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Side-by-side financial comparison of R F INDUSTRIES LTD (RFIL) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $22.7M, roughly 1.6× R F INDUSTRIES LTD). UNITY BANCORP INC runs the higher net margin — 43.9% vs 0.8%, a 43.1% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs 22.9%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 17.5%).
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
RFIL vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $22.7M | $35.3M |
| Net Profit | $173.0K | $15.5M |
| Gross Margin | 36.8% | — |
| Operating Margin | 4.0% | 55.8% |
| Net Margin | 0.8% | 43.9% |
| Revenue YoY | 22.9% | 24.2% |
| Net Profit YoY | 172.7% | 34.5% |
| EPS (diluted) | $0.01 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $22.7M | $35.3M | ||
| Q3 25 | $19.8M | $32.8M | ||
| Q2 25 | $18.9M | $34.4M | ||
| Q1 25 | $19.2M | $29.4M | ||
| Q4 24 | $18.5M | $28.4M | ||
| Q3 24 | $16.8M | $27.7M | ||
| Q2 24 | $16.1M | $25.5M | ||
| Q1 24 | $13.5M | $25.6M |
| Q4 25 | $173.0K | $15.5M | ||
| Q3 25 | $392.0K | $14.4M | ||
| Q2 25 | $-245.0K | $16.5M | ||
| Q1 25 | $-245.0K | $11.6M | ||
| Q4 24 | $-238.0K | $11.5M | ||
| Q3 24 | $-705.0K | $10.9M | ||
| Q2 24 | $-4.3M | $9.5M | ||
| Q1 24 | $-1.4M | $9.6M |
| Q4 25 | 36.8% | — | ||
| Q3 25 | 34.0% | — | ||
| Q2 25 | 31.5% | — | ||
| Q1 25 | 29.8% | — | ||
| Q4 24 | 31.3% | — | ||
| Q3 24 | 29.5% | — | ||
| Q2 24 | 29.9% | — | ||
| Q1 24 | 24.5% | — |
| Q4 25 | 4.0% | 55.8% | ||
| Q3 25 | 3.6% | 57.5% | ||
| Q2 25 | 0.6% | 62.6% | ||
| Q1 25 | 0.3% | 52.6% | ||
| Q4 24 | 0.5% | 51.0% | ||
| Q3 24 | -2.5% | 52.7% | ||
| Q2 24 | -2.6% | 49.3% | ||
| Q1 24 | -15.5% | 50.0% |
| Q4 25 | 0.8% | 43.9% | ||
| Q3 25 | 2.0% | 43.8% | ||
| Q2 25 | -1.3% | 48.0% | ||
| Q1 25 | -1.3% | 39.5% | ||
| Q4 24 | -1.3% | 40.5% | ||
| Q3 24 | -4.2% | 39.4% | ||
| Q2 24 | -26.7% | 37.1% | ||
| Q1 24 | -10.1% | 37.5% |
| Q4 25 | $0.01 | $1.52 | ||
| Q3 25 | $0.04 | $1.41 | ||
| Q2 25 | $-0.02 | $1.61 | ||
| Q1 25 | $-0.02 | $1.13 | ||
| Q4 24 | $-0.02 | $1.13 | ||
| Q3 24 | $-0.07 | $1.07 | ||
| Q2 24 | $-0.41 | $0.92 | ||
| Q1 24 | $-0.13 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $5.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $35.2M | $345.6M |
| Total Assets | $73.0M | $3.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.1M | — | ||
| Q3 25 | $3.0M | — | ||
| Q2 25 | $3.6M | — | ||
| Q1 25 | $1.3M | — | ||
| Q4 24 | $839.0K | — | ||
| Q3 24 | $1.8M | — | ||
| Q2 24 | $1.4M | — | ||
| Q1 24 | $4.5M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $35.2M | $345.6M | ||
| Q3 25 | $34.8M | $334.0M | ||
| Q2 25 | $34.2M | $319.8M | ||
| Q1 25 | $34.2M | $306.1M | ||
| Q4 24 | $34.1M | $295.6M | ||
| Q3 24 | $34.1M | $284.3M | ||
| Q2 24 | $34.6M | $273.4M | ||
| Q1 24 | $38.7M | $266.8M |
| Q4 25 | $73.0M | $3.0B | ||
| Q3 25 | $73.2M | $2.9B | ||
| Q2 25 | $72.7M | $2.9B | ||
| Q1 25 | $70.4M | $2.8B | ||
| Q4 24 | $71.0M | $2.7B | ||
| Q3 24 | $71.9M | $2.6B | ||
| Q2 24 | $72.8M | $2.6B | ||
| Q1 24 | $79.1M | $2.6B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.1M | $44.9M |
| Free Cash FlowOCF − Capex | $2.0M | $44.3M |
| FCF MarginFCF / Revenue | 9.0% | 125.7% |
| Capex IntensityCapex / Revenue | 0.3% | 1.6% |
| Cash ConversionOCF / Net Profit | 12.13× | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $4.3M | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.1M | $44.9M | ||
| Q3 25 | $-311.0K | $45.5M | ||
| Q2 25 | $2.2M | $-25.3M | ||
| Q1 25 | $601.0K | $17.9M | ||
| Q4 24 | $-244.0K | $48.0M | ||
| Q3 24 | $2.4M | $17.7M | ||
| Q2 24 | $197.0K | $-8.4M | ||
| Q1 24 | $840.0K | $15.8M |
| Q4 25 | $2.0M | $44.3M | ||
| Q3 25 | $-419.0K | $45.3M | ||
| Q2 25 | $2.2M | $-25.5M | ||
| Q1 25 | $574.0K | $17.6M | ||
| Q4 24 | $-418.0K | $47.3M | ||
| Q3 24 | $2.1M | $17.5M | ||
| Q2 24 | $28.0K | $-8.6M | ||
| Q1 24 | $697.0K | $15.7M |
| Q4 25 | 9.0% | 125.7% | ||
| Q3 25 | -2.1% | 138.1% | ||
| Q2 25 | 11.4% | -74.2% | ||
| Q1 25 | 3.0% | 59.9% | ||
| Q4 24 | -2.3% | 166.5% | ||
| Q3 24 | 12.6% | 63.3% | ||
| Q2 24 | 0.2% | -33.7% | ||
| Q1 24 | 5.2% | 61.4% |
| Q4 25 | 0.3% | 1.6% | ||
| Q3 25 | 0.5% | 0.7% | ||
| Q2 25 | 0.2% | 0.5% | ||
| Q1 25 | 0.1% | 1.0% | ||
| Q4 24 | 0.9% | 2.4% | ||
| Q3 24 | 1.5% | 0.5% | ||
| Q2 24 | 1.0% | 0.5% | ||
| Q1 24 | 1.1% | 0.3% |
| Q4 25 | 12.13× | 2.90× | ||
| Q3 25 | -0.79× | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
UNTY
Segment breakdown not available.
