vs

Side-by-side financial comparison of RED RIVER BANCSHARES INC (RRBI) and Star Holdings (STHO). Click either name above to swap in a different company.

RED RIVER BANCSHARES INC is the larger business by last-quarter revenue ($33.2M vs $25.4M, roughly 1.3× Star Holdings). RED RIVER BANCSHARES INC runs the higher net margin — 34.4% vs -75.5%, a 109.9% gap on every dollar of revenue. On growth, RED RIVER BANCSHARES INC posted the faster year-over-year revenue change (15.7% vs -22.6%). Over the past eight quarters, RED RIVER BANCSHARES INC's revenue compounded faster (12.4% CAGR vs -0.2%).

Red River Bancshares Inc is a U.S. regional financial holding company operating through its wholly owned subsidiary Red River Bank. It provides a full suite of retail and commercial banking products including deposit accounts, personal and commercial loans, mortgage services, and wealth management, primarily serving customers across Louisiana, with a focus on local communities and small to mid-sized enterprises.

Blue Star Ltd is an Indian multinational home appliances company, headquartered in Mumbai. It specializes in air conditioning, commercial refrigeration and MEP. It is the country's second largest homegrown player in the air conditioning space.

RRBI vs STHO — Head-to-Head

Bigger by revenue
RRBI
RRBI
1.3× larger
RRBI
$33.2M
$25.4M
STHO
Growing faster (revenue YoY)
RRBI
RRBI
+38.3% gap
RRBI
15.7%
-22.6%
STHO
Higher net margin
RRBI
RRBI
109.9% more per $
RRBI
34.4%
-75.5%
STHO
Faster 2-yr revenue CAGR
RRBI
RRBI
Annualised
RRBI
12.4%
-0.2%
STHO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
RRBI
RRBI
STHO
STHO
Revenue
$33.2M
$25.4M
Net Profit
$11.4M
$-19.1M
Gross Margin
Operating Margin
42.8%
-91.7%
Net Margin
34.4%
-75.5%
Revenue YoY
15.7%
-22.6%
Net Profit YoY
22.7%
81.3%
EPS (diluted)
$1.72
$-1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RRBI
RRBI
STHO
STHO
Q4 25
$33.2M
$25.4M
Q3 25
$31.9M
$28.1M
Q2 25
$30.5M
$42.1M
Q1 25
$29.9M
$14.6M
Q4 24
$28.7M
$32.8M
Q3 24
$27.9M
$24.6M
Q2 24
$26.9M
$30.6M
Q1 24
$26.3M
$25.4M
Net Profit
RRBI
RRBI
STHO
STHO
Q4 25
$11.4M
$-19.1M
Q3 25
$10.8M
$1.8M
Q2 25
$10.2M
$-39.3M
Q1 25
$10.4M
$-7.6M
Q4 24
$9.3M
$-102.6M
Q3 24
$8.8M
$91.9M
Q2 24
$8.0M
$-27.1M
Q1 24
$8.2M
$-49.0M
Operating Margin
RRBI
RRBI
STHO
STHO
Q4 25
42.8%
-91.7%
Q3 25
41.9%
1.0%
Q2 25
41.7%
-94.5%
Q1 25
43.0%
-55.0%
Q4 24
40.2%
-314.1%
Q3 24
38.8%
Q2 24
36.8%
-91.5%
Q1 24
38.5%
-192.6%
Net Margin
RRBI
RRBI
STHO
STHO
Q4 25
34.4%
-75.5%
Q3 25
33.8%
6.4%
Q2 25
33.4%
-93.5%
Q1 25
34.6%
-52.0%
Q4 24
32.4%
-313.1%
Q3 24
31.4%
374.3%
Q2 24
29.7%
-88.8%
Q1 24
31.1%
-192.6%
EPS (diluted)
RRBI
RRBI
