
3.7%
Q2 25
6.5%
-3.3%
Q1 25
4.0%
-2.1%
Q4 24
8.5%
1.2%
Q3 24
7.6%
0.2%
Q2 24
9.0%
-7.6%
Q1 24
2.4%
-3.7%
Net Margin
RAIL
RAIL
TALK
TALK
Q4 25
-13.2%
7.6%
Q3 25
-4.6%
5.5%
Q2 25
9.9%
-1.0%
Q1 25
52.4%
0.6%
Q4 24
25.2%
2.5%
Q3 24
-94.6%
4.0%
Q2 24
5.6%
-1.0%
Q1 24
-7.2%
-3.2%
EPS (diluted)
RAIL
RAIL
TALK
TALK
Q4 25
$-0.54
Q3 25
$-0.23
$0.02
Q2 25
$0.34
Q1 25
$1.52
$0.00
Q4 24
$0.88
$0.01
Q3 24
$-3.57
$0.01
Q2 24
$0.11
$0.00
Q1 24
$-0.54
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RAIL
RAIL
TALK
TALK
Cash + ST InvestmentsLiquidity on hand
$37.4M
Total DebtLower is stronger
$107.2M
Stockholders' EquityBook value
$-107.4M
$117.0M
Total Assets
$290.0M
$134.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RAIL
RAIL
TALK
TALK
Q4 25
$37.4M
Q3 25
$39.5M
Q2 25
$54.3M
Q1 25
$60.1M
Q4 24
$76.7M
Q3 24
$119.0M
Q2 24
$114.9M
Q1 24
$120.3M
Total Debt
RAIL
RAIL
TALK
TALK
Q4 25
$107.2M
Q3 25
$107.6M
Q2 25
$107.9M
Q1 25
$108.2M
Q4 24
$108.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
RAIL
RAIL
TALK
TALK
Q4 25
$-107.4M
$117.0M
Q3 25
$-90.9M
$109.1M
Q2 25
$-83.5M
$112.9M
Q1 25
$-97.4M
$113.4M
Q4 24
$-150.3M
$117.4M
Q3 24
$-156.3M
$117.6M
Q2 24
$-48.8M
$114.0M
Q1 24
$-57.0M
$119.6M
Total Assets
RAIL
RAIL
TALK
TALK
Q4 25
$290.0M
$134.9M
Q3 25
$340.8M
$129.1M
Q2 25
$328.1M
$132.8M
Q1 25
$250.5M
$134.2M
Q4 24
$224.2M
$138.7M
Q3 24
$245.9M
$138.2M
Q2 24
$207.2M
$133.8M
Q1 24
$248.7M
$138.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RAIL
RAIL
TALK
TALK
Operating Cash FlowLast quarter
$10.0M
$5.4M
Free Cash FlowOCF − Capex
$8.8M
FCF MarginFCF / Revenue
7.0%
Capex IntensityCapex / Revenue
1.0%
Cash ConversionOCF / Net Profit
1.13×
TTM Free Cash FlowTrailing 4 quarters
$31.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RAIL
RAIL
TALK
TALK
Q4 25
$10.0M
$5.4M
Q3 25
$3.4M
$4.7M
Q2 25
$8.5M
$-351.0K
Q1 25
$12.8M
$-1.2M
Q4 24
$5.9M
$3.7M
Q3 24
$7.2M
$6.2M
Q2 24
$57.2M
$4.8M
Q1 24
$-25.3M
$-3.4M
Free Cash Flow
RAIL
RAIL
TALK
TALK
Q4 25
$8.8M
Q3 25
$2.2M
Q2 25
$7.9M
Q1 25
$12.5M
Q4 24
$4.6M
Q3 24
$5.7M
Q2 24
$55.9M
$4.5M
Q1 24
$-26.3M
$-3.8M
FCF Margin
RAIL
RAIL
TALK
TALK
Q4 25
7.0%
Q3 25
1.4%
Q2 25
6.7%
Q1 25
13.0%
Q4 24
3.3%
Q3 24
5.0%
Q2 24
38.3%
9.7%
Q1 24
-16.3%
-8.3%
Capex Intensity
RAIL
RAIL
TALK
TALK
Q4 25
1.0%
Q3 25
0.7%
Q2 25
0.5%
Q1 25
0.3%
Q4 24
0.9%
Q3 24
1.3%
Q2 24
0.9%
0.7%
Q1 24
0.6%
0.8%
Cash Conversion
RAIL
RAIL
TALK
TALK
Q4 25
1.13×
Q3 25
1.46×
Q2 25
0.73×
Q1 25
0.25×
-3.90×
Q4 24
0.17×
3.02×
Q3 24
3.31×
Q2 24
6.99×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RAIL
RAIL

Railcar Sales$118.9M95%
Aftermarket Sales$6.6M5%

TALK
TALK

Payor Revenue$47.7M76%
Dte Revenue$11.6M18%
Consumer$3.7M6%

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