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Side-by-side financial comparison of RIVERVIEW BANCORP INC (RVSB) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $14.0M, roughly 1.8× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -3.4%, a 13.2% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 24.6%).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

RVSB vs SNAL — Head-to-Head

Bigger by revenue
SNAL
SNAL
1.8× larger
SNAL
$25.1M
$14.0M
RVSB
Growing faster (revenue YoY)
RVSB
RVSB
+14.6% gap
RVSB
10.4%
-4.2%
SNAL
Higher net margin
RVSB
RVSB
13.2% more per $
RVSB
9.8%
-3.4%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
24.6%
RVSB

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
RVSB
RVSB
SNAL
SNAL
Revenue
$14.0M
$25.1M
Net Profit
$1.4M
$-862.2K
Gross Margin
38.3%
Operating Margin
12.4%
-6.0%
Net Margin
9.8%
-3.4%
Revenue YoY
10.4%
-4.2%
Net Profit YoY
11.8%
-177.0%
EPS (diluted)
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RVSB
RVSB
SNAL
SNAL
Q4 25
$14.0M
$25.1M
Q3 25
$13.6M
$13.8M
Q2 25
$13.3M
$22.2M
Q1 25
$12.9M
$20.1M
Q4 24
$12.7M
$26.2M
Q3 24
$12.8M
$22.5M
Q2 24
$12.2M
$21.6M
Q1 24
$9.0M
$14.1M
Net Profit
RVSB
RVSB
SNAL
SNAL
Q4 25
$1.4M
$-862.2K
Q3 25
$1.1M
$-7.9M
Q2 25
$1.2M
$-16.6M
Q1 25
$1.1M
$-1.9M
Q4 24
$1.2M
$1.1M
Q3 24
$1.6M
$235.1K
Q2 24
$966.0K
$2.3M
Q1 24
$-3.0M
$-1.8M
Gross Margin
RVSB
RVSB
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
RVSB
RVSB
SNAL
SNAL
Q4 25
12.4%
-6.0%
Q3 25
10.2%
-71.3%
Q2 25
11.7%
-8.2%
Q1 25
11.3%
-20.4%
Q4 24
12.4%
11.5%
Q3 24
15.5%
1.8%
Q2 24
10.0%
12.4%
Q1 24
-47.5%
-15.6%
Net Margin
RVSB
RVSB
SNAL
SNAL
Q4 25
9.8%
-3.4%
Q3 25
8.1%
-56.9%
Q2 25
9.2%
-74.7%
Q1 25
8.9%
-9.7%
Q4 24
9.7%
4.3%
Q3 24
12.2%
1.0%
Q2 24
7.9%
10.4%
Q1 24
-34.7%
-12.6%
EPS (diluted)
RVSB
RVSB
SNAL
SNAL
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$0.06
$-0.44
Q1 25
$0.05
$-0.06
Q4 24
$0.06
$0.03
Q3 24
$0.07
$0.01
Q2 24
$0.05
$0.06
Q1 24
$-0.14
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RVSB
RVSB
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$28.6M
$8.6M
Total DebtLower is stronger
$14.6M
Stockholders' EquityBook value
$164.2M
$-16.4M
Total Assets
$1.5B
$59.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RVSB
RVSB
SNAL
SNAL
Q4 25
$28.6M
$8.6M
Q3 25
$32.8M
$12.3M
Q2 25
$34.2M
$7.9M
Q1 25
$29.4M
$9.4M
Q4 24
$25.3M
$7.3M
Q3 24
$31.0M
$10.6M
Q2 24
$27.8M
$15.5M
Q1 24
$23.6M
$16.1M
Total Debt
RVSB
RVSB
SNAL
SNAL
Q4 25
$14.6M
Q3 25
$10.5M
Q2 25
$11.8M
Q1 25
$9.0M
Q4 24
$5.7M
Q3 24
$5.7M
Q2 24
$5.8M
Q1 24
$6.5M
Stockholders' Equity
RVSB
RVSB
SNAL
SNAL
Q4 25
$164.2M
$-16.4M
Q3 25
$163.5M
$-15.6M
Q2 25
$162.0M
$-8.0M
Q1 25
$160.0M
$9.1M
Q4 24
$158.3M
$9.7M
Q3 24
$160.8M
$8.2M
Q2 24
$155.9M
$7.9M
Q1 24
$155.6M
$5.6M
Total Assets
RVSB
RVSB
SNAL
SNAL
Q4 25
$1.5B
$59.3M
Q3 25
$1.5B
$51.1M
Q2 25
$1.5B
$58.0M
Q1 25
$1.5B
$64.5M
Q4 24
$1.5B
$62.2M
Q3 24
$1.5B
$66.8M
Q2 24
$1.5B
$75.4M
Q1 24
$1.5B
$78.3M
Debt / Equity
RVSB
RVSB
SNAL
SNAL
Q4 25
Q3 25
Q2 25
Q1 25
0.99×
Q4 24
0.59×
Q3 24
0.70×
Q2 24
0.73×
Q1 24
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RVSB
RVSB
SNAL
SNAL
Operating Cash FlowLast quarter
$-506.0K
$-5.3M
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RVSB
RVSB
SNAL
SNAL
Q4 25
$-506.0K
$-5.3M
Q3 25
$16.8M
$6.6M
Q2 25
$-697.0K
$-3.2M
Q1 25
$8.3M
$764.5K
Q4 24
$2.2M
$-3.6M
Q3 24
$764.0K
$-5.0M
Q2 24
$5.4M
$206.6K
Q1 24
$12.8M
$6.8M
Free Cash Flow
RVSB
RVSB
SNAL
SNAL
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
RVSB
RVSB
SNAL
SNAL
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
RVSB
RVSB
SNAL
SNAL
Q4 25
1.6%
Q3 25
2.9%
Q2 25
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
RVSB
RVSB
SNAL
SNAL
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
-3.21×
Q3 24
0.49×
-21.05×
Q2 24
5.63×
0.09×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RVSB
RVSB

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

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