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Side-by-side financial comparison of Regions Financial Corporation (RF) and TFI International Inc. (TFII). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $921.9M, roughly 1.4× TFI International Inc.).

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

TFI International Inc. is a Canadian transport and logistics company based in Saint-Laurent, Quebec, a borough of Montreal. It operates primarily in Canada, the United States, and Mexico through 4 business segments: less than truckload (LTL), package and courier, logistics, and truckload. It has Canada's largest LTL business, largest trucking fleet, and in 2021 was ranked 6th in terms of revenue among both LTL and truckload North American carriers. Its trucking fleet consists of over 14,000 c...

RF vs TFII — Head-to-Head

Bigger by revenue
RF
RF
1.4× larger
RF
$1.3B
$921.9M
TFII

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
RF
RF
TFII
TFII
Revenue
$1.3B
$921.9M
Net Profit
$534.0M
Gross Margin
Operating Margin
55.3%
8.4%
Net Margin
41.7%
Revenue YoY
4.1%
Net Profit YoY
0.0%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RF
RF
TFII
TFII
Q4 25
$1.3B
Q3 25
$1.3B
$921.9M
Q2 25
$1.3B
$2.0B
Q1 25
$1.2B
$2.0B
Q4 24
$1.2B
Q3 24
$1.2B
$1.0B
Q2 24
$1.2B
$2.3B
Q1 24
$1.2B
$1.9B
Net Profit
RF
RF
TFII
TFII
Q4 25
$534.0M
Q3 25
$569.0M
Q2 25
$563.0M
$98.2M
Q1 25
$490.0M
$56.0M
Q4 24
$534.0M
Q3 24
$490.0M
Q2 24
$501.0M
$117.8M
Q1 24
$368.0M
$92.8M
Operating Margin
RF
RF
TFII
TFII
Q4 25
55.3%
Q3 25
56.3%
8.4%
Q2 25
56.1%
8.4%
Q1 25
52.0%
5.8%
Q4 24
53.4%
Q3 24
49.9%
9.5%
Q2 24
52.7%
9.2%
Q1 24
39.2%
8.1%
Net Margin
RF
RF
TFII
TFII
Q4 25
41.7%
Q3 25
45.3%
Q2 25
44.7%
4.8%
Q1 25
41.0%
2.9%
Q4 24
43.4%
Q3 24
40.2%
Q2 24
42.2%
5.2%
Q1 24
31.1%
5.0%
EPS (diluted)
RF
RF
TFII
TFII
Q4 25
$0.59
Q3 25
$0.61
Q2 25
$0.59
Q1 25
$0.51
Q4 24
$0.55
Q3 24
$0.49
Q2 24
$0.52
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RF
RF
TFII
TFII
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.1B
Stockholders' EquityBook value
$19.0B
Total Assets
$158.8B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Total Debt
RF
RF
TFII
TFII
Q4 25
$4.1B
Q3 25
$4.8B
Q2 25
$5.3B
Q1 25
$6.0B
Q4 24
$6.0B
Q3 24
$6.0B
Q2 24
$5.1B
Q1 24
$3.3B
Stockholders' Equity
RF
RF
TFII
TFII
Q4 25
$19.0B
Q3 25
$19.0B
Q2 25
$18.7B
Q1 25
$18.5B
Q4 24
$17.9B
Q3 24
$18.7B
Q2 24
$17.2B
Q1 24
$17.0B
Total Assets
RF
RF
TFII
TFII
Q4 25
$158.8B
Q3 25
$159.9B
Q2 25
$159.2B
Q1 25
$159.8B
Q4 24
$157.3B
Q3 24
$157.4B
Q2 24
$154.1B
Q1 24
$154.9B
Debt / Equity
RF
RF
TFII
TFII
Q4 25
0.22×
Q3 25
0.25×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
0.34×
Q3 24
0.32×
Q2 24
0.30×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RF
RF
TFII
TFII
Operating Cash FlowLast quarter
$-319.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
-0.60×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RF
RF
TFII
TFII
Q4 25
$-319.0M
Q3 25
$861.0M
Q2 25
$573.0M
Q1 25
$1.1B
Q4 24
$-220.0M
Q3 24
$1.3B
Q2 24
$161.0M
Q1 24
$396.0M
Cash Conversion
RF
RF
TFII
TFII
Q4 25
-0.60×
Q3 25
1.51×
Q2 25
1.02×
Q1 25
2.18×
Q4 24
-0.41×
Q3 24
2.57×
Q2 24
0.32×
Q1 24
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

TFII
TFII

Segment breakdown not available.

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