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Side-by-side financial comparison of Riley Exploration Permian, Inc. (REPX) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.

Riley Exploration Permian, Inc. is the larger business by last-quarter revenue ($97.3M vs $54.1M, roughly 1.8× SOUTH PLAINS FINANCIAL, INC.). Over the past eight quarters, SOUTH PLAINS FINANCIAL, INC.'s revenue compounded faster (5.6% CAGR vs -1.2%).

Riley Exploration Permian, Inc. is an independent energy company focused on exploration, development, and production of crude oil, natural gas, and natural gas liquids primarily in the US Permian Basin spanning Texas and New Mexico. It prioritizes cost-efficient onshore reserve development to supply reliable energy products to North American markets.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

REPX vs SPFI — Head-to-Head

Bigger by revenue
REPX
REPX
1.8× larger
REPX
$97.3M
$54.1M
SPFI
Faster 2-yr revenue CAGR
SPFI
SPFI
Annualised
SPFI
5.6%
-1.2%
REPX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
REPX
REPX
SPFI
SPFI
Revenue
$97.3M
$54.1M
Net Profit
$14.5M
Gross Margin
Operating Margin
26.9%
Net Margin
26.9%
Revenue YoY
-5.3%
Net Profit YoY
18.3%
EPS (diluted)
$4.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
REPX
REPX
SPFI
SPFI
Q1 26
$54.1M
Q4 25
$97.3M
$53.9M
Q3 25
$106.9M
$54.2M
Q2 25
$85.4M
$54.7M
Q1 25
$102.5M
$49.2M
Q4 24
$102.7M
$51.9M
Q3 24
$102.3M
$47.9M
Q2 24
$105.4M
$48.6M
Net Profit
REPX
REPX
SPFI
SPFI
Q1 26
$14.5M
Q4 25
Q3 25
$16.3M
$16.3M
Q2 25
$30.5M
$14.6M
Q1 25
$28.6M
$12.3M
Q4 24
Q3 24
$25.7M
$11.2M
Q2 24
$33.5M
$11.1M
Operating Margin
REPX
REPX
SPFI
SPFI
Q1 26
Q4 25
26.9%
35.4%
Q3 25
27.0%
38.1%
Q2 25
33.7%
34.1%
Q1 25
48.3%
31.9%
Q4 24
31.2%
39.9%
Q3 24
17.1%
29.8%
Q2 24
50.9%
29.3%
Net Margin
REPX
REPX
SPFI
SPFI
Q1 26
26.9%
Q4 25
Q3 25
15.3%
30.1%
Q2 25
35.7%
26.7%
Q1 25
27.9%
25.0%
Q4 24
Q3 24
25.1%
23.4%
Q2 24
31.8%
22.9%
EPS (diluted)
REPX
REPX
SPFI
SPFI
Q1 26
Q4 25
$4.02
$0.90
Q3 25
$0.77
$0.96
Q2 25
$1.44
$0.86
Q1 25
$1.36
$0.72
Q4 24
$0.52
$0.96
Q3 24
$1.21
$0.66
Q2 24
$1.59
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
REPX
REPX
SPFI
SPFI
Cash + ST InvestmentsLiquidity on hand
$722.0M
Total DebtLower is stronger
$247.9M
$3.0K
Stockholders' EquityBook value
$634.2M
$504.9M
Total Assets
$1.2B
$4.6B
Debt / EquityLower = less leverage
0.39×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
REPX
REPX
SPFI
SPFI
Q1 26
$722.0M
Q4 25
$552.4M
Q3 25
$635.0M
Q2 25
$470.5M
Q1 25
$536.3M
Q4 24
$359.1M
Q3 24
$471.2M
Q2 24
$298.0M
Total Debt
REPX
REPX
SPFI
SPFI
Q1 26
$3.0K
Q4 25
$247.9M
Q3 25
$367.0M
Q2 25
$275.2M
Q1 25
$249.3M
Q4 24
$269.5M
Q3 24
$288.6M
Q2 24
$322.7M
Stockholders' Equity
REPX
REPX
SPFI
SPFI
Q1 26
$504.9M
Q4 25
$634.2M
$493.8M
Q3 25
$566.5M
$477.8M
Q2 25
$556.9M
$454.1M
Q1 25
$532.4M
$443.7M
Q4 24
$510.6M
$438.9M
Q3 24
$507.4M
$443.1M
Q2 24
$489.0M
$418.0M
Total Assets
REPX
REPX
SPFI
SPFI
Q1 26
$4.6B
Q4 25
$1.2B
$4.5B
Q3 25
$1.2B
$4.5B
Q2 25
$1.0B
$4.4B
Q1 25
$994.9M
$4.4B
Q4 24
$993.5M
$4.2B
Q3 24
$997.9M
$4.3B
Q2 24
$1.0B
$4.2B
Debt / Equity
REPX
REPX
SPFI
SPFI
Q1 26
0.00×
Q4 25
0.39×
Q3 25
0.65×
Q2 25
0.49×
Q1 25
0.47×
Q4 24
0.53×
Q3 24
0.57×
Q2 24
0.66×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
REPX
REPX
SPFI
SPFI
Operating Cash FlowLast quarter
$64.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
REPX
REPX
SPFI
SPFI
Q1 26
Q4 25
$64.9M
$77.5M
Q3 25
$63.6M
$24.2M
Q2 25
$33.6M
$14.7M
Q1 25
$50.4M
$26.1M
Q4 24
$66.4M
$59.4M
Q3 24
$72.1M
$17.9M
Q2 24
$51.6M
$18.2M
Free Cash Flow
REPX
REPX
SPFI
SPFI
Q1 26
Q4 25
$71.8M
Q3 25
$22.5M
Q2 25
$13.0M
Q1 25
$25.0M
Q4 24
$56.0M
Q3 24
$17.1M
Q2 24
$17.1M
FCF Margin
REPX
REPX
SPFI
SPFI
Q1 26
Q4 25
133.3%
Q3 25
41.5%
Q2 25
23.8%
Q1 25
50.8%
Q4 24
108.0%
Q3 24
35.7%
Q2 24
35.2%
Capex Intensity
REPX
REPX
SPFI
SPFI
Q1 26
Q4 25
10.5%
Q3 25
3.2%
Q2 25
3.2%
Q1 25
2.3%
Q4 24
6.5%
Q3 24
1.6%
Q2 24
2.2%
Cash Conversion
REPX
REPX
SPFI
SPFI
Q1 26
Q4 25
Q3 25
3.90×
1.48×
Q2 25
1.10×
1.01×
Q1 25
1.76×
2.12×
Q4 24
Q3 24
2.81×
1.59×
Q2 24
1.54×
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

REPX
REPX

Segment breakdown not available.

SPFI
SPFI

Net Interest Income$42.9M79%
Noninterest Income$11.3M21%

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