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Side-by-side financial comparison of RED RIVER BANCSHARES INC (RRBI) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

RED RIVER BANCSHARES INC is the larger business by last-quarter revenue ($33.2M vs $19.1M, roughly 1.7× Americas Gold & Silver Corp). RED RIVER BANCSHARES INC runs the higher net margin — 34.4% vs -82.3%, a 116.7% gap on every dollar of revenue. On growth, RED RIVER BANCSHARES INC posted the faster year-over-year revenue change (15.7% vs -28.0%). RED RIVER BANCSHARES INC produced more free cash flow last quarter ($42.2M vs $-41.3M).

Red River Bancshares Inc is a U.S. regional financial holding company operating through its wholly owned subsidiary Red River Bank. It provides a full suite of retail and commercial banking products including deposit accounts, personal and commercial loans, mortgage services, and wealth management, primarily serving customers across Louisiana, with a focus on local communities and small to mid-sized enterprises.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

RRBI vs USAS — Head-to-Head

Bigger by revenue
RRBI
RRBI
1.7× larger
RRBI
$33.2M
$19.1M
USAS
Growing faster (revenue YoY)
RRBI
RRBI
+43.8% gap
RRBI
15.7%
-28.0%
USAS
Higher net margin
RRBI
RRBI
116.7% more per $
RRBI
34.4%
-82.3%
USAS
More free cash flow
RRBI
RRBI
$83.5M more FCF
RRBI
$42.2M
$-41.3M
USAS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
RRBI
RRBI
USAS
USAS
Revenue
$33.2M
$19.1M
Net Profit
$11.4M
$-15.7M
Gross Margin
34.2%
Operating Margin
42.8%
Net Margin
34.4%
-82.3%
Revenue YoY
15.7%
-28.0%
Net Profit YoY
22.7%
2.8%
EPS (diluted)
$1.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RRBI
RRBI
USAS
USAS
Q4 25
$33.2M
Q3 25
$31.9M
$19.1M
Q2 25
$30.5M
Q1 25
$29.9M
Q4 24
$28.7M
Q3 24
$27.9M
$26.5M
Q2 24
$26.9M
Q1 24
$26.3M
Net Profit
RRBI
RRBI
USAS
USAS
Q4 25
$11.4M
Q3 25
$10.8M
$-15.7M
Q2 25
$10.2M
Q1 25
$10.4M
Q4 24
$9.3M
Q3 24
$8.8M
$-16.2M
Q2 24
$8.0M
Q1 24
$8.2M
Gross Margin
RRBI
RRBI
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
RRBI
RRBI
USAS
USAS
Q4 25
42.8%
Q3 25
41.9%
Q2 25
41.7%
Q1 25
43.0%
Q4 24
40.2%
Q3 24
38.8%
Q2 24
36.8%
Q1 24
38.5%
Net Margin
RRBI
RRBI
USAS
USAS
Q4 25
34.4%
Q3 25
33.8%
-82.3%
Q2 25
33.4%
Q1 25
34.6%
Q4 24
32.4%
Q3 24
31.4%
-60.9%
Q2 24
29.7%
Q1 24
31.1%
EPS (diluted)
RRBI
RRBI
USAS
USAS
Q4 25
$1.72
Q3 25
$1.63
Q2 25
$1.51
Q1 25
$1.52
Q4 24
$1.36
Q3 24
$1.27
Q2 24
$1.16
Q1 24
$1.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RRBI
RRBI
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$213.4M
$39.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$365.1M
$50.2M
Total Assets
$3.4B
$234.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RRBI
RRBI
USAS
USAS
Q4 25
$213.4M
Q3 25
$161.1M
$39.1M
Q2 25
$210.4M
Q1 25
$252.2M
Q4 24
$269.0M
Q3 24
$232.6M
Q2 24
$213.1M
Q1 24
$229.8M
Stockholders' Equity
RRBI
RRBI
USAS
USAS
Q4 25
$365.1M
Q3 25
$351.3M
$50.2M
Q2 25
$335.4M
Q1 25
$333.3M
Q4 24
$319.7M
Q3 24
$324.3M
$53.1M
Q2 24
$307.0M
Q1 24
$299.3M
Total Assets
RRBI
RRBI
USAS
USAS
Q4 25
$3.4B
Q3 25
$3.2B
$234.7M
Q2 25
$3.2B
Q1 25
$3.2B
Q4 24
$3.1B
Q3 24
$3.1B
Q2 24
$3.0B
Q1 24
$3.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RRBI
RRBI
USAS
USAS
Operating Cash FlowLast quarter
$44.8M
$-12.5M
Free Cash FlowOCF − Capex
$42.2M
$-41.3M
FCF MarginFCF / Revenue
127.2%
-216.5%
Capex IntensityCapex / Revenue
7.8%
150.8%
Cash ConversionOCF / Net Profit
3.92×
TTM Free Cash FlowTrailing 4 quarters
$75.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RRBI
RRBI
USAS
USAS
Q4 25
$44.8M
Q3 25
$16.5M
$-12.5M
Q2 25
$3.8M
Q1 25
$13.9M
Q4 24
$38.3M
Q3 24
$17.4M
$2.4M
Q2 24
$2.4M
Q1 24
$14.4M
Free Cash Flow
RRBI
RRBI
USAS
USAS
Q4 25
$42.2M
Q3 25
$15.8M
$-41.3M
Q2 25
$3.5M
Q1 25
$13.7M
Q4 24
$33.4M
Q3 24
$17.0M
$-11.2M
Q2 24
$1.4M
Q1 24
$13.4M
FCF Margin
RRBI
RRBI
USAS
USAS
Q4 25
127.2%
Q3 25
49.6%
-216.5%
Q2 25
11.6%
Q1 25
45.7%
Q4 24
116.5%
Q3 24
60.9%
-42.2%
Q2 24
5.4%
Q1 24
50.8%
Capex Intensity
RRBI
RRBI
USAS
USAS
Q4 25
7.8%
Q3 25
2.1%
150.8%
Q2 25
0.9%
Q1 25
0.9%
Q4 24
17.0%
Q3 24
1.4%
51.2%
Q2 24
3.6%
Q1 24
4.0%
Cash Conversion
RRBI
RRBI
USAS
USAS
Q4 25
3.92×
Q3 25
1.53×
Q2 25
0.37×
Q1 25
1.34×
Q4 24
4.11×
Q3 24
1.99×
Q2 24
0.30×
Q1 24
1.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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