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Side-by-side financial comparison of REED'S, INC. (REED) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $7.5M, roughly 1.9× REED'S, INC.). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -50.5%, a 60.3% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -23.1%). RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-3.9M). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs -11.7%).

Waddell & Reed Financial, Inc. was an American asset management and financial planning company founded in 1937 in Kansas City, Missouri. It was a publicly traded company from 1998 to 2021, and briefly had its headquarters in Overland Park, Kansas, and was planning a move back to Downtown Kansas City before the company was sold. It operated asset management and distribution subsidiaries, including Ivy Investment Management Company and Waddell & Reed Investment Management Company.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

REED vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.9× larger
RVSB
$14.0M
$7.5M
REED
Growing faster (revenue YoY)
RVSB
RVSB
+33.5% gap
RVSB
10.4%
-23.1%
REED
Higher net margin
RVSB
RVSB
60.3% more per $
RVSB
9.8%
-50.5%
REED
More free cash flow
RVSB
RVSB
$3.2M more FCF
RVSB
$-736.0K
$-3.9M
REED
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
-11.7%
REED

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
REED
REED
RVSB
RVSB
Revenue
$7.5M
$14.0M
Net Profit
$-3.8M
$1.4M
Gross Margin
20.4%
Operating Margin
-46.9%
12.4%
Net Margin
-50.5%
9.8%
Revenue YoY
-23.1%
10.4%
Net Profit YoY
8.2%
11.8%
EPS (diluted)
$-1.26
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
REED
REED
RVSB
RVSB
Q4 25
$7.5M
$14.0M
Q3 25
$7.0M
$13.6M
Q2 25
$9.5M
$13.3M
Q1 25
$10.0M
$12.9M
Q4 24
$9.7M
$12.7M
Q3 24
$6.8M
$12.8M
Q2 24
$11.9M
$12.2M
Q1 24
$9.6M
$9.0M
Net Profit
REED
REED
RVSB
RVSB
Q4 25
$-3.8M
$1.4M
Q3 25
$-4.0M
$1.1M
Q2 25
$-6.0M
$1.2M
Q1 25
$-2.0M
$1.1M
Q4 24
$-4.1M
$1.2M
Q3 24
$-4.2M
$1.6M
Q2 24
$-3.2M
$966.0K
Q1 24
$-1.7M
$-3.0M
Gross Margin
REED
REED
RVSB
RVSB
Q4 25
20.4%
Q3 25
17.4%
Q2 25
8.5%
Q1 25
33.9%
Q4 24
30.0%
Q3 24
18.0%
Q2 24
32.3%
Q1 24
35.6%
Operating Margin
REED
REED
RVSB
RVSB
Q4 25
-46.9%
12.4%
Q3 25
-58.3%
10.2%
Q2 25
-60.8%
11.7%
Q1 25
-17.4%
11.3%
Q4 24
-37.6%
12.4%
Q3 24
-46.5%
15.5%
Q2 24
-5.6%
10.0%
Q1 24
-6.8%
-47.5%
Net Margin
REED
REED
RVSB
RVSB
Q4 25
-50.5%
9.8%
Q3 25
-56.6%
8.1%
Q2 25
-63.5%
9.2%
Q1 25
-20.3%
8.9%
Q4 24
-42.3%
9.7%
Q3 24
-61.5%
12.2%
Q2 24
-27.1%
7.9%
Q1 24
-17.4%
-34.7%
EPS (diluted)
REED
REED
RVSB
RVSB
Q4 25
$-1.26
$0.07
Q3 25
$-0.48
$0.05
Q2 25
$-0.13
$0.06
Q1 25
$-0.04
$0.05
Q4 24
$-3.73
$0.06
Q3 24
$-4.91
$0.07
Q2 24
$-0.77
$0.05
Q1 24
$-0.40
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
REED
REED
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$28.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$9.2M
$164.2M
Total Assets
$23.3M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
REED
REED
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Stockholders' Equity
REED
REED
RVSB
RVSB
Q4 25
$9.2M
$164.2M
Q3 25
$2.8M
$163.5M
Q2 25
$1.7M
$162.0M
Q1 25
$4.7M
$160.0M
Q4 24
$6.6M
$158.3M
Q3 24
$-22.0M
$160.8M
Q2 24
$-23.8M
$155.9M
Q1 24
$-20.7M
$155.6M
Total Assets
REED
REED
RVSB
RVSB
Q4 25
$23.3M
$1.5B
Q3 25
$19.9M
$1.5B
Q2 25
$23.7M
$1.5B
Q1 25
$24.5M
$1.5B
Q4 24
$25.1M
$1.5B
Q3 24
$15.0M
$1.5B
Q2 24
$18.7M
$1.5B
Q1 24
$19.3M
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
REED
REED
RVSB
RVSB
Operating Cash FlowLast quarter
$-3.8M
$-506.0K
Free Cash FlowOCF − Capex
$-3.9M
$-736.0K
FCF MarginFCF / Revenue
-52.0%
-5.2%
Capex IntensityCapex / Revenue
1.1%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$-17.3M
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
REED
REED
RVSB
RVSB
Q4 25
$-3.8M
$-506.0K
Q3 25
$-2.8M
$16.8M
Q2 25
$-5.0M
$-697.0K
Q1 25
$-5.4M
$8.3M
Q4 24
$-3.9M
$2.2M
Q3 24
$1.1M
$764.0K
Q2 24
$-912.0K
$5.4M
Q1 24
$-2.4M
$12.8M
Free Cash Flow
REED
REED
RVSB
RVSB
Q4 25
$-3.9M
$-736.0K
Q3 25
$-2.9M
$16.4M
Q2 25
$-5.1M
$-773.0K
Q1 25
$-5.4M
$5.6M
Q4 24
$-4.0M
$1.9M
Q3 24
$1.0M
$-1.4M
Q2 24
$-924.0K
$5.3M
Q1 24
$-2.4M
$7.1M
FCF Margin
REED
REED
RVSB
RVSB
Q4 25
-52.0%
-5.2%
Q3 25
-41.5%
120.1%
Q2 25
-53.2%
-5.8%
Q1 25
-54.2%
43.1%
Q4 24
-40.8%
15.0%
Q3 24
15.3%
-11.3%
Q2 24
-7.8%
43.7%
Q1 24
-25.1%
79.0%
Capex Intensity
REED
REED
RVSB
RVSB
Q4 25
1.1%
1.6%
Q3 25
1.4%
2.9%
Q2 25
0.2%
0.6%
Q1 25
0.7%
21.0%
Q4 24
1.0%
2.4%
Q3 24
0.3%
17.3%
Q2 24
0.1%
0.9%
Q1 24
0.2%
62.0%
Cash Conversion
REED
REED
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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