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Side-by-side financial comparison of R F INDUSTRIES LTD (RFIL) and Western New England Bancorp, Inc. (WNEB). Click either name above to swap in a different company.

R F INDUSTRIES LTD is the larger business by last-quarter revenue ($22.7M vs $22.0M, roughly 1.0× Western New England Bancorp, Inc.). Western New England Bancorp, Inc. runs the higher net margin — 23.7% vs 0.8%, a 22.9% gap on every dollar of revenue. On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 18.8%). Western New England Bancorp, Inc. produced more free cash flow last quarter ($17.1M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 10.5%).

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

The Bank of New England Corporation refers to a current online real estate bank based in New Hampshire and former regional banking institution based in Boston, Massachusetts, which was seized by the Federal Deposit Insurance Corporation (FDIC) in 1991 as a result of heavy losses in its loan portfolio and was placed into Chapter 7 liquidation. At the time, it was the 33rd largest bank in the United States, and its federal seizure bailout was the second-largest on record. At its peak, it had be...

RFIL vs WNEB — Head-to-Head

Bigger by revenue
RFIL
RFIL
1.0× larger
RFIL
$22.7M
$22.0M
WNEB
Growing faster (revenue YoY)
RFIL
RFIL
+4.2% gap
RFIL
22.9%
18.8%
WNEB
Higher net margin
WNEB
WNEB
22.9% more per $
WNEB
23.7%
0.8%
RFIL
More free cash flow
WNEB
WNEB
$15.1M more FCF
WNEB
$17.1M
$2.0M
RFIL
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
10.5%
WNEB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RFIL
RFIL
WNEB
WNEB
Revenue
$22.7M
$22.0M
Net Profit
$173.0K
$5.2M
Gross Margin
36.8%
Operating Margin
4.0%
30.1%
Net Margin
0.8%
23.7%
Revenue YoY
22.9%
18.8%
Net Profit YoY
172.7%
58.4%
EPS (diluted)
$0.01
$0.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RFIL
RFIL
WNEB
WNEB
Q4 25
$22.7M
$22.0M
Q3 25
$19.8M
$21.3M
Q2 25
$18.9M
$21.1M
Q1 25
$19.2M
$18.3M
Q4 24
$18.5M
$18.5M
Q3 24
$16.8M
$17.9M
Q2 24
$16.1M
$18.3M
Q1 24
$13.5M
$18.0M
Net Profit
RFIL
RFIL
WNEB
WNEB
Q4 25
$173.0K
$5.2M
Q3 25
$392.0K
$3.2M
Q2 25
$-245.0K
$4.6M
Q1 25
$-245.0K
$2.3M
Q4 24
$-238.0K
$3.3M
Q3 24
$-705.0K
$1.9M
Q2 24
$-4.3M
$3.5M
Q1 24
$-1.4M
$3.0M
Gross Margin
RFIL
RFIL
WNEB
WNEB
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
RFIL
RFIL
WNEB
WNEB
Q4 25
4.0%
30.1%
Q3 25
3.6%
19.7%
Q2 25
0.6%
28.6%
Q1 25
0.3%
16.2%
Q4 24
0.5%
23.5%
Q3 24
-2.5%
14.1%
Q2 24
-2.6%
23.4%
Q1 24
-15.5%
21.0%
Net Margin
RFIL
RFIL
WNEB
WNEB
Q4 25
0.8%
23.7%
Q3 25
2.0%
14.9%
Q2 25
-1.3%
21.8%
Q1 25
-1.3%
12.6%
Q4 24
-1.3%
17.7%
Q3 24
-4.2%
10.7%
Q2 24
-26.7%
19.2%
Q1 24
-10.1%
16.4%
EPS (diluted)
RFIL
RFIL
WNEB
WNEB
Q4 25
$0.01
$0.25
Q3 25
$0.04
$0.16
Q2 25
$-0.02
$0.23
Q1 25
$-0.02
$0.11
Q4 24
$-0.02
$0.16
Q3 24
$-0.07
$0.09
Q2 24
$-0.41
$0.17
Q1 24
$-0.13
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RFIL
RFIL
WNEB
WNEB
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$35.2M
$247.6M
Total Assets
$73.0M
$2.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RFIL
RFIL
WNEB
WNEB
Q4 25
$5.1M
Q3 25
$3.0M
Q2 25
$3.6M
Q1 25
$1.3M
Q4 24
$839.0K
Q3 24
$1.8M
Q2 24
$1.4M
Q1 24
$4.5M
Stockholders' Equity
RFIL
RFIL
WNEB
WNEB
Q4 25
$35.2M
$247.6M
Q3 25
$34.8M
$243.6M
Q2 25
$34.2M
$239.4M
Q1 25
$34.2M
$237.7M
Q4 24
$34.1M
$235.9M
Q3 24
$34.1M
$240.7M
Q2 24
$34.6M
$236.5M
Q1 24
$38.7M
$235.8M
Total Assets
RFIL
RFIL
WNEB
WNEB
Q4 25
$73.0M
$2.7B
Q3 25
$73.2M
$2.7B
Q2 25
$72.7M
$2.7B
Q1 25
$70.4M
$2.7B
Q4 24
$71.0M
$2.7B
Q3 24
$71.9M
$2.6B
Q2 24
$72.8M
$2.6B
Q1 24
$79.1M
$2.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RFIL
RFIL
WNEB
WNEB
Operating Cash FlowLast quarter
$2.1M
$18.2M
Free Cash FlowOCF − Capex
$2.0M
$17.1M
FCF MarginFCF / Revenue
9.0%
77.9%
Capex IntensityCapex / Revenue
0.3%
4.9%
Cash ConversionOCF / Net Profit
12.13×
3.50×
TTM Free Cash FlowTrailing 4 quarters
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RFIL
RFIL
WNEB
WNEB
Q4 25
$2.1M
$18.2M
Q3 25
$-311.0K
$5.6M
Q2 25
$2.2M
$6.8M
Q1 25
$601.0K
$-1.2M
Q4 24
$-244.0K
$12.2M
Q3 24
$2.4M
$3.0M
Q2 24
$197.0K
$2.0M
Q1 24
$840.0K
$1.2M
Free Cash Flow
RFIL
RFIL
WNEB
WNEB
Q4 25
$2.0M
$17.1M
Q3 25
$-419.0K
Q2 25
$2.2M
Q1 25
$574.0K
Q4 24
$-418.0K
$11.0M
Q3 24
$2.1M
Q2 24
$28.0K
Q1 24
$697.0K
FCF Margin
RFIL
RFIL
WNEB
WNEB
Q4 25
9.0%
77.9%
Q3 25
-2.1%
Q2 25
11.4%
Q1 25
3.0%
Q4 24
-2.3%
59.2%
Q3 24
12.6%
Q2 24
0.2%
Q1 24
5.2%
Capex Intensity
RFIL
RFIL
WNEB
WNEB
Q4 25
0.3%
4.9%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
0.9%
6.5%
Q3 24
1.5%
Q2 24
1.0%
Q1 24
1.1%
Cash Conversion
RFIL
RFIL
WNEB
WNEB
Q4 25
12.13×
3.50×
Q3 25
-0.79×
1.76×
Q2 25
1.49×
Q1 25
-0.54×
Q4 24
3.70×
Q3 24
1.57×
Q2 24
0.56×
Q1 24
0.40×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

WNEB
WNEB

Segment breakdown not available.

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