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Side-by-side financial comparison of Rhinebeck Bancorp, Inc. (RBKB) and Veritone, Inc. (VERI). Click either name above to swap in a different company.

Veritone, Inc. is the larger business by last-quarter revenue ($26.6M vs $13.5M, roughly 2.0× Rhinebeck Bancorp, Inc.). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs -109.8%, a 127.1% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs 21.1%). Rhinebeck Bancorp, Inc. produced more free cash flow last quarter ($10.9M vs $-17.1M). Over the past eight quarters, Veritone, Inc.'s revenue compounded faster (39.0% CAGR vs 14.0%).

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

Veritone, Inc. is an American artificial intelligence technology company based in Irvine, California founded in 2014. It serves a variety of industries including media, professional sports teams, federal government agencies, energy utilities, and state and local police departments.

RBKB vs VERI — Head-to-Head

Bigger by revenue
VERI
VERI
2.0× larger
VERI
$26.6M
$13.5M
RBKB
Growing faster (revenue YoY)
RBKB
RBKB
+1680.0% gap
RBKB
1701.1%
21.1%
VERI
Higher net margin
RBKB
RBKB
127.1% more per $
RBKB
17.3%
-109.8%
VERI
More free cash flow
RBKB
RBKB
$28.0M more FCF
RBKB
$10.9M
$-17.1M
VERI
Faster 2-yr revenue CAGR
VERI
VERI
Annualised
VERI
39.0%
14.0%
RBKB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
RBKB
RBKB
VERI
VERI
Revenue
$13.5M
$26.6M
Net Profit
$2.3M
$-29.2M
Gross Margin
Operating Margin
21.7%
-68.2%
Net Margin
17.3%
-109.8%
Revenue YoY
1701.1%
21.1%
Net Profit YoY
188.0%
-34.5%
EPS (diluted)
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBKB
RBKB
VERI
VERI
Q4 25
$13.5M
Q3 25
$14.0M
$26.6M
Q2 25
$13.1M
$23.2M
Q1 25
$12.8M
$22.5M
Q4 24
$750.0K
$22.4M
Q3 24
$773.0K
$22.0M
Q2 24
$10.7M
$24.1M
Q1 24
$10.4M
$24.2M
Net Profit
RBKB
RBKB
VERI
VERI
Q4 25
$2.3M
Q3 25
$2.7M
$-29.2M
Q2 25
$2.7M
$-26.5M
Q1 25
$2.3M
$-19.9M
Q4 24
$-2.7M
$31.8M
Q3 24
$-8.1M
$-21.7M
Q2 24
$975.0K
$-22.2M
Q1 24
$1.1M
$-25.2M
Gross Margin
RBKB
RBKB
VERI
VERI
Q4 25
Q3 25
Q2 25
72.6%
Q1 25
Q4 24
Q3 24
71.2%
Q2 24
72.6%
Q1 24
70.8%
Operating Margin
RBKB
RBKB
VERI
VERI
Q4 25
21.7%
Q3 25
23.9%
-68.2%
Q2 25
26.6%
-82.0%
Q1 25
22.9%
-96.3%
Q4 24
-444.9%
-93.8%
Q3 24
-1332.3%
-102.3%
Q2 24
11.8%
-84.4%
Q1 24
13.9%
-100.9%
Net Margin
RBKB
RBKB
VERI
VERI
Q4 25
17.3%
Q3 25
19.3%
-109.8%
Q2 25
20.8%
-114.2%
Q1 25
17.9%
-88.5%
Q4 24
-353.9%
141.7%
Q3 24
-1042.9%
-98.9%
Q2 24
9.2%
-92.4%
Q1 24
10.8%
-104.3%
EPS (diluted)
RBKB
RBKB
VERI
VERI
Q4 25
$0.21
Q3 25
$0.25
Q2 25
$0.25
$-0.53
Q1 25
$0.21
