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Side-by-side financial comparison of RIVERVIEW BANCORP INC (RVSB) and Americas Gold & Silver Corp (USAS). Click either name above to swap in a different company.

Americas Gold & Silver Corp is the larger business by last-quarter revenue ($19.1M vs $14.0M, roughly 1.4× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -82.3%, a 92.1% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -28.0%). RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-41.3M).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

Pan American Silver Corporation is a mining company based in Canada with operations in Latin America. The company has mines and other projects in Mexico, Peru, Bolivia, and Argentina.

RVSB vs USAS — Head-to-Head

Bigger by revenue
USAS
USAS
1.4× larger
USAS
$19.1M
$14.0M
RVSB
Growing faster (revenue YoY)
RVSB
RVSB
+38.4% gap
RVSB
10.4%
-28.0%
USAS
Higher net margin
RVSB
RVSB
92.1% more per $
RVSB
9.8%
-82.3%
USAS
More free cash flow
RVSB
RVSB
$40.6M more FCF
RVSB
$-736.0K
$-41.3M
USAS

Income Statement — Q3 FY2026 vs Q3 FY2025

Metric
RVSB
RVSB
USAS
USAS
Revenue
$14.0M
$19.1M
Net Profit
$1.4M
$-15.7M
Gross Margin
34.2%
Operating Margin
12.4%
Net Margin
9.8%
-82.3%
Revenue YoY
10.4%
-28.0%
Net Profit YoY
11.8%
2.8%
EPS (diluted)
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RVSB
RVSB
USAS
USAS
Q4 25
$14.0M
Q3 25
$13.6M
$19.1M
Q2 25
$13.3M
Q1 25
$12.9M
Q4 24
$12.7M
Q3 24
$12.8M
$26.5M
Q2 24
$12.2M
Q1 24
$9.0M
Net Profit
RVSB
RVSB
USAS
USAS
Q4 25
$1.4M
Q3 25
$1.1M
$-15.7M
Q2 25
$1.2M
Q1 25
$1.1M
Q4 24
$1.2M
Q3 24
$1.6M
$-16.2M
Q2 24
$966.0K
Q1 24
$-3.0M
Gross Margin
RVSB
RVSB
USAS
USAS
Q4 25
Q3 25
34.2%
Q2 25
Q1 25
Q4 24
Q3 24
23.6%
Q2 24
Q1 24
Operating Margin
RVSB
RVSB
USAS
USAS
Q4 25
12.4%
Q3 25
10.2%
Q2 25
11.7%
Q1 25
11.3%
Q4 24
12.4%
Q3 24
15.5%
Q2 24
10.0%
Q1 24
-47.5%
Net Margin
RVSB
RVSB
USAS
USAS
Q4 25
9.8%
Q3 25
8.1%
-82.3%
Q2 25
9.2%
Q1 25
8.9%
Q4 24
9.7%
Q3 24
12.2%
-60.9%
Q2 24
7.9%
Q1 24
-34.7%
EPS (diluted)
RVSB
RVSB
USAS
USAS
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$0.06
Q1 25
$0.05
Q4 24
$0.06
Q3 24
$0.07
Q2 24
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RVSB
RVSB
USAS
USAS
Cash + ST InvestmentsLiquidity on hand
$28.6M
$39.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$164.2M
$50.2M
Total Assets
$1.5B
$234.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RVSB
RVSB
USAS
USAS
Q4 25
$28.6M
Q3 25
$32.8M
$39.1M
Q2 25
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Stockholders' Equity
RVSB
RVSB
USAS
USAS
Q4 25
$164.2M
Q3 25
$163.5M
$50.2M
Q2 25
$162.0M
Q1 25
$160.0M
Q4 24
$158.3M
Q3 24
$160.8M
$53.1M
Q2 24
$155.9M
Q1 24
$155.6M
Total Assets
RVSB
RVSB
USAS
USAS
Q4 25
$1.5B
Q3 25
$1.5B
$234.7M
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.5B
Q1 24
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RVSB
RVSB
USAS
USAS
Operating Cash FlowLast quarter
$-506.0K
$-12.5M
Free Cash FlowOCF − Capex
$-736.0K
$-41.3M
FCF MarginFCF / Revenue
-5.2%
-216.5%
Capex IntensityCapex / Revenue
1.6%
150.8%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RVSB
RVSB
USAS
USAS
Q4 25
$-506.0K
Q3 25
$16.8M
$-12.5M
Q2 25
$-697.0K
Q1 25
$8.3M
Q4 24
$2.2M
Q3 24
$764.0K
$2.4M
Q2 24
$5.4M
Q1 24
$12.8M
Free Cash Flow
RVSB
RVSB
USAS
USAS
Q4 25
$-736.0K
Q3 25
$16.4M
$-41.3M
Q2 25
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
$-11.2M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
RVSB
RVSB
USAS
USAS
Q4 25
-5.2%
Q3 25
120.1%
-216.5%
Q2 25
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
-42.2%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
RVSB
RVSB
USAS
USAS
Q4 25
1.6%
Q3 25
2.9%
150.8%
Q2 25
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
51.2%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
RVSB
RVSB
USAS
USAS
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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