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Side-by-side financial comparison of Ralph Lauren Corporation (RL) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

Ralph Lauren Corporation is the larger business by last-quarter revenue ($2.4B vs $2.4B, roughly 1.0× Triumph Financial, Inc.). Ralph Lauren Corporation runs the higher net margin — 15.0% vs 0.3%, a 14.8% gap on every dollar of revenue. On growth, Triumph Financial, Inc. posted the faster year-over-year revenue change (100.5% vs 12.2%). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (377.6% CAGR vs 23.9%).

Ralph Lauren is an American fashion designer, philanthropist, and billionaire businessman, best known for founding the brand Ralph Lauren, a global multibillion-dollar enterprise. He stepped down as CEO of the company in September 2015 but remains executive chairman and chief creative officer. As of May 2025, his net worth is estimated at US$11.9 billion.

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

RL vs TFIN — Head-to-Head

Bigger by revenue
RL
RL
1.0× larger
RL
$2.4B
$2.4B
TFIN
Growing faster (revenue YoY)
TFIN
TFIN
+88.2% gap
TFIN
100.5%
12.2%
RL
Higher net margin
RL
RL
14.8% more per $
RL
15.0%
0.3%
TFIN
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
377.6%
23.9%
RL

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
RL
RL
TFIN
TFIN
Revenue
$2.4B
$2.4B
Net Profit
$361.6M
$6.4M
Gross Margin
69.9%
86.1%
Operating Margin
19.6%
Net Margin
15.0%
0.3%
Revenue YoY
12.2%
100.5%
Net Profit YoY
21.6%
EPS (diluted)
$5.82
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RL
RL
TFIN
TFIN
Q1 26
$2.4B
Q4 25
$2.4B
$120.1M
Q3 25
$2.0B
$109.3M
Q2 25
$1.7B
$108.1M
Q1 25
$1.7B
$101.6M
Q4 24
$2.1B
$103.6M
Q3 24
$1.7B
$106.2M
Q2 24
$1.5B
$105.1M
Net Profit
RL
RL
TFIN
TFIN
Q1 26
$6.4M
Q4 25
$361.6M
Q3 25
$207.5M
$1.7M
Q2 25
$220.4M
$4.4M
Q1 25
$129.0M
$17.0K
Q4 24
$297.4M
$3.8M
Q3 24
$147.9M
$5.3M
Q2 24
$168.6M
$2.7M
Gross Margin
RL
RL
TFIN
TFIN
Q1 26
86.1%
Q4 25
69.9%
Q3 25
68.0%
Q2 25
72.3%
Q1 25
68.7%
Q4 24
68.4%
Q3 24
67.0%
Q2 24
70.5%
Operating Margin
RL
RL
TFIN
TFIN
Q1 26
Q4 25
19.6%
Q3 25
12.2%
1.2%
Q2 25
15.9%
7.3%
Q1 25
9.1%
0.1%
Q4 24
18.2%
5.6%
Q3 24
10.4%
5.9%
Q2 24
13.8%
3.4%
Net Margin
RL
RL
TFIN
TFIN
Q1 26
0.3%
Q4 25
15.0%
Q3 25
10.3%
1.6%
Q2 25
12.8%
4.1%
Q1 25
7.6%
0.0%
Q4 24
13.9%
3.7%
Q3 24
8.6%
5.0%
Q2 24
11.1%
2.6%
EPS (diluted)
RL
RL
TFIN
TFIN
Q1 26
$0.23
Q4 25
$5.82
Q3 25
$3.32
$0.04
Q2 25
$3.52
$0.15
Q1 25
$2.03
$-0.03
Q4 24
$4.66
$0.13
Q3 24
$2.31
$0.19
Q2 24
$2.61
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RL
RL
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$2.3B
Total DebtLower is stronger
Stockholders' EquityBook value
$2.9B
$950.7M
Total Assets
$7.8B
$6.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RL
RL
TFIN
TFIN
Q1 26
Q4 25
$2.3B
$248.5M
Q3 25
$1.6B
$147.2M
Q2 25
$2.3B
$282.3M
Q1 25
$2.1B
$502.9M
Q4 24
$2.1B
$330.1M
Q3 24
$1.7B
$489.3M
Q2 24
$1.8B
$500.7M
Stockholders' Equity
RL
RL
TFIN
TFIN
Q1 26
$950.7M
Q4 25
$2.9B
$941.8M
Q3 25
$2.6B
$919.3M
Q2 25
$2.5B
$912.4M
Q1 25
$2.6B
$893.9M
Q4 24
$2.5B
$890.9M
Q3 24
$2.4B
$885.8M
Q2 24
$2.4B
$874.2M
Total Assets
RL
RL
TFIN
TFIN
Q1 26
$6.9B
Q4 25
$7.8B
$6.4B
Q3 25
$7.3B
$6.4B
Q2 25
$7.8B
$6.5B
Q1 25
$7.0B
$6.3B
Q4 24
$7.1B
$5.9B
Q3 24
$6.8B
$5.9B
Q2 24
$6.6B
$5.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RL
RL
TFIN
TFIN
Operating Cash FlowLast quarter
$779.6M
Free Cash FlowOCF − Capex
$704.0M
FCF MarginFCF / Revenue
29.3%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
2.16×
TTM Free Cash FlowTrailing 4 quarters
$694.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RL
RL
TFIN
TFIN
Q1 26
Q4 25
$779.6M
$67.1M
Q3 25
$53.2M
$24.4M
Q2 25
$176.1M
$9.8M
Q1 25
$122.2M
$-3.6M
Q4 24
$738.4M
$58.5M
Q3 24
$97.2M
$26.6M
Q2 24
$277.3M
$21.9M
Free Cash Flow
RL
RL
TFIN
TFIN
Q1 26
Q4 25
$704.0M
Q3 25
$-40.6M
$22.4M
Q2 25
$-11.2M
$6.8M
Q1 25
$42.3M
$-7.9M
Q4 24
$677.2M
Q3 24
$55.5M
$25.8M
Q2 24
$243.9M
$-31.9M
FCF Margin
RL
RL
TFIN
TFIN
Q1 26
Q4 25
29.3%
Q3 25
-2.0%
20.5%
Q2 25
-0.7%
6.2%
Q1 25
2.5%
-7.7%
Q4 24
31.6%
Q3 24
3.2%
24.3%
Q2 24
16.1%
-30.3%
Capex Intensity
RL
RL
TFIN
TFIN
Q1 26
Q4 25
3.1%
Q3 25
4.7%
1.8%
Q2 25
10.9%
2.8%
Q1 25
4.7%
4.2%
Q4 24
2.9%
Q3 24
2.4%
0.8%
Q2 24
2.2%
51.1%
Cash Conversion
RL
RL
TFIN
TFIN
Q1 26
Q4 25
2.16×
Q3 25
0.26×
14.29×
Q2 25
0.80×
2.22×
Q1 25
0.95×
-212.82×
Q4 24
2.48×
15.25×
Q3 24
0.66×
4.97×
Q2 24
1.64×
7.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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