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Side-by-side financial comparison of Rhinebeck Bancorp, Inc. (RBKB) and Wave Life Sciences Ltd. (WVE). Click either name above to swap in a different company.

Rhinebeck Bancorp, Inc. is the larger business by last-quarter revenue ($13.5M vs $8.7M, roughly 1.6× Wave Life Sciences Ltd.). Rhinebeck Bancorp, Inc. runs the higher net margin — 17.3% vs -580.2%, a 597.5% gap on every dollar of revenue. On growth, Rhinebeck Bancorp, Inc. posted the faster year-over-year revenue change (1701.1% vs -55.8%). Rhinebeck Bancorp, Inc. produced more free cash flow last quarter ($10.9M vs $-46.3M). Over the past eight quarters, Rhinebeck Bancorp, Inc.'s revenue compounded faster (14.0% CAGR vs -18.0%).

Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.

BIT Life Sciences is a for profit meetings, incentives, conferencing, exhibitions (MICE) company based in Dalian, China, that specializes in arranging multiple scientific congresses that have been described as "predatory". The company is part of a wave of organizations that have appeared in China in the past several years noted for arranging congresses with little academic merit and with the primary aim of generating revenue rather than scientific knowledge sharing. Papers submitted are usual...

RBKB vs WVE — Head-to-Head

Bigger by revenue
RBKB
RBKB
1.6× larger
RBKB
$13.5M
$8.7M
WVE
Growing faster (revenue YoY)
RBKB
RBKB
+1756.9% gap
RBKB
1701.1%
-55.8%
WVE
Higher net margin
RBKB
RBKB
597.5% more per $
RBKB
17.3%
-580.2%
WVE
More free cash flow
RBKB
RBKB
$57.2M more FCF
RBKB
$10.9M
$-46.3M
WVE
Faster 2-yr revenue CAGR
RBKB
RBKB
Annualised
RBKB
14.0%
-18.0%
WVE

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
RBKB
RBKB
WVE
WVE
Revenue
$13.5M
$8.7M
Net Profit
$2.3M
$-50.5M
Gross Margin
Operating Margin
21.7%
-606.5%
Net Margin
17.3%
-580.2%
Revenue YoY
1701.1%
-55.8%
Net Profit YoY
188.0%
-53.3%
EPS (diluted)
$0.21
$-0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RBKB
RBKB
WVE
WVE
Q4 25
$13.5M
Q3 25
$14.0M
Q2 25
$13.1M
$8.7M
Q1 25
$12.8M
$9.2M
Q4 24
$750.0K
Q3 24
$773.0K
Q2 24
$10.7M
$19.7M
Q1 24
$10.4M
$12.5M
Net Profit
RBKB
RBKB
WVE
WVE
Q4 25
$2.3M
Q3 25
$2.7M
Q2 25
$2.7M
$-50.5M
Q1 25
$2.3M
$-46.9M
Q4 24
$-2.7M
Q3 24
$-8.1M
Q2 24
$975.0K
$-32.9M
Q1 24
$1.1M
$-31.6M
Operating Margin
RBKB
RBKB
WVE
WVE
Q4 25
21.7%
Q3 25
23.9%
Q2 25
26.6%
-606.5%
Q1 25
22.9%
-542.8%
Q4 24
-444.9%
Q3 24
-1332.3%
Q2 24
11.8%
-177.7%
Q1 24
13.9%
-274.8%
Net Margin
RBKB
RBKB
WVE
WVE
Q4 25
17.3%
Q3 25
19.3%
Q2 25
20.8%
-580.2%
Q1 25
17.9%
-510.9%
Q4 24
-353.9%
Q3 24
-1042.9%
Q2 24
9.2%
-167.2%
Q1 24
10.8%
-251.7%
EPS (diluted)
RBKB
RBKB
WVE
WVE
Q4 25
$0.21
Q3 25
$0.25
Q2 25
$0.25
$-0.31
Q1 25
$0.21
$-0.29
Q4 24
$-0.24
Q3 24
$-0.75
Q2 24
$0.09
$-0.25
Q1 24
$0.10
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RBKB
RBKB
WVE
WVE
Cash + ST InvestmentsLiquidity on hand
$208.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$136.9M
$139.3M
Total Assets
$1.3B
$252.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RBKB
RBKB
WVE
WVE
Q4 25
Q3 25
Q2 25
$208.5M
Q1 25
$243.1M
Q4 24
Q3 24
Q2 24
$154.0M
Q1 24
$180.9M
Stockholders' Equity
RBKB
RBKB
WVE
WVE
Q4 25
$136.9M
Q3 25
$133.0M
Q2 25
$129.0M
$139.3M
Q1 25
$126.0M
$171.8M
Q4 24
$121.8M
Q3 24
$122.7M
Q2 24
$116.2M
$-3.5M
Q1 24
$114.3M
$25.4M
Total Assets
RBKB
RBKB
WVE
WVE
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
$252.4M
Q1 25
$1.3B
$288.3M
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.3B
$208.8M
Q1 24
$1.3B
$235.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RBKB
RBKB
WVE
WVE
Operating Cash FlowLast quarter
$11.7M
$-46.0M
Free Cash FlowOCF − Capex
$10.9M
$-46.3M
FCF MarginFCF / Revenue
80.6%
-532.5%
Capex IntensityCapex / Revenue
6.3%
3.5%
Cash ConversionOCF / Net Profit
5.03×
TTM Free Cash FlowTrailing 4 quarters
$19.4M
$-170.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RBKB
RBKB
WVE
WVE
Q4 25
$11.7M
Q3 25
$2.2M
Q2 25
$2.4M
$-46.0M
Q1 25
$4.3M
$-63.0M
Q4 24
$8.5M
Q3 24
$-3.6M
Q2 24
$12.0M
$-27.5M
Q1 24
$-3.5M
$-33.4M
Free Cash Flow
RBKB
RBKB
WVE
WVE
Q4 25
$10.9M
Q3 25
$2.0M
Q2 25
$2.2M
$-46.3M
Q1 25
$4.2M
$-63.2M
Q4 24
$7.7M
Q3 24
$-3.6M
Q2 24
$11.8M
$-27.5M
Q1 24
$-3.7M
$-33.8M
FCF Margin
RBKB
RBKB
WVE
WVE
Q4 25
80.6%
Q3 25
14.5%
Q2 25
17.2%
-532.5%
Q1 25
32.8%
-688.9%
Q4 24
1023.9%
Q3 24
-469.0%
Q2 24
111.1%
-139.8%
Q1 24
-36.0%
-270.0%
Capex Intensity
RBKB
RBKB
WVE
WVE
Q4 25
6.3%
Q3 25
1.4%
Q2 25
1.4%
3.5%
Q1 25
0.9%
1.8%
Q4 24
105.5%
Q3 24
6.3%
Q2 24
1.2%
0.3%
Q1 24
2.3%
3.3%
Cash Conversion
RBKB
RBKB
WVE
WVE
Q4 25
5.03×
Q3 25
0.83×
Q2 25
0.89×
Q1 25
1.89×
Q4 24
Q3 24
Q2 24
12.27×
Q1 24
-3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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