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Side-by-side financial comparison of RMR GROUP INC. (RMR) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.

RMR GROUP INC. is the larger business by last-quarter revenue ($66.7M vs $53.8M, roughly 1.2× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs 18.3%, a 7.1% gap on every dollar of revenue.

RMR Group Inc. is a U.S.-headquartered alternative asset management firm specializing in real estate and real estate-related investments. It operates across commercial property, residential real estate, and infrastructure segments, serving institutional investors, high-net-worth individuals, and retail clients across key global markets.

SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.

RMR vs SMBK — Head-to-Head

Bigger by revenue
RMR
RMR
1.2× larger
RMR
$66.7M
$53.8M
SMBK
Higher net margin
SMBK
SMBK
7.1% more per $
SMBK
25.4%
18.3%
RMR

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
RMR
RMR
SMBK
SMBK
Revenue
$66.7M
$53.8M
Net Profit
$12.2M
$13.7M
Gross Margin
Operating Margin
48.1%
Net Margin
18.3%
25.4%
Revenue YoY
40.8%
Net Profit YoY
91.1%
21.6%
EPS (diluted)
$0.71
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RMR
RMR
SMBK
SMBK
Q1 26
$53.8M
Q4 25
$66.7M
$53.3M
Q3 25
$51.1M
Q2 25
$49.2M
Q1 25
$46.8M
Q4 24
$46.8M
Q3 24
$44.2M
Q2 24
$40.4M
Net Profit
RMR
RMR
SMBK
SMBK
Q1 26
$13.7M
Q4 25
$12.2M
$13.7M
Q3 25
$13.7M
Q2 25
$11.7M
Q1 25
$11.3M
Q4 24
$9.6M
Q3 24
$9.1M
Q2 24
$8.0M
Operating Margin
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
48.1%
31.3%
Q3 25
33.2%
Q2 25
29.0%
Q1 25
29.0%
Q4 24
26.5%
Q3 24
24.3%
Q2 24
25.6%
Net Margin
RMR
RMR
SMBK
SMBK
Q1 26
25.4%
Q4 25
18.3%
25.7%
Q3 25
26.8%
Q2 25
23.8%
Q1 25
24.0%
Q4 24
20.6%
Q3 24
20.7%
Q2 24
19.8%
EPS (diluted)
RMR
RMR
SMBK
SMBK
Q1 26
$0.81
Q4 25
$0.71
$0.81
Q3 25
$0.81
Q2 25
$0.69
Q1 25
$0.67
Q4 24
$0.57
Q3 24
$0.54
Q2 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RMR
RMR
SMBK
SMBK
Cash + ST InvestmentsLiquidity on hand
$49.3M
$346.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$232.7M
$562.2M
Total Assets
$687.1M
$5.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RMR
RMR
SMBK
SMBK
Q1 26
$346.1M
Q4 25
$49.3M
$464.4M
Q3 25
$557.1M
Q2 25
$365.1M
Q1 25
$423.0M
Q4 24
$387.6M
Q3 24
$192.9M
Q2 24
$342.8M
Total Debt
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
Q3 25
$1.3M
Q2 25
$7.0M
Q1 25
$7.6M
Q4 24
$8.1M
Q3 24
$9.0M
Q2 24
$12.7M
Stockholders' Equity
RMR
RMR
SMBK
SMBK
Q1 26
$562.2M
Q4 25
$232.7M
$552.4M
Q3 25
$538.4M
Q2 25
$519.0M
Q1 25
$505.8M
Q4 24
$491.3M
Q3 24
$489.0M
Q2 24
$472.5M
Total Assets
RMR
RMR
SMBK
SMBK
Q1 26
$5.9B
Q4 25
$687.1M
$5.9B
Q3 25
$5.8B
Q2 25
$5.5B
Q1 25
$5.4B
Q4 24
$5.3B
Q3 24
$4.9B
Q2 24
$4.9B
Debt / Equity
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RMR
RMR
SMBK
SMBK
Operating Cash FlowLast quarter
$10.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
0.88×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
$10.7M
$61.7M
Q3 25
$16.9M
Q2 25
$14.0M
Q1 25
$14.3M
Q4 24
$52.7M
Q3 24
$12.4M
Q2 24
$16.5M
Free Cash Flow
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
$59.3M
Q3 25
$16.6M
Q2 25
$13.2M
Q1 25
$13.4M
Q4 24
$46.3M
Q3 24
$11.3M
Q2 24
$15.4M
FCF Margin
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
111.3%
Q3 25
32.4%
Q2 25
26.9%
Q1 25
28.5%
Q4 24
98.9%
Q3 24
25.7%
Q2 24
38.2%
Capex Intensity
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
4.5%
Q3 25
0.6%
Q2 25
1.6%
Q1 25
2.0%
Q4 24
13.7%
Q3 24
2.4%
Q2 24
2.7%
Cash Conversion
RMR
RMR
SMBK
SMBK
Q1 26
Q4 25
0.88×
4.50×
Q3 25
1.23×
Q2 25
1.20×
Q1 25
1.27×
Q4 24
5.47×
Q3 24
1.36×
Q2 24
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RMR
RMR

Management Service Incentive$23.6M35%
Industrial Logistics Properties Trust$15.1M23%
Managed Private Real Estate Capital$11.1M17%
Office Properties Income Trust$5.6M8%
Other Private Entities$5.3M8%
RMR Residential$3.4M5%
Sonesta International Hotels Corporation$2.1M3%
Investment Advisory Management And Administrative Service$1.2M2%

SMBK
SMBK

Net Interest Income$45.9M85%
Noninterest Income$7.9M15%

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