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Side-by-side financial comparison of RCI HOSPITALITY HOLDINGS, INC. (RICK) and S&T BANCORP INC (STBA). Click either name above to swap in a different company.

S&T BANCORP INC is the larger business by last-quarter revenue ($102.1M vs $70.9M, roughly 1.4× RCI HOSPITALITY HOLDINGS, INC.). S&T BANCORP INC runs the higher net margin — 34.4% vs -7.8%, a 42.1% gap on every dollar of revenue. Over the past eight quarters, S&T BANCORP INC's revenue compounded faster (2.6% CAGR vs -2.0%).

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

RICK vs STBA — Head-to-Head

Bigger by revenue
STBA
STBA
1.4× larger
STBA
$102.1M
$70.9M
RICK
Higher net margin
STBA
STBA
42.1% more per $
STBA
34.4%
-7.8%
RICK
Faster 2-yr revenue CAGR
STBA
STBA
Annualised
STBA
2.6%
-2.0%
RICK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
RICK
RICK
STBA
STBA
Revenue
$70.9M
$102.1M
Net Profit
$-5.5M
$35.1M
Gross Margin
Operating Margin
-0.7%
Net Margin
-7.8%
34.4%
Revenue YoY
-3.1%
Net Profit YoY
-2354.9%
5.0%
EPS (diluted)
$-0.60
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RICK
RICK
STBA
STBA
Q1 26
$102.1M
Q4 25
$105.3M
Q3 25
$70.9M
$103.0M
Q2 25
$71.1M
$100.1M
Q1 25
$65.9M
$93.8M
Q4 24
$71.5M
$94.3M
Q3 24
$73.2M
$96.4M
Q2 24
$76.2M
$96.9M
Net Profit
RICK
RICK
STBA
STBA
Q1 26
$35.1M
Q4 25
$34.0M
Q3 25
$-5.5M
$35.0M
Q2 25
$4.1M
$31.9M
Q1 25
$3.2M
$33.4M
Q4 24
$9.0M
$33.1M
Q3 24
$244.0K
$32.6M
Q2 24
$-5.2M
$34.4M
Operating Margin
RICK
RICK
STBA
STBA
Q1 26
Q4 25
40.3%
Q3 25
-0.7%
42.6%
Q2 25
12.2%
40.0%
Q1 25
12.4%
44.5%
Q4 24
19.5%
43.8%
Q3 24
4.8%
43.0%
Q2 24
-3.3%
44.2%
Net Margin
RICK
RICK
STBA
STBA
Q1 26
34.4%
Q4 25
32.3%
Q3 25
-7.8%
33.9%
Q2 25
5.7%
31.9%
Q1 25
4.9%
35.6%
Q4 24
12.6%
35.1%
Q3 24
0.3%
33.8%
Q2 24
-6.9%
35.5%
EPS (diluted)
RICK
RICK
STBA
STBA
Q1 26
$0.94
Q4 25
$0.88
Q3 25
$-0.60
$0.91
Q2 25
$0.46
$0.83
Q1 25
$0.36
$0.87
Q4 24
$1.01
$0.86
Q3 24
$0.04
$0.85
Q2 24
$-0.56
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RICK
RICK
STBA
STBA
Cash + ST InvestmentsLiquidity on hand
$33.7M
Total DebtLower is stronger
$238.2M
$100.8M
Stockholders' EquityBook value
$261.1M
$1.4B
Total Assets
$596.9M
$9.9B
Debt / EquityLower = less leverage
0.91×
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RICK
RICK
STBA
STBA
Q1 26
Q4 25
$163.4M
Q3 25
$33.7M
$196.2M
Q2 25
$29.3M
$203.1M
Q1 25
$32.7M
$211.8M
Q4 24
$34.7M
$244.8M
Q3 24
$32.4M
$228.1M
Q2 24
$34.9M
$246.3M
Total Debt
RICK
RICK
STBA
STBA
Q1 26
$100.8M
Q4 25
Q3 25
$238.2M
Q2 25
$243.8M
Q1 25
$244.1M
Q4 24
Q3 24
$241.1M
Q2 24
Stockholders' Equity
RICK
RICK
STBA
STBA
Q1 26
$1.4B
Q4 25
$1.5B
Q3 25
$261.1M
$1.5B
Q2 25
$269.5M
$1.4B
Q1 25
$268.8M
$1.4B
Q4 24
$269.0M
$1.4B
Q3 24
$263.4M
$1.4B
Q2 24
$271.2M
$1.3B
Total Assets
RICK
RICK
STBA
STBA
Q1 26
$9.9B
Q4 25
$9.9B
Q3 25
$596.9M
$9.8B
Q2 25
$597.4M
$9.8B
Q1 25
$589.8M
$9.7B
Q4 24
$586.2M
$9.7B
Q3 24
$584.4M
$9.6B
Q2 24
$601.0M
$9.6B
Debt / Equity
RICK
RICK
STBA
STBA
Q1 26
0.07×
Q4 25
Q3 25
0.91×
Q2 25
0.90×
Q1 25
0.91×
Q4 24
Q3 24
0.92×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RICK
RICK
STBA
STBA
Operating Cash FlowLast quarter
$13.7M
Free Cash FlowOCF − Capex
$11.5M
FCF MarginFCF / Revenue
16.2%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RICK
RICK
STBA
STBA
Q1 26
Q4 25
$133.6M
Q3 25
$13.7M
$40.5M
Q2 25
$13.8M
$28.3M
Q1 25
$8.5M
$28.7M
Q4 24
$13.3M
$173.4M
Q3 24
$15.7M
$27.6M
Q2 24
$15.8M
$44.7M
Free Cash Flow
RICK
RICK
STBA
STBA
Q1 26
Q4 25
$128.8M
Q3 25
$11.5M
$39.9M
Q2 25
$10.1M
$27.1M
Q1 25
$5.7M
$27.0M
Q4 24
$7.6M
$170.4M
Q3 24
$10.3M
$26.9M
Q2 24
$9.3M
$43.9M
FCF Margin
RICK
RICK
STBA
STBA
Q1 26
Q4 25
122.4%
Q3 25
16.2%
38.7%
Q2 25
14.2%
27.1%
Q1 25
8.6%
28.8%
Q4 24
10.6%
180.7%
Q3 24
14.0%
28.0%
Q2 24
12.3%
45.3%
Capex Intensity
RICK
RICK
STBA
STBA
Q1 26
Q4 25
4.5%
Q3 25
3.2%
0.6%
Q2 25
5.2%
1.2%
Q1 25
4.3%
1.8%
Q4 24
8.0%
3.1%
Q3 24
7.3%
0.7%
Q2 24
8.4%
0.9%
Cash Conversion
RICK
RICK
STBA
STBA
Q1 26
Q4 25
3.93×
Q3 25
1.16×
Q2 25
3.40×
0.89×
Q1 25
2.65×
0.86×
Q4 24
1.48×
5.24×
Q3 24
64.14×
0.85×
Q2 24
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

STBA
STBA

Net Interest Income$88.4M87%
Noninterest Income$13.6M13%

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