$-0.41
Q4 24
$-0.24
$0.85
Q3 24
$-0.75
$-0.57
Q2 24
$0.09
$-0.59
Q1 24
$0.10
$-0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBKB
RBKB
VERI
VERI
Cash + ST InvestmentsLiquidity on hand
$36.2M
Total DebtLower is stronger
$35.4M
Stockholders' EquityBook value
$136.9M
$15.5M
Total Assets
$1.3B
$198.6M
Debt / EquityLower = less leverage
2.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBKB
RBKB
VERI
VERI
Q4 25
Q3 25
$36.2M
Q2 25
$13.6M
Q1 25
$16.1M
Q4 24
$16.9M
Q3 24
$11.4M
Q2 24
$46.0M
Q1 24
$90.7M
Total Debt
RBKB
RBKB
VERI
VERI
Q4 25
Q3 25
$35.4M
Q2 25
$37.3M
Q1 25
$39.2M
Q4 24
$41.2M
Q3 24
$73.6M
Q2 24
$75.6M
Q1 24
$77.5M
Stockholders' Equity
RBKB
RBKB
VERI
VERI
Q4 25
$136.9M
Q3 25
$133.0M
$15.5M
Q2 25
$129.0M
$3.5M
Q1 25
$126.0M
$14.8M
Q4 24
$121.8M
$13.5M
Q3 24
$122.7M
$-25.2M
Q2 24
$116.2M
$-5.7M
Q1 24
$114.3M
$14.9M
Total Assets
RBKB
RBKB
VERI
VERI
Q4 25
$1.3B
Q3 25
$1.3B
$198.6M
Q2 25
$1.3B
$188.1M
Q1 25
$1.3B
$199.6M
Q4 24
$1.3B
$198.1M
Q3 24
$1.3B
$336.4M
Q2 24
$1.3B
$321.8M
Q1 24
$1.3B
$359.6M
Debt / Equity
RBKB
RBKB
VERI
VERI
Q4 25
Q3 25
2.28×
Q2 25
10.71×
Q1 25
2.66×
Q4 24
3.06×
Q3 24
Q2 24
Q1 24
5.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBKB
RBKB
VERI
VERI
Operating Cash FlowLast quarter
$11.7M
$-15.9M
Free Cash FlowOCF − Capex
$10.9M
$-17.1M
FCF MarginFCF / Revenue
80.6%
-64.2%
Capex IntensityCapex / Revenue
6.3%
4.6%
Cash ConversionOCF / Net Profit
5.03×
TTM Free Cash FlowTrailing 4 quarters
$19.4M
$-46.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBKB
RBKB
VERI
VERI
Q4 25
$11.7M
Q3 25
$2.2M
$-15.9M
Q2 25
$2.4M
$-8.2M
Q1 25
$4.3M
$-17.0M
Q4 24
$8.5M
$-500.0K
Q3 24
$-3.6M
$3.6M
Q2 24
$12.0M
$-42.7M
Q1 24
$-3.5M
$14.9M
Free Cash Flow
RBKB
RBKB
VERI
VERI
Q4 25
$10.9M
Q3 25
$2.0M
$-17.1M
Q2 25
$2.2M
$-9.2M
Q1 25
$4.2M
$-18.4M
Q4 24
$7.7M
$-1.7M
Q3 24
$-3.6M
$1.9M
Q2 24
$11.8M
$-44.1M
Q1 24
$-3.7M
$13.1M
FCF Margin
RBKB
RBKB
VERI
VERI
Q4 25
80.6%
Q3 25
14.5%
-64.2%
Q2 25
17.2%
-39.6%
Q1 25
32.8%
-81.9%
Q4 24
1023.9%
-7.4%
Q3 24
-469.0%
8.6%
Q2 24
111.1%
-183.4%
Q1 24
-36.0%
54.2%
Capex Intensity
RBKB
RBKB
VERI
VERI
Q4 25
6.3%
Q3 25
1.4%
4.6%
Q2 25
1.4%
4.1%
Q1 25
0.9%
6.0%
Q4 24
105.5%
5.2%
Q3 24
6.3%
7.7%
Q2 24
1.2%
5.9%
Q1 24
2.3%
7.6%
Cash Conversion
RBKB
RBKB
VERI
VERI
Q4 25
5.03×
Q3 25
0.83×
Q2 25
0.89×
Q1 25
1.89×
Q4 24
-0.02×
Q3 24
Q2 24
12.27×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RBKB
RBKB

Segment breakdown not available.

VERI
VERI

Software Products And Services$20.9M78%
Other$2.3M9%
Public Sector$2.0M7%
Representation Services$1.5M6%

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