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Side-by-side financial comparison of RED RIVER BANCSHARES INC (RRBI) and STEM, INC. (STEM). Click either name above to swap in a different company.
STEM, INC. is the larger business by last-quarter revenue ($47.1M vs $33.2M, roughly 1.4× RED RIVER BANCSHARES INC). RED RIVER BANCSHARES INC runs the higher net margin — 34.4% vs -33.9%, a 68.3% gap on every dollar of revenue. On growth, RED RIVER BANCSHARES INC posted the faster year-over-year revenue change (15.7% vs -15.6%). Over the past eight quarters, STEM, INC.'s revenue compounded faster (36.1% CAGR vs 12.4%).
Red River Bancshares Inc is a U.S. regional financial holding company operating through its wholly owned subsidiary Red River Bank. It provides a full suite of retail and commercial banking products including deposit accounts, personal and commercial loans, mortgage services, and wealth management, primarily serving customers across Louisiana, with a focus on local communities and small to mid-sized enterprises.
StemCells, Inc. is a public biopharmaceutical company headquartered in Newark, California, that is developing purified human neural stem cells (HuCNS-SCs) in the hopes of treating central nervous system disorders and paralysis. StemCells' HuCNS-SCs have the ability to differentiate into the three main types of cells found in the central nervous system: neurons, astrocytes and oligodendrocytes.
RRBI vs STEM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $33.2M | $47.1M |
| Net Profit | $11.4M | $-16.0M |
| Gross Margin | — | 48.9% |
| Operating Margin | 42.8% | -17.7% |
| Net Margin | 34.4% | -33.9% |
| Revenue YoY | 15.7% | -15.6% |
| Net Profit YoY | 22.7% | 68.8% |
| EPS (diluted) | $1.72 | $-4.40 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $33.2M | $47.1M | ||
| Q3 25 | $31.9M | $38.2M | ||
| Q2 25 | $30.5M | $38.4M | ||
| Q1 25 | $29.9M | $32.5M | ||
| Q4 24 | $28.7M | $55.8M | ||
| Q3 24 | $27.9M | $29.3M | ||
| Q2 24 | $26.9M | $34.0M | ||
| Q1 24 | $26.3M | $25.5M |
| Q4 25 | $11.4M | $-16.0M | ||
| Q3 25 | $10.8M | $-23.8M | ||
| Q2 25 | $10.2M | $202.5M | ||
| Q1 25 | $10.4M | $-25.0M | ||
| Q4 24 | $9.3M | $-51.1M | ||
| Q3 24 | $8.8M | $-148.3M | ||
| Q2 24 | $8.0M | $-582.3M | ||
| Q1 24 | $8.2M | $-72.3M |
| Q4 25 | — | 48.9% | ||
| Q3 25 | — | 35.5% | ||
| Q2 25 | — | 33.4% | ||
| Q1 25 | — | 32.4% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 27.6% | ||
| Q1 24 | — | -95.0% |
| Q4 25 | 42.8% | -17.7% | ||
| Q3 25 | 41.9% | -33.6% | ||
| Q2 25 | 41.7% | -34.8% | ||
| Q1 25 | 43.0% | -65.0% | ||
| Q4 24 | 40.2% | -84.4% | ||
| Q3 24 | 38.8% | -493.2% | ||
| Q2 24 | 36.8% | -1705.5% | ||
| Q1 24 | 38.5% | -267.0% |
| Q4 25 | 34.4% | -33.9% | ||
| Q3 25 | 33.8% | -62.2% | ||
| Q2 25 | 33.4% | 527.8% | ||
