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Side-by-side financial comparison of RADIAN GROUP INC (RDN) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
RADIAN GROUP INC is the larger business by last-quarter revenue ($300.5M vs $151.1M, roughly 2.0× STURM RUGER & CO INC). On growth, STURM RUGER & CO INC posted the faster year-over-year revenue change (3.6% vs 2.7%). RADIAN GROUP INC produced more free cash flow last quarter ($115.7M vs $12.3M). Over the past eight quarters, STURM RUGER & CO INC's revenue compounded faster (5.1% CAGR vs -0.2%).
Radian Group Inc. is a mortgage insurance company with a suite of mortgage, risk, real estate, and title services.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
RDN vs RGR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $151.1M |
| Net Profit | $154.8M | — |
| Gross Margin | — | 17.8% |
| Operating Margin | 76.2% | 2.3% |
| Net Margin | 51.5% | — |
| Revenue YoY | 2.7% | 3.6% |
| Net Profit YoY | 4.4% | — |
| EPS (diluted) | $1.11 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $300.5M | $151.1M | ||
| Q3 25 | $303.2M | $126.8M | ||
| Q2 25 | $298.6M | $132.5M | ||
| Q1 25 | $294.8M | $135.7M | ||
| Q4 24 | $292.7M | $145.8M | ||
| Q3 24 | $313.4M | $122.3M | ||
| Q2 24 | $298.6M | $130.8M | ||
| Q1 24 | $301.7M | $136.8M |
| Q4 25 | $154.8M | — | ||
| Q3 25 | $141.4M | $1.6M | ||
| Q2 25 | $141.8M | $-17.2M | ||
| Q1 25 | $144.6M | $7.8M | ||
| Q4 24 | $148.3M | — | ||
| Q3 24 | $151.9M | $4.7M | ||
| Q2 24 | $151.9M | $8.3M | ||
| Q1 24 | $152.4M | $7.1M |
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | 97.2% | 3.9% | ||
| Q1 25 | 97.0% | 22.0% | ||
| Q4 24 | 96.6% | 22.8% | ||
| Q3 24 | 97.0% | 18.5% | ||
| Q2 24 | 96.8% | 22.3% | ||
| Q1 24 | 96.9% | 21.5% |
| Q4 25 | 76.2% | 2.3% | ||
| Q3 25 | 65.5% | -2.7% | ||
| Q2 25 | 58.6% | -15.6% | ||
| Q1 25 | 63.9% | 6.2% | ||
| Q4 24 | 83.6% | 7.8% | ||
| Q3 24 | 68.4% | 3.1% | ||
| Q2 24 | 63.0% | 6.9% | ||
| Q1 24 | 65.8% | 5.5% |
| Q4 25 | 51.5% | — | ||
| Q3 25 | 46.7% | 1.2% | ||
| Q2 25 | 47.5% | -13.0% | ||
| Q1 25 | 49.0% | 5.7% | ||
| Q4 24 | 50.7% | — | ||
| Q3 24 | 48.5% | 3.9% | ||
| Q2 24 | 50.9% | 6.3% | ||
| Q1 24 | 50.5% | 5.2% |
| Q4 25 | $1.11 | $0.22 | ||
| Q3 25 | $1.03 | $0.10 | ||
| Q2 25 | $1.02 | $-1.05 | ||
| Q1 25 | $0.98 | $0.46 | ||
| Q4 24 | $0.97 | $0.62 | ||
| Q3 24 | $0.99 | $0.28 | ||
| Q2 24 | $0.98 | $0.47 | ||
| Q1 24 | $0.98 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $24.8M | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.8B | $283.8M |
| Total Assets | $8.1B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.8M | $92.5M | ||
| Q3 25 | $15.3M | $80.8M | ||
| Q2 25 | $22.1M | $101.4M | ||
| Q1 25 | $24.2M | $108.3M | ||
| Q4 24 | $19.2M | $105.5M | ||
| Q3 24 | $28.1M | $96.0M | ||
| Q2 24 | $13.8M | $105.6M | ||
| Q1 24 | $27.0M | $115.3M |
| Q4 25 | $4.8B | $283.8M | ||
| Q3 25 | $4.7B | $279.6M | ||
| Q2 25 | $4.5B | $289.3M | ||
| Q1 25 | $4.6B | $321.5M | ||
| Q4 24 | $4.6B | $319.6M | ||
| Q3 24 | $4.7B | $314.9M | ||
| Q2 24 | $4.5B | $321.5M | ||
| Q1 24 | $4.4B | $332.0M |
| Q4 25 | $8.1B | $342.0M | ||
| Q3 25 | $8.2B | $342.3M | ||
| Q2 25 | $9.6B | $349.5M | ||
| Q1 25 | $8.8B | $379.0M | ||
| Q4 24 | $8.7B | $384.0M | ||
| Q3 24 | $8.4B | $373.5M | ||
| Q2 24 | $8.1B | $376.7M | ||
| Q1 24 | $7.8B | $385.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $119.9M | $15.5M |
| Free Cash FlowOCF − Capex | $115.7M | $12.3M |
| FCF MarginFCF / Revenue | 38.5% | 8.2% |
| Capex IntensityCapex / Revenue | 1.4% | 2.1% |
| Cash ConversionOCF / Net Profit | 0.77× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-174.8M | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $119.9M | $15.5M | ||
| Q3 25 | $358.4M | $12.9M | ||
| Q2 25 | $-713.3M | $14.7M | ||
| Q1 25 | $67.8M | $11.1M | ||
| Q4 24 | $-663.6M | $20.0M | ||
| Q3 24 | $-237.9M | $9.4M | ||
| Q2 24 | $-207.3M | $18.7M | ||
| Q1 24 | $51.0M | $7.3M |
| Q4 25 | $115.7M | $12.3M | ||
| Q3 25 | $357.6M | $7.0M | ||
| Q2 25 | $-714.6M | $9.1M | ||
| Q1 25 | $66.6M | $10.0M | ||
| Q4 24 | $-665.1M | $16.4M | ||
| Q3 24 | $-239.2M | $2.6M | ||
| Q2 24 | $-208.3M | $10.1M | ||
| Q1 24 | $49.5M | $5.6M |
| Q4 25 | 38.5% | 8.2% | ||
| Q3 25 | 117.9% | 5.5% | ||
| Q2 25 | -239.4% | 6.9% | ||
| Q1 25 | 22.6% | 7.4% | ||
| Q4 24 | -227.3% | 11.2% | ||
| Q3 24 | -76.3% | 2.1% | ||
| Q2 24 | -69.8% | 7.7% | ||
| Q1 24 | 16.4% | 4.1% |
| Q4 25 | 1.4% | 2.1% | ||
| Q3 25 | 0.3% | 4.6% | ||
| Q2 25 | 0.4% | 4.2% | ||
| Q1 25 | 0.4% | 0.8% | ||
| Q4 24 | 0.5% | 2.5% | ||
| Q3 24 | 0.4% | 5.5% | ||
| Q2 24 | 0.4% | 6.6% | ||
| Q1 24 | 0.5% | 1.3% |
| Q4 25 | 0.77× | — | ||
| Q3 25 | 2.53× | 8.15× | ||
| Q2 25 | -5.03× | — | ||
| Q1 25 | 0.47× | 1.43× | ||
| Q4 24 | -4.47× | — | ||
| Q3 24 | -1.57× | 1.98× | ||
| Q2 24 | -1.36× | 2.27× | ||
| Q1 24 | 0.34× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RDN
Segment breakdown not available.
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
