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Side-by-side financial comparison of Reservoir Media, Inc. (RSVR) and SOUTHERN MISSOURI BANCORP, INC. (SMBC). Click either name above to swap in a different company.

SOUTHERN MISSOURI BANCORP, INC. is the larger business by last-quarter revenue ($49.6M vs $45.6M, roughly 1.1× Reservoir Media, Inc.). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs 4.8%, a 31.7% gap on every dollar of revenue. On growth, SOUTHERN MISSOURI BANCORP, INC. posted the faster year-over-year revenue change (10.3% vs 7.7%). SOUTHERN MISSOURI BANCORP, INC. produced more free cash flow last quarter ($20.2M vs $12.8M). Over the past eight quarters, SOUTHERN MISSOURI BANCORP, INC.'s revenue compounded faster (11.3% CAGR vs 7.9%).

Reservoir Media, Inc. is a leading global independent music rights management company. It owns and administers extensive catalogs of recorded music, music publishing copyrights, and neighboring rights, partnering with top songwriters, performing artists, and producers across genres including pop, hip-hop, rock, and film soundtracks. It licenses its content for use across streaming platforms, advertising, film and television productions, live events, and other commercial channels, with operations spanning North America, Europe, and Asia Pacific markets.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

RSVR vs SMBC — Head-to-Head

Bigger by revenue
SMBC
SMBC
1.1× larger
SMBC
$49.6M
$45.6M
RSVR
Growing faster (revenue YoY)
SMBC
SMBC
+2.6% gap
SMBC
10.3%
7.7%
RSVR
Higher net margin
SMBC
SMBC
31.7% more per $
SMBC
36.6%
4.8%
RSVR
More free cash flow
SMBC
SMBC
$7.4M more FCF
SMBC
$20.2M
$12.8M
RSVR
Faster 2-yr revenue CAGR
SMBC
SMBC
Annualised
SMBC
11.3%
7.9%
RSVR

