vs

Side-by-side financial comparison of Rivian Automotive, Inc. (RIVN) and SiriusPoint Ltd (SPNT). Click either name above to swap in a different company.

Rivian Automotive, Inc. is the larger business by last-quarter revenue ($1.3B vs $973.7M, roughly 1.3× SiriusPoint Ltd). SiriusPoint Ltd runs the higher net margin — 25.1% vs -63.1%, a 88.1% gap on every dollar of revenue. On growth, SiriusPoint Ltd posted the faster year-over-year revenue change (58.9% vs -25.8%). Over the past eight quarters, SiriusPoint Ltd's revenue compounded faster (19.2% CAGR vs 3.3%).

Rivian Automotive, Inc., is an American electric vehicle manufacturer and automotive technology company founded in 2009. It produces an electric sport utility vehicle (SUV), a pickup truck on a "skateboard" platform that can support future vehicles or be adopted by other companies, and an electric delivery van, the Rivian EDV. It started deliveries of its R1T pickup truck in late 2021. The company planned to build an exclusive charging network in the United States and Canada by the end of 2023.

SiriusPoint Ltd is a global specialty insurance and reinsurance provider based in Pembroke, Bermuda. It offers property, casualty, specialty line coverages and alternative capital solutions, serving commercial clients and risk carriers across North America, Europe, Asia Pacific and other key markets, focusing on rigorous underwriting and stable risk-adjusted returns.