| Q1 25 | 34.6% | -76.9% | ||
| Q4 24 | 32.4% | -91.6% | ||
| Q3 24 | 31.4% | -506.3% | ||
| Q2 24 | 29.7% | -1712.6% | ||
| Q1 24 | 31.1% | -283.9% |
| Q4 25 | $1.72 | $-4.40 | ||
| Q3 25 | $1.63 | $-2.84 | ||
| Q2 25 | $1.51 | $-1.79 | ||
| Q1 25 | $1.52 | $-0.15 | ||
| Q4 24 | $1.36 | $-15.29 | ||
| Q3 24 | $1.27 | $-18.24 | ||
| Q2 24 | $1.16 | $-71.81 | ||
| Q1 24 | $1.16 | $-0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $213.4M | $48.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $365.1M | $-249.4M |
| Total Assets | $3.4B | $308.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $213.4M | $48.9M | ||
| Q3 25 | $161.1M | $43.1M | ||
| Q2 25 | $210.4M | $40.8M | ||
| Q1 25 | $252.2M | $58.6M | ||
| Q4 24 | $269.0M | $56.3M | ||
| Q3 24 | $232.6M | $75.4M | ||
| Q2 24 | $213.1M | $89.6M | ||
| Q1 24 | $229.8M | $112.8M |
| Q4 25 | $365.1M | $-249.4M | ||
| Q3 25 | $351.3M | $-235.7M | ||
| Q2 25 | $335.4M | $-214.1M | ||
| Q1 25 | $333.3M | $-417.5M | ||
| Q4 24 | $319.7M | $-398.4M | ||
| Q3 24 | $324.3M | $-344.1M | ||
| Q2 24 | $307.0M | $-203.2M | ||
| Q1 24 | $299.3M | $371.6M |
| Q4 25 | $3.4B | $308.9M | ||
| Q3 25 | $3.2B | $362.6M | ||
| Q2 25 | $3.2B | $379.2M | ||
| Q1 25 | $3.2B | $405.1M | ||
| Q4 24 | $3.1B | $437.4M | ||
| Q3 24 | $3.1B | $537.8M | ||
| Q2 24 | $3.0B | $691.5M | ||
| Q1 24 | $3.1B | $1.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $44.8M | $8.2M |
| Free Cash FlowOCF − Capex | $42.2M | — |
| FCF MarginFCF / Revenue | 127.2% | — |
| Capex IntensityCapex / Revenue | 7.8% | — |
| Cash ConversionOCF / Net Profit | 3.92× | — |
| TTM Free Cash FlowTrailing 4 quarters | $75.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $44.8M | $8.2M | ||
| Q3 25 | $16.5M | $11.4M | ||
| Q2 25 | $3.8M | $-21.3M | ||
| Q1 25 | $13.9M | $8.5M | ||
| Q4 24 | $38.3M | $-14.7M | ||
| Q3 24 | $17.4M | $-9.4M | ||
| Q2 24 | $2.4M | $-11.9M | ||
| Q1 24 | $14.4M | $-621.0K |
| Q4 25 | $42.2M | — | ||
| Q3 25 | $15.8M | — | ||
| Q2 25 | $3.5M | — | ||
| Q1 25 | $13.7M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $17.0M | — | ||
| Q2 24 | $1.4M | — | ||
| Q1 24 | $13.4M | — |
| Q4 25 | 127.2% | — | ||
| Q3 25 | 49.6% | — | ||
| Q2 25 | 11.6% | — | ||
| Q1 25 | 45.7% | — | ||
| Q4 24 | 116.5% | — | ||
| Q3 24 | 60.9% | — | ||
| Q2 24 | 5.4% | — | ||
| Q1 24 | 50.8% | — |
| Q4 25 | 7.8% | — | ||
| Q3 25 | 2.1% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 17.0% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 3.6% | — | ||
| Q1 24 | 4.0% | — |
| Q4 25 | 3.92× | — | ||
| Q3 25 | 1.53× | — | ||
| Q2 25 | 0.37× | -0.11× | ||
| Q1 25 | 1.34× | — | ||
| Q4 24 | 4.11× | — | ||
| Q3 24 | 1.99× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 1.76× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
