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Side-by-side financial comparison of Regions Financial Corporation (RF) and Uniti Group Inc. (UNIT). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $722.6M, roughly 1.8× Uniti Group Inc.). Uniti Group Inc. runs the higher net margin — 222.7% vs 41.7%, a 181.0% gap on every dollar of revenue.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

Uniti was an electric vehicle prototype by Uniti Sweden, a Swedish automotive startup. The company was founded in January 2016 by a team of students and engineers under CEO Lewis Horne which aimed at developing an electric microcar in Lund, Sweden. It filed for bankruptcy in April 2022. No products were ever delivered to customers.

RF vs UNIT — Head-to-Head

Bigger by revenue
RF
RF
1.8× larger
RF
$1.3B
$722.6M
UNIT
Higher net margin
UNIT
UNIT
181.0% more per $
UNIT
222.7%
41.7%
RF

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
RF
RF
UNIT
UNIT
Revenue
$1.3B
$722.6M
Net Profit
$534.0M
$1.6B
Gross Margin
Operating Margin
55.3%
-5.9%
Net Margin
41.7%
222.7%
Revenue YoY
4.1%
Net Profit YoY
0.0%
EPS (diluted)
$0.59
$4.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RF
RF
UNIT
UNIT
Q4 25
$1.3B
Q3 25
$1.3B
$722.6M
Q2 25
$1.3B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.2B
Q2 24
$1.2B
Q1 24
$1.2B
Net Profit
RF
RF
UNIT
UNIT
Q4 25
$534.0M
Q3 25
$569.0M
$1.6B
Q2 25
$563.0M
Q1 25
$490.0M
Q4 24
$534.0M
Q3 24
$490.0M
Q2 24
$501.0M
Q1 24
$368.0M
Operating Margin
RF
RF
UNIT
UNIT
Q4 25
55.3%
Q3 25
56.3%
-5.9%
Q2 25
56.1%
Q1 25
52.0%
Q4 24
53.4%
Q3 24
49.9%
Q2 24
52.7%
Q1 24
39.2%
Net Margin
RF
RF
UNIT
UNIT
Q4 25
41.7%
Q3 25
45.3%
222.7%
Q2 25
44.7%
Q1 25
41.0%
Q4 24
43.4%
Q3 24
40.2%
Q2 24
42.2%
Q1 24
31.1%
EPS (diluted)
RF
RF
UNIT
UNIT
Q4 25
$0.59
Q3 25
$0.61
$4.92
Q2 25
$0.59
Q1 25
$0.51
Q4 24
$0.55
Q3 24
$0.49
Q2 24
$0.52
Q1 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RF
RF
UNIT
UNIT
Cash + ST InvestmentsLiquidity on hand
$158.0M
Total DebtLower is stronger
$4.1B
$9.3B
Stockholders' EquityBook value
$19.0B
$680.7M
Total Assets
$158.8B
$12.1B
Debt / EquityLower = less leverage
0.22×
13.64×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RF
RF
UNIT
UNIT
Q4 25
Q3 25
$158.0M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
RF
RF
UNIT
UNIT
Q4 25
$4.1B
Q3 25
$4.8B
$9.3B
Q2 25
$5.3B
Q1 25
$6.0B
Q4 24
$6.0B
Q3 24
$6.0B
Q2 24
$5.1B
Q1 24
$3.3B
Stockholders' Equity
RF
RF
UNIT
UNIT
Q4 25
$19.0B
Q3 25
$19.0B
$680.7M
Q2 25
$18.7B
Q1 25
$18.5B
Q4 24
$17.9B
Q3 24
$18.7B
Q2 24
$17.2B
Q1 24
$17.0B
Total Assets
RF
RF
UNIT
UNIT
Q4 25
$158.8B
Q3 25
$159.9B
$12.1B
Q2 25
$159.2B
Q1 25
$159.8B
Q4 24
$157.3B
Q3 24
$157.4B
Q2 24
$154.1B
Q1 24
$154.9B
Debt / Equity
RF
RF
UNIT
UNIT
Q4 25
0.22×
Q3 25
0.25×
13.64×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
0.34×
Q3 24
0.32×
Q2 24
0.30×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RF
RF
UNIT
UNIT
Operating Cash FlowLast quarter
$-319.0M
$229.8M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
-0.60×
0.14×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RF
RF
UNIT
UNIT
Q4 25
$-319.0M
Q3 25
$861.0M
$229.8M
Q2 25
$573.0M
Q1 25
$1.1B
Q4 24
$-220.0M
Q3 24
$1.3B
Q2 24
$161.0M
Q1 24
$396.0M
Cash Conversion
RF
RF
UNIT
UNIT
Q4 25
-0.60×
Q3 25
1.51×
0.14×
Q2 25
1.02×
Q1 25
2.18×
Q4 24
-0.41×
Q3 24
2.57×
Q2 24
0.32×
Q1 24
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

UNIT
UNIT

Revenue And Sales$315.5M44%
DSL Subscriber And Other$102.7M14%
Fiber Subscriber$77.7M11%
Business Services$66.4M9%
Uniti Fiber$55.7M8%
Wholesale$54.8M8%
Sales Revenue$27.3M4%
Time Division Multiplexing$8.7M1%
Switched Access$2.2M0%

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