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Side-by-side financial comparison of Remitly Global, Inc. (RELY) and GIBRALTAR INDUSTRIES, INC. (ROCK). Click either name above to swap in a different company.

Remitly Global, Inc. is the larger business by last-quarter revenue ($442.2M vs $225.0M, roughly 2.0× GIBRALTAR INDUSTRIES, INC.). On growth, Remitly Global, Inc. posted the faster year-over-year revenue change (25.7% vs 24.9%). Remitly Global, Inc. produced more free cash flow last quarter ($143.3M vs $26.2M). Over the past eight quarters, Remitly Global, Inc.'s revenue compounded faster (28.2% CAGR vs -12.3%).

Remitly is an American online remittance service based in Seattle, United States that offers international money transfers to over 170 countries. It was founded in 2011 by Matthew Oppenheimer, Josh Hug, and Shivaas Gulati and became publicly traded on the Nasdaq exchange in September 2021.

Gibraltar Industries, Inc. is a leading manufacturer and distributor of specialized building, infrastructure, and renewable energy products. Its offerings include ventilation systems, roofing accessories, solar mounting solutions, and landscape and garden products, serving residential, commercial construction, and clean energy markets primarily across North America, with a focus on innovative, sustainable solutions for its customers.

RELY vs ROCK — Head-to-Head

Bigger by revenue
RELY
RELY
2.0× larger
RELY
$442.2M
$225.0M
ROCK
Growing faster (revenue YoY)
RELY
RELY
+0.7% gap
RELY
25.7%
24.9%
ROCK
More free cash flow
RELY
RELY
$117.0M more FCF
RELY
$143.3M
$26.2M
ROCK
Faster 2-yr revenue CAGR
RELY
RELY
Annualised
RELY
28.2%
-12.3%
ROCK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RELY
RELY
ROCK
ROCK
Revenue
$442.2M
$225.0M
Net Profit
$41.2M
Gross Margin
25.3%
Operating Margin
8.8%
7.9%
Net Margin
9.3%
Revenue YoY
25.7%
24.9%
Net Profit YoY
820.1%
EPS (diluted)
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RELY
RELY
ROCK
ROCK
Q4 25
$442.2M
$225.0M
Q3 25
$419.5M
$310.9M
Q2 25
$411.9M
$309.5M
Q1 25
$361.6M
$290.0M
Q4 24
$351.9M
$180.1M
Q3 24
$336.5M
$277.1M
Q2 24
$306.4M
$273.6M
Q1 24
$269.1M
$292.5M
Net Profit
RELY
RELY
ROCK
ROCK
Q4 25
$41.2M
Q3 25
$8.8M
$-89.1M
Q2 25
$6.5M
$26.0M
Q1 25
$11.4M
$21.1M
Q4 24
$-5.7M
Q3 24
$1.9M
$34.0M
Q2 24
$-12.1M
$32.2M
Q1 24
$-21.1M
$24.9M
Gross Margin
RELY
RELY
ROCK
ROCK
Q4 25
25.3%
Q3 25
26.6%
Q2 25
28.4%
Q1 25
26.8%
Q4 24
29.0%
Q3 24
29.4%
Q2 24
30.5%
Q1 24
28.9%
Operating Margin
RELY
RELY
ROCK
ROCK
Q4 25
8.8%
7.9%
Q3 25
2.8%
12.8%
Q2 25
3.6%
12.8%
Q1 25
3.4%
8.8%
Q4 24
-1.1%
13.3%
Q3 24
0.1%
15.6%
Q2 24
-5.1%
14.9%
Q1 24
-7.4%
10.8%
Net Margin
RELY
RELY
ROCK
ROCK
Q4 25
9.3%
Q3 25
2.1%
-28.6%
Q2 25