RIVN vs SPNT — Head-to-Head

Bigger by revenue
RIVN
RIVN
1.3× larger
RIVN
$1.3B
$973.7M
SPNT
Growing faster (revenue YoY)
SPNT
SPNT
+84.7% gap
SPNT
58.9%
-25.8%
RIVN
Higher net margin
SPNT
SPNT
88.1% more per $
SPNT
25.1%
-63.1%
RIVN
Faster 2-yr revenue CAGR
SPNT
SPNT
Annualised
SPNT
19.2%
3.3%
RIVN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RIVN
RIVN
SPNT
SPNT
Revenue
$1.3B
$973.7M
Net Profit
$-811.0M
$244.1M
Gross Margin
9.3%
Operating Margin
-64.8%
28.8%
Net Margin
-63.1%
25.1%
Revenue YoY
-25.8%
58.9%
Net Profit YoY
-9.0%
1535.9%
EPS (diluted)
$-0.66
$1.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RIVN
RIVN
SPNT
SPNT
Q4 25
$1.3B
$973.7M
Q3 25
$1.6B
$755.9M
Q2 25
$1.3B
$748.2M
Q1 25
$1.2B
$727.3M
Q4 24
$1.7B
$612.8M
Q3 24
$874.0M
$562.2M
Q2 24
$1.2B
$743.3M
Q1 24
$1.2B
$685.5M
Net Profit
RIVN
RIVN
SPNT
SPNT
Q4 25
$-811.0M
$244.1M
Q3 25
$-1.2B
$90.8M
Q2 25
$-1.1B
$63.2M
Q1 25
$-545.0M
$61.6M
Q4 24
$-744.0M
$-17.0M
Q3 24
$-1.1B
$8.5M
Q2 24
$-1.5B
$113.9M
Q1 24
$-1.4B
$94.8M
Gross Margin
RIVN
RIVN
SPNT
SPNT
Q4 25
9.3%
Q3 25
1.5%
Q2 25
-15.8%
Q1 25
16.6%
Q4 24
9.8%
Q3 24
-44.9%
Q2 24
-38.9%
Q1 24
-43.8%
Operating Margin
RIVN
RIVN
SPNT
SPNT
Q4 25
-64.8%
28.8%
Q3 25
-63.1%
14.7%
Q2 25
-85.5%
10.0%
Q1 25
-52.8%
10.4%
Q4 24
-38.1%
-2.1%
Q3 24
-133.8%
2.0%
Q2 24
-118.7%
17.4%
Q1 24
-123.3%
15.4%
Net Margin
RIVN
RIVN
SPNT
SPNT
Q4 25
-63.1%
25.1%
Q3 25
-75.3%
12.0%
Q2 25
-85.7%
8.4%
Q1 25
-44.0%
8.5%
Q4 24
-42.9%
-2.8%
Q3 24
-125.9%
1.5%
Q2 24
-125.8%
15.3%
Q1 24
-120.1%
13.8%
EPS (diluted)
RIVN
RIVN
SPNT
SPNT
Q4 25
$-0.66
$1.92
Q3 25
$-0.96
$0.73
Q2 25
$-0.97
$0.50
Q1 25
$-0.48
$0.49
Q4 24
$-0.67
$-0.05
Q3 24
$-1.08
$0.03
Q2 24
$-1.46
$0.57
Q1 24
$-1.48
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RIVN
RIVN
SPNT
SPNT
Cash + ST InvestmentsLiquidity on hand
$6.1B
$731.2M
Total DebtLower is stronger
$688.6M
Stockholders' EquityBook value
$4.6B
$2.5B
Total Assets
$14.9B
$12.6B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RIVN
RIVN
SPNT
SPNT
Q4 25
$6.1B
$731.2M
Q3 25
$7.1B
$582.4M
Q2 25
$7.5B
$732.4M
Q1 25
$7.2B
$740.3M
Q4 24
$7.7B
$682.0M
Q3 24
$6.7B
$640.7M
Q2 24
$7.9B
$598.1M
Q1 24
$7.9B
$867.5M
Total Debt
RIVN
RIVN
SPNT
SPNT
Q4 25
$688.6M
Q3 25
$682.5M
Q2 25
$678.4M
Q1 25
$663.5M
Q4 24
$639.1M
Q3 24
$660.5M
Q2 24
$5.5B
$648.6M
Q1 24
$4.4B
$770.6M
Stockholders' Equity
RIVN
RIVN
SPNT
SPNT
Q4 25
$4.6B
$2.5B
Q3 25
$5.1B
$2.2B
Q2 25
$6.1B
$2.1B
Q1 25
$6.2B
$2.0B
Q4 24
$6.6B
$1.9B
Q3 24
$5.9B
$2.7B
Q2 24
$6.8B
$2.7B
Q1 24
$8.1B
$2.6B
Total Assets
RIVN
RIVN
SPNT
SPNT
Q4 25
$14.9B
$12.6B
Q3 25
$15.2B
$12.5B
Q2 25
$15.6B
$12.4B
Q1 25
$15.5B
$12.3B
Q4 24
$15.4B
$12.5B
Q3 24
$14.3B
$12.7B
Q2 24
$15.4B
$12.8B
Q1 24
$15.7B
$13.1B
Debt / Equity
RIVN
RIVN
SPNT
SPNT
Q4 25
0.28×
Q3 25
0.31×
Q2 25
0.32×
Q1 25
0.33×
Q4 24
0.33×
Q3 24
0.25×
Q2 24
0.81×
0.24×
Q1 24
0.55×
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RIVN
RIVN
SPNT
SPNT
Operating Cash FlowLast quarter
$-681.0M
$-26.4M
Free Cash FlowOCF − Capex
$-1.1B
FCF MarginFCF / Revenue
-89.0%
Capex IntensityCapex / Revenue
36.0%
Cash ConversionOCF / Net Profit
-0.11×
TTM Free Cash FlowTrailing 4 quarters
$-2.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RIVN
RIVN
SPNT
SPNT
Q4 25
$-681.0M
$-26.4M
Q3 25
$26.0M
$155.6M
Q2 25
$64.0M
$62.1M
Q1 25
$-188.0M
$-88.9M
Q4 24
$1.2B
$107.7M
Q3 24
$-876.0M
$58.1M
Q2 24
$-754.0M
$-149.9M
Q1 24
$-1.3B
$58.8M
Free Cash Flow
RIVN
RIVN
SPNT
SPNT
Q4 25
$-1.1B
Q3 25
$-421.0M
Q2 25
$-398.0M
Q1 25
$-526.0M
Q4 24
$856.0M
Q3 24
$-1.2B
Q2 24
$-1.0B
Q1 24
$-1.5B
FCF Margin
RIVN
RIVN
SPNT
SPNT
Q4 25
-89.0%
Q3 25
-27.0%
Q2 25
-30.5%
Q1 25
-42.4%
Q4 24
49.4%
Q3 24
-131.9%
Q2 24
-89.6%
Q1 24
-126.5%
Capex Intensity
RIVN
RIVN
SPNT
SPNT
Q4 25
36.0%
Q3 25
28.7%
Q2 25
35.5%
Q1 25
27.3%
Q4 24
18.9%
Q3 24
31.7%
Q2 24
24.4%
Q1 24
21.1%
Cash Conversion
RIVN
RIVN
SPNT
SPNT
Q4 25
-0.11×
Q3 25
1.71×
Q2 25
0.98×
Q1 25
-1.44×
Q4 24
Q3 24
6.84×
Q2 24
-1.32×
Q1 24
0.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RIVN
RIVN

Automotive Segment$839.0M65%
Software And Services Segment$447.0M35%
Regulatory Credits$30.0M2%

SPNT
SPNT

Segment breakdown not available.

Related Comparisons