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Side-by-side financial comparison of Rimini Street, Inc. (RMNI) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.
Rimini Street, Inc. is the larger business by last-quarter revenue ($109.8M vs $78.6M, roughly 1.4× Repay Holdings Corp). Rimini Street, Inc. runs the higher net margin — 0.7% vs -178.3%, a 179.0% gap on every dollar of revenue. On growth, Repay Holdings Corp posted the faster year-over-year revenue change (0.4% vs -3.9%). Repay Holdings Corp produced more free cash flow last quarter ($23.2M vs $18.9M). Over the past eight quarters, Rimini Street, Inc.'s revenue compounded faster (1.4% CAGR vs -1.3%).
Rimini Street, Inc. is a global provider of independent third-party support services for enterprise software products including Oracle and SAP platforms. It serves clients across multiple industries worldwide, delivering cost-effective support, maintenance, and consulting solutions that help businesses cut operational expenses while ensuring software performance and security.
Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.
RMNI vs RPAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $109.8M | $78.6M |
| Net Profit | $724.0K | $-140.1M |
| Gross Margin | 60.4% | 74.2% |
| Operating Margin | 4.5% | -182.2% |
| Net Margin | 0.7% | -178.3% |
| Revenue YoY | -3.9% | 0.4% |
| Net Profit YoY | -89.1% | -3304.1% |
| EPS (diluted) | $0.00 | $-1.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $109.8M | $78.6M | ||
| Q3 25 | $103.4M | $77.7M | ||
| Q2 25 | $104.1M | $75.6M | ||
| Q1 25 | $104.2M | $77.3M | ||
| Q4 24 | $114.2M | $78.3M | ||
| Q3 24 | $104.7M | $79.1M | ||
| Q2 24 | $103.1M | $74.9M | ||
| Q1 24 | $106.7M | $80.7M |
| Q4 25 | $724.0K | $-140.1M | ||
| Q3 25 | $2.8M | $-6.4M | ||
| Q2 25 | $30.3M | $-102.3M | ||
| Q1 25 | $3.4M | $-7.9M | ||
| Q4 24 | $6.7M | $-4.1M | ||
| Q3 24 | $-43.1M | $3.2M | ||
| Q2 24 | $-1.1M | $-4.1M | ||
| Q1 24 | $1.3M | $-5.2M |
| Q4 25 | 60.4% | 74.2% | ||
| Q3 25 | 59.9% | 74.4% | ||
| Q2 25 | 60.4% | 75.7% | ||
| Q1 25 | 61.0% | 75.9% | ||
| Q4 24 | 63.7% | 76.3% | ||
| Q3 24 | 60.7% | 77.8% | ||
| Q2 24 | 59.1% | 78.2% | ||
| Q1 24 | 59.8% | 76.2% |
| Q4 25 | 4.5% | -182.2% | ||
| Q3 25 | 4.2% | -3.9% | ||
| Q2 25 | 39.6% | -138.7% | ||
| Q1 25 | 9.0% | -4.7% | ||
| Q4 24 | 13.0% | -1.5% | ||
| Q3 24 | -47.4% | -0.9% | ||
| Q2 24 | -0.8% | -4.6% | ||
| Q1 24 | 3.2% | -3.1% |
| Q4 25 | 0.7% | -178.3% | ||
| Q3 25 | 2.7% | -8.3% | ||
| Q2 25 | 29.1% | -135.2% | ||
| Q1 25 | 3.2% | -10.3% | ||
| Q4 24 | 5.8% | -5.3% | ||
| Q3 24 | -41.2% | 4.1% | ||
| Q2 24 | -1.1% | -5.4% | ||
| Q1 24 | 1.2% | -6.5% |
| Q4 25 | $0.00 | $-1.68 | ||
| Q3 25 | $0.03 | $-0.08 | ||
| Q2 25 | $0.32 | $-1.15 | ||
| Q1 25 | $0.04 | $-0.09 | ||
| Q4 24 | $0.07 | $-0.04 | ||