1.6%
8.4%
Q1 25
3.1%
7.3%
Q4 24
-1.6%
Q3 24
0.6%
12.3%
Q2 24
-3.9%
11.8%
Q1 24
-7.8%
8.5%
EPS (diluted)
RELY
RELY
ROCK
ROCK
Q4 25
$0.19
Q3 25
$0.04
$-2.98
Q2 25
$0.03
$0.87
Q1 25
$0.05
Q4 24
$-0.03
Q3 24
$0.01
$1.11
Q2 24
$-0.06
$1.05
Q1 24
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RELY
RELY
ROCK
ROCK
Cash + ST InvestmentsLiquidity on hand
$542.4M
$115.7M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$868.8M
$950.4M
Total Assets
$1.5B
$1.4B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RELY
RELY
ROCK
ROCK
Q4 25
$542.4M
$115.7M
Q3 25
$476.9M
$89.4M
Q2 25
$515.9M
$43.3M
Q1 25
$493.9M
$25.1M
Q4 24
$368.1M
$269.5M
Q3 24
$324.4M
$228.9M
Q2 24
$185.2M
$179.1M
Q1 24
$286.0M
$146.7M
Total Debt
RELY
RELY
ROCK
ROCK
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Stockholders' Equity
RELY
RELY
ROCK
ROCK
Q4 25
$868.8M
$950.4M
Q3 25
$797.2M
$951.8M
Q2 25
$764.9M
$1.0B
Q1 25
$723.5M
$1.0B
Q4 24
$665.5M
$1.0B
Q3 24
$630.8M
$1.0B
Q2 24
$578.9M
$975.7M
Q1 24
$549.4M
$940.2M
Total Assets
RELY
RELY
ROCK
ROCK
Q4 25
$1.5B
$1.4B
Q3 25
$1.2B
$1.4B
Q2 25
$1.2B
$1.5B
Q1 25
$1.1B
$1.4B
Q4 24
$1.0B
$1.4B
Q3 24
$970.4M
$1.4B
Q2 24
$950.2M
$1.4B
Q1 24
$1.1B
$1.3B
Debt / Equity
RELY
RELY
ROCK
ROCK
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RELY
RELY
ROCK
ROCK
Operating Cash FlowLast quarter
$149.6M
$35.5M
Free Cash FlowOCF − Capex
$143.3M
$26.2M
FCF MarginFCF / Revenue
32.4%
11.7%
Capex IntensityCapex / Revenue
1.4%
4.1%
Cash ConversionOCF / Net Profit
3.63×
TTM Free Cash FlowTrailing 4 quarters
$288.7M
$120.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RELY
RELY
ROCK
ROCK
Q4 25
$149.6M
$35.5M
Q3 25
$1.4M
$73.0M
Q2 25
$41.2M
$44.9M
Q1 25
$132.9M
$13.7M
Q4 24
$-27.3M
$19.9M
Q3 24
$146.8M
$64.7M
Q2 24
$48.9M
$36.5M
Q1 24
$-56.8M
$53.2M
Free Cash Flow
RELY
RELY
ROCK
ROCK
Q4 25
$143.3M
$26.2M
Q3 25
$-2.1M
$64.8M
Q2 25
$28.6M
$27.3M
Q1 25
$118.9M
$2.3M
Q4 24
$-30.1M
$14.1M
Q3 24
$145.6M
$60.5M
Q2 24
$47.8M
$33.5M
Q1 24
$-57.8M
$48.8M
FCF Margin
RELY
RELY
ROCK
ROCK
Q4 25
32.4%
11.7%
Q3 25
-0.5%
20.8%
Q2 25
6.9%
8.8%
Q1 25
32.9%
0.8%
Q4 24
-8.5%
7.8%
Q3 24
43.3%
21.8%
Q2 24
15.6%
12.2%
Q1 24
-21.5%
16.7%
Capex Intensity
RELY
RELY
ROCK
ROCK
Q4 25
1.4%
4.1%
Q3 25
0.8%
2.6%
Q2 25
3.1%
5.7%
Q1 25
3.9%
3.9%
Q4 24
0.8%
3.3%
Q3 24
0.3%
1.5%
Q2 24
0.4%
1.1%
Q1 24
0.4%
1.5%
Cash Conversion
RELY
RELY
ROCK
ROCK
Q4 25
3.63×
Q3 25
0.16×
Q2 25
6.30×
1.73×
Q1 25
11.71×
0.65×
Q4 24
Q3 24
76.56×
1.90×
Q2 24
1.13×
Q1 24
2.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RELY
RELY

Segment breakdown not available.

ROCK
ROCK

Transferred At Point In Time$183.5M82%
Infrastructure$22.5M10%
Other$18.9M8%

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