STHO
STHO
Q4 25
$1.72
$-1.52
Q3 25
$1.63
$0.14
Q2 25
$1.51
$-2.95
Q1 25
$1.52
$-0.57
Q4 24
$1.36
$-7.69
Q3 24
$1.27
$6.90
Q2 24
$1.16
$-2.04
Q1 24
$1.16
$-3.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RRBI
RRBI
STHO
STHO
Cash + ST InvestmentsLiquidity on hand
$213.4M
$50.1M
Total DebtLower is stronger
$268.7M
Stockholders' EquityBook value
$365.1M
$251.8M
Total Assets
$3.4B
$570.2M
Debt / EquityLower = less leverage
1.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RRBI
RRBI
STHO
STHO
Q4 25
$213.4M
$50.1M
Q3 25
$161.1M
$40.6M
Q2 25
$210.4M
$44.2M
Q1 25
$252.2M
$30.3M
Q4 24
$269.0M
$35.0M
Q3 24
$232.6M
$45.0M
Q2 24
$213.1M
$48.3M
Q1 24
$229.8M
$45.7M
Total Debt
RRBI
RRBI
STHO
STHO
Q4 25
$268.7M
Q3 25
$259.3M
Q2 25
$245.4M
Q1 25
$231.5M
Q4 24
$217.3M
Q3 24
$201.2M
Q2 24
$197.2M
Q1 24
$195.0M
Stockholders' Equity
RRBI
RRBI
STHO
STHO
Q4 25
$365.1M
$251.8M
Q3 25
$351.3M
$275.4M
Q2 25
$335.4M
$276.1M
Q1 25
$333.3M
$316.1M
Q4 24
$319.7M
$324.3M
Q3 24
$324.3M
$427.5M
Q2 24
$307.0M
$335.3M
Q1 24
$299.3M
$362.4M
Total Assets
RRBI
RRBI
STHO
STHO
Q4 25
$3.4B
$570.2M
Q3 25
$3.2B
$595.9M
Q2 25
$3.2B
$589.9M
Q1 25
$3.2B
$618.2M
Q4 24
$3.1B
$608.7M
Q3 24
$3.1B
$696.5M
Q2 24
$3.0B
$601.0M
Q1 24
$3.1B
$622.9M
Debt / Equity
RRBI
RRBI
STHO
STHO
Q4 25
1.07×
Q3 25
0.94×
Q2 25
0.89×
Q1 25
0.73×
Q4 24
0.67×
Q3 24
0.47×
Q2 24
0.59×
Q1 24
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RRBI
RRBI
STHO
STHO
Operating Cash FlowLast quarter
$44.8M
$-11.7M
Free Cash FlowOCF − Capex
$42.2M
FCF MarginFCF / Revenue
127.2%
Capex IntensityCapex / Revenue
7.8%
Cash ConversionOCF / Net Profit
3.92×
TTM Free Cash FlowTrailing 4 quarters
$75.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RRBI
RRBI
STHO
STHO
Q4 25
$44.8M
$-11.7M
Q3 25
$16.5M
$5.3M
Q2 25
$3.8M
$-2.6M
Q1 25
$13.9M
$-6.3M
Q4 24
$38.3M
$-31.3M
Q3 24
$17.4M
$-3.8M
Q2 24
$2.4M
$-6.4M
Q1 24
$14.4M
$-14.2M
Free Cash Flow
RRBI
RRBI
STHO
STHO
Q4 25
$42.2M
Q3 25
$15.8M
Q2 25
$3.5M
Q1 25
$13.7M
Q4 24
$33.4M
Q3 24
$17.0M
Q2 24
$1.4M
Q1 24
$13.4M
FCF Margin
RRBI
RRBI
STHO
STHO
Q4 25
127.2%
Q3 25
49.6%
Q2 25
11.6%
Q1 25
45.7%
Q4 24
116.5%
Q3 24
60.9%
Q2 24
5.4%
Q1 24
50.8%
Capex Intensity
RRBI
RRBI
STHO
STHO
Q4 25
7.8%
Q3 25
2.1%
Q2 25
0.9%
Q1 25
0.9%
Q4 24
17.0%
Q3 24
1.4%
Q2 24
3.6%
Q1 24
4.0%
Cash Conversion
RRBI
RRBI
STHO
STHO
Q4 25
3.92×
Q3 25
1.53×
2.95×
Q2 25
0.37×
Q1 25
1.34×
Q4 24
4.11×
Q3 24
1.99×
-0.04×
Q2 24
0.30×
Q1 24
1.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RRBI
RRBI

Segment breakdown not available.

STHO
STHO

Land Development$13.0M51%
Other Income Revenue$9.3M37%
Operating Lease Income$2.0M8%
Other$1.2M5%

Related Comparisons