Income Statement — Q3 FY2026 vs Q2 FY2026

Metric
RSVR
RSVR
SMBC
SMBC
Revenue
$45.6M
$49.6M
Net Profit
$2.2M
$18.1M
Gross Margin
64.5%
Operating Margin
22.7%
45.7%
Net Margin
4.8%
36.6%
Revenue YoY
7.7%
10.3%
Net Profit YoY
-58.1%
23.9%
EPS (diluted)
$0.03
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RSVR
RSVR
SMBC
SMBC
Q4 25
$45.6M
$49.6M
Q3 25
$45.4M
$49.0M
Q2 25
$37.2M
$47.6M
Q1 25
$41.4M
$46.1M
Q4 24
$42.3M
$45.0M
Q3 24
$40.7M
$43.8M
Q2 24
$34.3M
$42.9M
Q1 24
$39.1M
$40.1M
Net Profit
RSVR
RSVR
SMBC
SMBC
Q4 25
$2.2M
$18.1M
Q3 25
$2.3M
$15.7M
Q2 25
$-555.7K
$15.8M
Q1 25
$2.7M
$15.7M
Q4 24
$5.2M
$14.7M
Q3 24
$185.0K
$12.5M
Q2 24
$-346.7K
$13.5M
Q1 24
$2.8M
$11.3M
Gross Margin
RSVR
RSVR
SMBC
SMBC
Q4 25
64.5%
Q3 25
63.6%
Q2 25
64.5%
Q1 25
65.6%
Q4 24
64.4%
Q3 24
63.5%
Q2 24
61.3%
Q1 24
63.4%
Operating Margin
RSVR
RSVR
SMBC
SMBC
Q4 25
22.7%
45.7%
Q3 25
23.5%
39.7%
Q2 25
14.7%
40.2%
Q1 25
25.2%
43.0%
Q4 24
22.6%
42.7%
Q3 24
24.9%
36.1%
Q2 24
14.5%
39.6%
Q1 24
22.4%
35.3%
Net Margin
RSVR
RSVR
SMBC
SMBC
Q4 25
4.8%
36.6%
Q3 25
5.0%
31.9%
Q2 25
-1.5%
33.2%
Q1 25
6.4%
34.0%
Q4 24
12.4%
32.6%
Q3 24
0.5%
28.4%
Q2 24
-1.0%
31.6%
Q1 24
7.1%
28.2%
EPS (diluted)
RSVR
RSVR
SMBC
SMBC
Q4 25
$0.03
$1.62
Q3 25
$0.03
$1.38
Q2 25
$-0.01
$1.39
Q1 25
$1.39
Q4 24
$0.08
$1.30
Q3 24
$1.10
Q2 24
$-0.01
$1.20
Q1 24
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RSVR
RSVR
SMBC
SMBC
Cash + ST InvestmentsLiquidity on hand
$20.6M
$134.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$373.6M
$567.4M
Total Assets
$941.9M
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RSVR
RSVR
SMBC
SMBC
Q4 25
$20.6M
$134.1M
Q3 25
$27.9M
$124.1M
Q2 25
$14.9M
$192.9M
Q1 25
$21.4M
$226.9M
Q4 24
$17.8M
$145.8M
Q3 24
$21.1M
$75.3M
Q2 24
$16.4M
$60.9M
Q1 24
$18.1M
$168.3M
Stockholders' Equity
RSVR
RSVR
SMBC
SMBC
Q4 25
$373.6M
$567.4M
Q3 25
$370.9M
$560.2M
Q2 25
$368.9M
$544.7M
Q1 25
$364.9M
$528.8M
Q4 24
$359.5M
$512.4M
Q3 24
$357.9M
$505.6M
Q2 24
$353.0M
$488.7M
Q1 24
$353.0M
$479.6M
Total Assets
RSVR
RSVR
SMBC
SMBC
Q4 25
$941.9M
$5.1B
Q3 25
$903.5M
$5.0B
Q2 25
$857.0M
$5.0B
Q1 25
$865.1M
$5.0B
Q4 24
$832.4M
$4.9B
Q3 24
$778.2M
$4.7B
Q2 24
$768.2M
$4.6B
Q1 24
$783.5M
$4.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RSVR
RSVR
SMBC
SMBC
Operating Cash FlowLast quarter
$12.9M
$21.3M
Free Cash FlowOCF − Capex
$12.8M
$20.2M
FCF MarginFCF / Revenue
28.1%
40.6%
Capex IntensityCapex / Revenue
0.3%
2.2%
Cash ConversionOCF / Net Profit
5.89×
1.17×
TTM Free Cash FlowTrailing 4 quarters
$50.1M
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RSVR
RSVR
SMBC
SMBC
Q4 25
$12.9M
$21.3M
Q3 25
$19.3M
$16.3M
Q2 25
$6.0M
$81.6M
Q1 25
$12.2M
$24.1M
Q4 24
$11.2M
$20.1M
Q3 24
$13.3M
$10.0M
Q2 24
$8.6M
$70.3M
Q1 24
$13.8M
$23.9M
Free Cash Flow
RSVR
RSVR
SMBC
SMBC
Q4 25
$12.8M
$20.2M
Q3 25
$19.2M
$15.4M
Q2 25
$6.0M
$75.3M
Q1 25
$12.2M
$22.7M
Q4 24
$11.2M
$18.2M
Q3 24
$13.3M
$8.6M
Q2 24
$8.5M
$61.2M
Q1 24
$13.8M
$19.6M
FCF Margin
RSVR
RSVR
SMBC
SMBC
Q4 25
28.1%
40.6%
Q3 25
42.2%
31.4%
Q2 25
16.1%
158.1%
Q1 25
29.3%
49.3%
Q4 24
26.5%
40.3%
Q3 24
32.7%
19.5%
Q2 24
24.9%
142.8%
Q1 24
35.2%
48.8%
Capex Intensity
RSVR
RSVR
SMBC
SMBC
Q4 25
0.3%
2.2%
Q3 25
0.3%
1.8%
Q2 25
0.1%
13.2%
Q1 25
0.1%
3.0%
Q4 24
0.0%
4.4%
Q3 24
0.1%
3.3%
Q2 24
0.1%
21.1%
Q1 24
0.0%
10.8%
Cash Conversion
RSVR
RSVR
SMBC
SMBC
Q4 25
5.89×
1.17×
Q3 25
8.54×
1.04×
Q2 25
5.17×
Q1 25
4.56×
1.54×
Q4 24
2.14×
1.37×
Q3 24
71.97×
0.80×
Q2 24
5.19×
Q1 24
4.93×
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RSVR
RSVR

Other$18.9M42%
Recorded Music Segment$12.9M28%
Performance$6.2M14%
Synchronization$4.6M10%
Physical$1.9M4%
Neighboring Rights$1.1M3%

SMBC
SMBC

Segment breakdown not available.

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