| Q3 24 | $-0.47 | $0.03 | ||
| Q2 24 | $-0.01 | $-0.04 | ||
| Q1 24 | $0.01 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $120.0M | $115.7M |
| Total DebtLower is stronger | — | $280.1M |
| Stockholders' EquityBook value | $-27.0M | $484.4M |
| Total Assets | $423.1M | $1.2B |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $120.0M | $115.7M | ||
| Q3 25 | $108.7M | $95.7M | ||
| Q2 25 | $101.3M | $162.6M | ||
| Q1 25 | $122.6M | $165.5M | ||
| Q4 24 | $88.8M | $189.5M | ||
| Q3 24 | $119.5M | $168.7M | ||
| Q2 24 | $134.2M | $147.1M | ||
| Q1 24 | $129.0M | $128.3M |
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
| Q4 25 | $-27.0M | $484.4M | ||
| Q3 25 | $-27.3M | $616.9M | ||
| Q2 25 | $-29.0M | $633.7M | ||
| Q1 25 | $-63.7M | $755.7M | ||
| Q4 24 | $-69.4M | $761.3M | ||
| Q3 24 | $-76.8M | $754.7M | ||
| Q2 24 | $-36.1M | $815.4M | ||
| Q1 24 | $-36.3M | $813.8M |
| Q4 25 | $423.1M | $1.2B | ||
| Q3 25 | $352.9M | $1.3B | ||
| Q2 25 | $397.5M | $1.4B | ||
| Q1 25 | $343.0M | $1.5B | ||
| Q4 24 | $369.1M | $1.6B | ||
| Q3 24 | $343.8M | $1.6B | ||
| Q2 24 | $367.4M | $1.5B | ||
| Q1 24 | $351.2M | $1.5B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $19.6M | $23.3M |
| Free Cash FlowOCF − Capex | $18.9M | $23.2M |
| FCF MarginFCF / Revenue | 17.2% | 29.6% |
| Capex IntensityCapex / Revenue | 0.6% | 0.1% |
| Cash ConversionOCF / Net Profit | 27.02× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.6M | $90.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.6M | $23.3M | ||
| Q3 25 | $24.7M | $32.2M | ||
| Q2 25 | $-17.8M | $33.1M | ||
| Q1 25 | $33.7M | $2.5M | ||
| Q4 24 | $-37.7M | $34.3M | ||
| Q3 24 | $-18.5M | $60.1M | ||
| Q2 24 | $6.3M | $31.0M | ||
| Q1 24 | $11.1M | $24.8M |
| Q4 25 | $18.9M | $23.2M | ||
| Q3 25 | $23.5M | $32.1M | ||
| Q2 25 | $-19.5M | $33.0M | ||
| Q1 25 | $32.8M | $2.4M | ||
| Q4 24 | $-38.4M | $34.0M | ||
| Q3 24 | $-19.2M | $59.8M | ||
| Q2 24 | $5.4M | $30.5M | ||
| Q1 24 | $9.9M | $24.7M |
| Q4 25 | 17.2% | 29.6% | ||
| Q3 25 | 22.7% | 41.3% | ||
| Q2 25 | -18.8% | 43.6% | ||
| Q1 25 | 31.5% | 3.0% | ||
| Q4 24 | -33.6% | 43.5% | ||
| Q3 24 | -18.3% | 75.6% | ||
| Q2 24 | 5.2% | 40.7% | ||
| Q1 24 | 9.3% | 30.6% |
| Q4 25 | 0.6% | 0.1% | ||
| Q3 25 | 1.2% | 0.2% | ||
| Q2 25 | 1.7% | 0.1% | ||
| Q1 25 | 0.9% | 0.2% | ||
| Q4 24 | 0.6% | 0.3% | ||
| Q3 24 | 0.6% | 0.3% | ||
| Q2 24 | 0.8% | 0.6% | ||
| Q1 24 | 1.1% | 0.1% |
| Q4 25 | 27.02× | — | ||
| Q3 25 | 8.94× | — | ||
| Q2 25 | -0.59× | — | ||
| Q1 25 | 10.06× | — | ||
| Q4 24 | -5.66× | — | ||
| Q3 24 | — | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | 8.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RMNI
| Non Us | $62.3M | 57% |
| US | $47.5M | 43% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
