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Side-by-side financial comparison of Regional Management Corp. (RM) and SunCar Technology Group Inc. (SDA). Click either name above to swap in a different company.

Regional Management Corp. is the larger business by last-quarter revenue ($167.3M vs $119.7M, roughly 1.4× SunCar Technology Group Inc.). Regional Management Corp. runs the higher net margin — 6.8% vs -1.6%, a 8.4% gap on every dollar of revenue.

Millennium Management LLC is an investment management firm with a multistrategy hedge fund offering. It is one of the world's largest alternative asset management firms with $83.4 billion assets under management as of January 2026. The firm operates in America, Europe and Asia. As of 2022, Millennium had posted the fourth highest net gains of any hedge fund since its inception in 1989.

SunCar Technology Group Inc. is a professional automotive digital service provider mainly operating in the Chinese market. It delivers connected car solutions, automotive big data services, and intelligent mobility operation support to automobile manufacturers, fleet operators, and end vehicle users, focusing on improving smart driving experience and automotive digital operation efficiency.

RM vs SDA — Head-to-Head

Bigger by revenue
RM
RM
1.4× larger
RM
$167.3M
$119.7M
SDA
Higher net margin
RM
RM
8.4% more per $
RM
6.8%
-1.6%
SDA

Income Statement — Q1 FY2026 vs Q2 FY2025

Metric
RM
RM
SDA
SDA
Revenue
$167.3M
$119.7M
Net Profit
$11.4M
$-1.9M
Gross Margin
Operating Margin
1.5%
Net Margin
6.8%
-1.6%
Revenue YoY
9.4%
Net Profit YoY
62.7%
EPS (diluted)
$1.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RM
RM
SDA
SDA
Q1 26
$167.3M
Q4 25
$169.7M
Q3 25
$165.5M
Q2 25
$157.4M
$119.7M
Q1 25
$153.0M
$102.6M
Q4 24
$154.8M
Q3 24
$146.3M
$109.6M
Q2 24
$143.0M
Net Profit
RM
RM
SDA
SDA
Q1 26
$11.4M
Q4 25
$12.9M
Q3 25
$14.4M
Q2 25
$10.1M
$-1.9M
Q1 25
$7.0M
$-3.6M
Q4 24
$9.9M
Q3 24
$7.7M
$-2.2M
Q2 24
$8.4M
Operating Margin
RM
RM
SDA
SDA
Q1 26
Q4 25
9.5%
Q3 25
11.5%
Q2 25
8.6%
1.5%
Q1 25
6.0%
-2.9%
Q4 24
8.2%
Q3 24
6.9%
0.2%
Q2 24
7.8%
Net Margin
RM
RM
SDA
SDA
Q1 26
6.8%
Q4 25
7.6%
Q3 25
8.7%
Q2 25
6.4%
-1.6%
Q1 25
4.6%
-3.6%
Q4 24
6.4%
Q3 24
5.2%
-2.0%
Q2 24
5.9%
EPS (diluted)
RM
RM
SDA
SDA
Q1 26
$1.18
Q4 25
$1.30
Q3 25
$1.42
Q2 25
$1.03
Q1 25
$0.70
$-0.03
Q4 24
$0.96
Q3 24
$0.76
$-0.01
Q2 24
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RM
RM
SDA
SDA
Cash + ST InvestmentsLiquidity on hand
$45.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$375.8M
$29.4M
Total Assets
$2.1B
$277.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RM
RM
SDA
SDA
Q1 26
Q4 25
Q3 25
Q2 25
$45.7M
Q1 25
$60.5M
Q4 24
Q3 24
$42.0M
Q2 24
Total Debt
RM
RM
SDA
SDA
Q1 26
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
RM
RM
SDA
SDA
Q1 26
$375.8M
Q4 25
$373.1M
Q3 25
$371.9M
Q2 25
$363.0M
$29.4M
Q1 25
$357.9M
$34.8M
Q4 24
$357.1M
Q3 24
$352.9M
$17.7M
Q2 24
$344.9M
Total Assets
RM
RM
SDA
SDA
Q1 26
$2.1B
Q4 25
$2.1B
Q3 25
$2.0B
Q2 25
$2.0B
$277.5M
Q1 25
$1.9B
$276.7M
Q4 24
$1.9B
Q3 24
$1.8B
$252.1M
Q2 24
$1.8B
Debt / Equity
RM
RM
SDA
SDA
Q1 26
Q4 25
4.40×
Q3 25
4.23×
Q2 25
4.14×
Q1 25
4.11×
Q4 24
4.12×
Q3 24
3.94×
Q2 24
3.98×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RM
RM
SDA
SDA
Operating Cash FlowLast quarter
$9.0K
Free Cash FlowOCF − Capex
$3.0K
FCF MarginFCF / Revenue
0.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RM
RM
SDA
SDA
Q1 26
Q4 25
$309.1M
Q3 25
$86.7M
Q2 25
$78.7M
$9.0K
Q1 25
$63.7M
$-9.3M
Q4 24
$268.9M
Q3 24
$75.1M
$3.8M
Q2 24
$71.5M
Free Cash Flow
RM
RM
SDA
SDA
Q1 26
Q4 25
$304.3M
Q3 25
$85.7M
Q2 25
$77.6M
$3.0K
Q1 25
$62.4M
$-9.3M
Q4 24
$263.9M
Q3 24
$73.8M
$3.5M
Q2 24
$70.3M
FCF Margin
RM
RM
SDA
SDA
Q1 26
Q4 25
179.3%
Q3 25
51.8%
Q2 25
49.3%
0.0%
Q1 25
40.8%
-9.0%
Q4 24
170.4%
Q3 24
50.4%
3.2%
Q2 24
49.1%
Capex Intensity
RM
RM
SDA
SDA
Q1 26
Q4 25
2.8%
Q3 25
0.6%
Q2 25
0.6%
0.0%
Q1 25
0.8%
0.0%
Q4 24
3.3%
Q3 24
0.9%
0.3%
Q2 24
0.8%
Cash Conversion
RM
RM
SDA
SDA
Q1 26
Q4 25
23.94×
Q3 25
6.04×
Q2 25
7.76×
Q1 25
9.09×
Q4 24
27.13×
Q3 24
9.80×
Q2 24
8.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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