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Side-by-side financial comparison of Ready Capital Corp (RC) and Ucommune International Ltd (UK). Click either name above to swap in a different company.

Ucommune International Ltd is the larger business by last-quarter revenue ($16.4M vs $13.1M, roughly 1.2× Ready Capital Corp). Ucommune International Ltd runs the higher net margin — -42.2% vs -1772.7%, a 1730.5% gap on every dollar of revenue. On growth, Ucommune International Ltd posted the faster year-over-year revenue change (-56.1% vs -73.8%).

Ready Capital Corp is a leading US-based commercial real estate finance firm. It offers tailored lending solutions including multifamily property loans, small balance commercial real estate mortgages, construction financing, and mortgage servicing services. Its core client segments include real estate investors, small business operators, and property developers across the United States.

Ucommune International Ltd., formerly known as UrWork, is a Beijing-based co-working space provider founded in 2015 by Mao Daqing. It is now the second-largest co-working space provider after WeWork, with properties in three dozen cities around the world, including Shanghai, Singapore, Hong Kong and New York City. The company was valued at 1.8 billion US dollars in August 2018, making it the first domestic unicorn in the Chinese co-working space, but by November 2018, Ucommune had completed i...

RC vs UK — Head-to-Head

Bigger by revenue
UK
UK
1.2× larger
UK
$16.4M
$13.1M
RC
Growing faster (revenue YoY)
UK
UK
+17.7% gap
UK
-56.1%
-73.8%
RC
Higher net margin
UK
UK
1730.5% more per $
UK
-42.2%
-1772.7%
RC

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
RC
RC
UK
UK
Revenue
$13.1M
$16.4M
Net Profit
$-232.6M
$-6.9M
Gross Margin
Operating Margin
-2013.3%
-23.6%
Net Margin
-1772.7%
-42.2%
Revenue YoY
-73.8%
-56.1%
Net Profit YoY
26.1%
-30.2%
EPS (diluted)
$-1.43
$-8.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RC
RC
UK
UK
Q4 25
$13.1M
Q3 25
$85.4M
Q2 25
$16.9M
Q1 25
$40.2M
Q4 24
$50.1M
Q3 24
$107.2M
Q2 24
$51.0M
$16.4M
Q1 24
$48.5M
Net Profit
RC
RC
UK
UK
Q4 25
$-232.6M
Q3 25
$-16.7M
Q2 25
$-53.7M
Q1 25
$82.0M
Q4 24
$-314.8M
Q3 24
$-7.3M
Q2 24
$-34.2M
$-6.9M
Q1 24
$-74.2M
Operating Margin
RC
RC
UK
UK
Q4 25
-2013.3%
Q3 25
-31.5%
Q2 25
-524.9%
Q1 25
Q4 24
-629.0%
Q3 24
-14.8%
Q2 24
-157.0%
-23.6%
Q1 24
-217.9%
Net Margin
RC
RC
UK
UK
Q4 25
-1772.7%
Q3 25
-19.6%
Q2 25
-317.7%
Q1 25
203.7%
Q4 24
-628.8%
Q3 24
-6.8%
Q2 24
-67.1%
-42.2%
Q1 24
-152.8%
EPS (diluted)
RC
RC
UK
UK
Q4 25
$-1.43
Q3 25
$-0.13
Q2 25
$-0.34
Q1 25
$0.46
Q4 24
$-1.89
Q3 24
$-0.07
Q2 24
$-0.23
$-8.55
Q1 24
$-0.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RC
RC
UK
UK
Cash + ST InvestmentsLiquidity on hand
$207.8M
$10.7M
Total DebtLower is stronger
$1.4B
Stockholders' EquityBook value
$1.5B
$4.7M
Total Assets
$7.8B
$68.0M
Debt / EquityLower = less leverage
0.89×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RC
RC
UK
UK
Q4 25
$207.8M
Q3 25
$147.5M
Q2 25
$162.9M
Q1 25
$205.9M
Q4 24
$143.8M
Q3 24
$181.3M
Q2 24
$226.3M
$10.7M
Q1 24
$166.0M
Total Debt
RC
RC
UK
UK
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.4B
Q1 25
$1.5B
Q4 24
$1.3B
Q3 24
$1.2B
Q2 24
$1.2B
Q1 24
$1.1B
Stockholders' Equity
RC
RC
UK
UK
Q4 25
$1.5B
Q3 25
$1.8B
Q2 25
$1.8B
Q1 25
$1.9B
Q4 24
$1.8B
Q3 24
$2.2B
Q2 24
$2.3B
$4.7M
Q1 24
$2.4B
Total Assets
RC
RC
UK
UK
Q4 25
$7.8B
Q3 25
$8.3B
Q2 25
$9.3B
Q1 25
$10.0B
Q4 24
$10.1B
Q3 24
$11.3B
Q2 24
$11.8B
$68.0M
Q1 24
$12.0B
Debt / Equity
RC
RC
UK
UK
Q4 25
0.89×
Q3 25
0.78×
Q2 25
0.76×
Q1 25
0.77×
Q4 24
0.73×
Q3 24
0.54×
Q2 24
0.52×
Q1 24
0.46×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RC
RC
UK
UK
Operating Cash FlowLast quarter
$432.1M
$-677.0K
Free Cash FlowOCF − Capex
$-892.0K
FCF MarginFCF / Revenue
-5.5%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RC
RC
UK
UK
Q4 25
$432.1M
Q3 25
$434.7M
Q2 25
$-100.3M
Q1 25
$108.5M
Q4 24
$274.8M
Q3 24
$221.1M
Q2 24
$1.1M
$-677.0K
Q1 24
$23.4M
Free Cash Flow
RC
RC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$-892.0K
Q1 24
FCF Margin
RC
RC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
-5.5%
Q1 24
Capex Intensity
RC
RC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.3%
Q1 24
Cash Conversion
RC
RC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
1.32×
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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