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Side-by-side financial comparison of GIBRALTAR INDUSTRIES, INC. (ROCK) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $225.0M, roughly 1.6× GIBRALTAR INDUSTRIES, INC.). On growth, GIBRALTAR INDUSTRIES, INC. posted the faster year-over-year revenue change (24.9% vs 9.8%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs -12.3%).

Gibraltar Industries, Inc. is a leading manufacturer and distributor of specialized building, infrastructure, and renewable energy products. Its offerings include ventilation systems, roofing accessories, solar mounting solutions, and landscape and garden products, serving residential, commercial construction, and clean energy markets primarily across North America, with a focus on innovative, sustainable solutions for its customers.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

ROCK vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.6× larger
UFCS
$365.8M
$225.0M
ROCK
Growing faster (revenue YoY)
ROCK
ROCK
+15.2% gap
ROCK
24.9%
9.8%
UFCS
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
-12.3%
ROCK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ROCK
ROCK
UFCS
UFCS
Revenue
$225.0M
$365.8M
Net Profit
Gross Margin
25.3%
Operating Margin
7.9%
13.2%
Net Margin
Revenue YoY
24.9%
9.8%
Net Profit YoY
EPS (diluted)
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ROCK
ROCK
UFCS
UFCS
Q4 25
$225.0M
$365.8M
Q3 25
$310.9M
$354.0M
Q2 25
$309.5M
$335.5M
Q1 25
$290.0M
$331.1M
Q4 24
$180.1M
$333.2M
Q3 24
$277.1M
$323.0M
Q2 24
$273.6M
$301.2M
Q1 24
$292.5M
$296.0M
Net Profit
ROCK
ROCK
UFCS
UFCS
Q4 25
Q3 25
$-89.1M
$39.2M
Q2 25
$26.0M
$22.9M
Q1 25
$21.1M
$17.7M
Q4 24
Q3 24
$34.0M
$19.7M
Q2 24
$32.2M
$-2.7M
Q1 24
$24.9M
$13.5M
Gross Margin
ROCK
ROCK
UFCS
UFCS
Q4 25
25.3%
Q3 25
26.6%
Q2 25
28.4%
Q1 25
26.8%
Q4 24
29.0%
Q3 24
29.4%
Q2 24
30.5%
Q1 24
28.9%
Operating Margin
ROCK
ROCK
UFCS
UFCS
Q4 25
7.9%
13.2%
Q3 25
12.8%
13.7%
Q2 25
12.8%
8.7%
Q1 25
8.8%
6.6%
Q4 24
13.3%
11.9%
Q3 24
15.6%
7.7%
Q2 24
14.9%
-1.3%
Q1 24
10.8%
5.5%
Net Margin
ROCK
ROCK
UFCS
UFCS
Q4 25
Q3 25
-28.6%
11.1%
Q2 25
8.4%
6.8%
Q1 25
7.3%
5.3%
Q4 24
Q3 24
12.3%
6.1%
Q2 24
11.8%
-0.9%
Q1 24
8.5%
4.6%
EPS (diluted)
ROCK
ROCK
UFCS
UFCS
Q4 25
$1.45
Q3 25
$-2.98
$1.49
Q2 25
$0.87
$0.87
Q1 25
$0.67
Q4 24
$1.22
Q3 24
$1.11
$0.76
Q2 24
$1.05
$-0.11
Q1 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ROCK
ROCK
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$115.7M
$156.3M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$950.4M
$941.2M
Total Assets
$1.4B
$3.8B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ROCK
ROCK
UFCS
UFCS
Q4 25
$115.7M
$156.3M
Q3 25
$89.4M
$233.7M
Q2 25
$43.3M
$202.1M
Q1 25
$25.1M
$183.7M
Q4 24
$269.5M
$200.9M
Q3 24
$228.9M
$197.4M
Q2 24
$179.1M
$153.4M
Q1 24
$146.7M
$217.8M
Total Debt
ROCK
ROCK
UFCS
UFCS
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Stockholders' Equity
ROCK
ROCK
UFCS
UFCS
Q4 25
$950.4M
$941.2M
Q3 25
$951.8M
$898.7M
Q2 25
$1.0B
$845.7M
Q1 25
$1.0B
$817.7M
Q4 24
$1.0B
$781.5M
Q3 24
$1.0B
$785.8M
Q2 24
$975.7M
$726.6M
Q1 24
$940.2M
$736.8M
Total Assets
ROCK
ROCK
UFCS
UFCS
Q4 25
$1.4B
$3.8B
Q3 25
$1.4B
$3.8B
Q2 25
$1.5B
$3.7B
Q1 25
$1.4B
$3.5B
Q4 24
$1.4B
$3.5B
Q3 24
$1.4B
$3.5B
Q2 24
$1.4B
$3.4B
Q1 24
$1.3B
$3.2B
Debt / Equity
ROCK
ROCK
UFCS
UFCS
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ROCK
ROCK
UFCS
UFCS
Operating Cash FlowLast quarter
$35.5M
$269.7M
Free Cash FlowOCF − Capex
$26.2M
FCF MarginFCF / Revenue
11.7%
Capex IntensityCapex / Revenue
4.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$120.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ROCK
ROCK
UFCS
UFCS
Q4 25
$35.5M
$269.7M
Q3 25
$73.0M
$60.8M
Q2 25
$44.9M
$53.4M
Q1 25
$13.7M
$35.7M
Q4 24
$19.9M
$340.3M
Q3 24
$64.7M
$56.5M
Q2 24
$36.5M
$91.3M
Q1 24
$53.2M
$36.2M
Free Cash Flow
ROCK
ROCK
UFCS
UFCS
Q4 25
$26.2M
Q3 25
$64.8M
Q2 25
$27.3M
Q1 25
$2.3M
Q4 24
$14.1M
Q3 24
$60.5M
Q2 24
$33.5M
Q1 24
$48.8M
FCF Margin
ROCK
ROCK
UFCS
UFCS
Q4 25
11.7%
Q3 25
20.8%
Q2 25
8.8%
Q1 25
0.8%
Q4 24
7.8%
Q3 24
21.8%
Q2 24
12.2%
Q1 24
16.7%
Capex Intensity
ROCK
ROCK
UFCS
UFCS
Q4 25
4.1%
Q3 25
2.6%
Q2 25
5.7%
Q1 25
3.9%
Q4 24
3.3%
Q3 24
1.5%
Q2 24
1.1%
Q1 24
1.5%
Cash Conversion
ROCK
ROCK
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
1.73×
2.33×
Q1 25
0.65×
2.02×
Q4 24
Q3 24
1.90×
2.86×
Q2 24
1.13×
Q1 24
2.13×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ROCK
ROCK

Transferred At Point In Time$183.5M82%
Infrastructure$22.5M10%
Other$18.9M8%

UFCS
UFCS

Segment breakdown not available.

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