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Side-by-side financial comparison of Regional Management Corp. (RM) and SailPoint, Inc. (SAIL). Click either name above to swap in a different company.

SailPoint, Inc. is the larger business by last-quarter revenue ($281.9M vs $167.3M, roughly 1.7× Regional Management Corp.). Regional Management Corp. runs the higher net margin — 6.8% vs -12.8%, a 19.6% gap on every dollar of revenue. On growth, Regional Management Corp. posted the faster year-over-year revenue change (9.4% vs 6.7%).

Millennium Management LLC is an investment management firm with a multistrategy hedge fund offering. It is one of the world's largest alternative asset management firms with $83.4 billion assets under management as of January 2026. The firm operates in America, Europe and Asia. As of 2022, Millennium had posted the fourth highest net gains of any hedge fund since its inception in 1989.

Steel Authority of India Limited (SAIL) is an Indian public sector steel manufacturing corporation based in New Delhi designated as Maharatna CPSE. It is the largest government-owned steel producer, with an annual production of 18.29 million metric tons. Incorporated on 24 January 1973, SAIL has 51,351 employees and is under the administrative control of the Ministry of Steel.

RM vs SAIL — Head-to-Head

Bigger by revenue
SAIL
SAIL
1.7× larger
SAIL
$281.9M
$167.3M
RM
Growing faster (revenue YoY)
RM
RM
+2.7% gap
RM
9.4%
6.7%
SAIL
Higher net margin
RM
RM
19.6% more per $
RM
6.8%
-12.8%
SAIL

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
RM
RM
SAIL
SAIL
Revenue
$167.3M
$281.9M
Net Profit
$11.4M
$-36.0M
Gross Margin
66.3%
Operating Margin
-14.8%
Net Margin
6.8%
-12.8%
Revenue YoY
9.4%
6.7%
Net Profit YoY
62.7%
-240.9%
EPS (diluted)
$1.18
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RM
RM
SAIL
SAIL
Q1 26
$167.3M
Q4 25
$169.7M
$281.9M
Q3 25
$165.5M
$264.4M
Q2 25
$157.4M
$230.5M
Q1 25
$153.0M
$240.1M
Q4 24
$154.8M
Q3 24
$146.3M
$198.6M
Q2 24
$143.0M
$187.7M
Net Profit
RM
RM
SAIL
SAIL
Q1 26
$11.4M
Q4 25
$12.9M
$-36.0M
Q3 25
$14.4M
$-10.6M
Q2 25
$10.1M
$-187.3M
Q1 25
$7.0M
$-80.1M
Q4 24
$9.9M
Q3 24
$7.7M
$-87.1M
Q2 24
$8.4M
$-89.2M
Gross Margin
RM
RM
SAIL
SAIL
Q1 26
Q4 25
66.3%
Q3 25
67.3%
Q2 25
55.4%
Q1 25
66.5%
Q4 24
Q3 24
62.1%
Q2 24
61.5%
Operating Margin
RM
RM
SAIL
SAIL
Q1 26
Q4 25
9.5%
-14.8%
Q3 25
11.5%
-15.4%
Q2 25
8.6%
-80.3%
Q1 25
6.0%
-12.6%
Q4 24
8.2%
Q3 24
6.9%
-33.2%
Q2 24
7.8%
-36.3%
Net Margin
RM
RM
SAIL
SAIL
Q1 26
6.8%
Q4 25
7.6%
-12.8%
Q3 25
8.7%
-4.0%
Q2 25
6.4%
-81.3%
Q1 25
4.6%
-33.4%
Q4 24
6.4%
Q3 24
5.2%
-43.9%
Q2 24
5.9%
-47.5%
EPS (diluted)
RM
RM
SAIL
SAIL
Q1 26
$1.18
Q4 25
$1.30
$-0.06
Q3 25
$1.42
$-0.02
Q2 25
$1.03
$-0.42
Q1 25
$0.70
$-6.50
Q4 24
$0.96
Q3 24
$0.76
$-2.97
Q2 24
$0.86
$-0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RM
RM
SAIL
SAIL
Cash + ST InvestmentsLiquidity on hand
$298.1M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$375.8M
$6.8B
Total Assets
$2.1B
$7.5B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RM
RM
SAIL
SAIL
Q1 26
Q4 25
$298.1M
Q3 25
$271.1M
Q2 25
$228.1M
Q1 25
$121.3M
Q4 24
Q3 24
$89.7M
Q2 24
$146.8M
Total Debt
RM
RM
SAIL
SAIL
Q1 26
Q4 25
$1.6B
$0
Q3 25
$1.6B
$0
Q2 25
$1.5B
$0
Q1 25
$1.5B
$1.0B
Q4 24
$1.5B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
RM
RM
SAIL
SAIL
Q1 26
$375.8M
Q4 25
$373.1M
$6.8B
Q3 25
$371.9M
$6.8B
Q2 25
$363.0M
$6.8B
Q1 25
$357.9M
$-5.6B
Q4 24
$357.1M
Q3 24
$352.9M
$-701.3M
Q2 24
$344.9M
$-622.5M
Total Assets
RM
RM
SAIL
SAIL
Q1 26
$2.1B
Q4 25
$2.1B
$7.5B
Q3 25
$2.0B
$7.4B
Q2 25
$2.0B
$7.4B
Q1 25
$1.9B
$7.4B
Q4 24
$1.9B
Q3 24
$1.8B
Q2 24
$1.8B
Debt / Equity
RM
RM
SAIL
SAIL
Q1 26
Q4 25
4.40×
0.00×
Q3 25
4.23×
0.00×
Q2 25
4.14×
0.00×
Q1 25
4.11×
Q4 24
4.12×
Q3 24
3.94×
Q2 24
3.98×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RM
RM
SAIL
SAIL
Operating Cash FlowLast quarter
$53.6M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
18.6%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RM
RM
SAIL
SAIL
Q1 26
Q4 25
$309.1M
$53.6M
Q3 25
$86.7M
$49.9M
Q2 25
$78.7M
$-96.8M
Q1 25
$63.7M
Q4 24
$268.9M
Q3 24
$75.1M
Q2 24
$71.5M
$-55.4M
Free Cash Flow
RM
RM
SAIL
SAIL
Q1 26
Q4 25
$304.3M
$52.5M
Q3 25
$85.7M
$49.0M
Q2 25
$77.6M
$-99.0M
Q1 25
$62.4M
Q4 24
$263.9M
Q3 24
$73.8M
Q2 24
$70.3M
$-56.0M
FCF Margin
RM
RM
SAIL
SAIL
Q1 26
Q4 25
179.3%
18.6%
Q3 25
51.8%
18.5%
Q2 25
49.3%
-43.0%
Q1 25
40.8%
Q4 24
170.4%
Q3 24
50.4%
Q2 24
49.1%
-29.8%
Capex Intensity
RM
RM
SAIL
SAIL
Q1 26
Q4 25
2.8%
0.4%
Q3 25
0.6%
0.4%
Q2 25
0.6%
1.0%
Q1 25
0.8%
Q4 24
3.3%
Q3 24
0.9%
Q2 24
0.8%
0.3%
Cash Conversion
RM
RM
SAIL
SAIL
Q1 26
Q4 25
23.94×
Q3 25
6.04×
Q2 25
7.76×
Q1 25
9.09×
Q4 24
27.13×
Q3 24
9.80×
Q2 24
8.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RM
RM

Segment breakdown not available.

SAIL
SAIL

Software As A Service Saa S$156.0M55%
Term Subscriptions Services$65.1M23%
Maintenance$38.0M13%
Other$15.7M6%
Other Subscription Services$7.1M3%

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