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Side-by-side financial comparison of RIVERVIEW BANCORP INC (RVSB) and Village Farms International, Inc. (VFF). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $12.2M, roughly 1.1× Village Farms International, Inc.). Village Farms International, Inc. runs the higher net margin — 19.9% vs 9.8%, a 10.1% gap on every dollar of revenue. On growth, Village Farms International, Inc. posted the faster year-over-year revenue change (31.5% vs 10.4%).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

Grafton Village Cheese Company is a cheesemaker in the town of Grafton in the U.S. state of Vermont. The company produces hand-crafted aged cheddar cheese.

RVSB vs VFF — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.1× larger
RVSB
$14.0M
$12.2M
VFF
Growing faster (revenue YoY)
VFF
VFF
+21.1% gap
VFF
31.5%
10.4%
RVSB
Higher net margin
VFF
VFF
10.1% more per $
VFF
19.9%
9.8%
RVSB

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
RVSB
RVSB
VFF
VFF
Revenue
$14.0M
$12.2M
Net Profit
$1.4M
$2.4M
Gross Margin
Operating Margin
12.4%
Net Margin
9.8%
19.9%
Revenue YoY
10.4%
31.5%
Net Profit YoY
11.8%
128.2%
EPS (diluted)
$0.07
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
RVSB
RVSB
VFF
VFF
Q4 25
$14.0M
$12.2M
Q3 25
$13.6M
$66.7M
Q2 25
$13.3M
$59.9M
Q1 25
$12.9M
$77.1M
Q4 24
$12.7M
Q3 24
$12.8M
$54.9M
Q2 24
$12.2M
$53.6M
Q1 24
$9.0M
$78.1M
Net Profit
RVSB
RVSB
VFF
VFF
Q4 25
$1.4M
$2.4M
Q3 25
$1.1M
$10.2M
Q2 25
$1.2M
$26.5M
Q1 25
$1.1M
$-6.7M
Q4 24
$1.2M
Q3 24
$1.6M
$-820.0K
Q2 24
$966.0K
$-23.5M
Q1 24
$-3.0M
$-2.9M
Gross Margin
RVSB
RVSB
VFF
VFF
Q4 25
Q3 25
47.9%
Q2 25
37.3%
Q1 25
14.7%
Q4 24
Q3 24
24.8%
Q2 24
25.4%
Q1 24
19.9%
Operating Margin
RVSB
RVSB
VFF
VFF
Q4 25
12.4%
Q3 25
10.2%
23.3%
Q2 25
11.7%
20.8%
Q1 25
11.3%
-8.0%
Q4 24
12.4%
Q3 24
15.5%
3.8%
Q2 24
10.0%
-43.5%
Q1 24
-47.5%
-3.0%
Net Margin
RVSB
RVSB
VFF
VFF
Q4 25
9.8%
19.9%
Q3 25
8.1%
15.3%
Q2 25
9.2%
44.2%
Q1 25
8.9%
-8.7%
Q4 24
9.7%
Q3 24
12.2%
-1.5%
Q2 24
7.9%
-43.9%
Q1 24
-34.7%
-3.7%
EPS (diluted)
RVSB
RVSB
VFF
VFF
Q4 25
$0.07
$0.01
Q3 25
$0.05
$0.08
Q2 25
$0.06
$0.24
Q1 25
$0.05
$-0.06
Q4 24
$0.06
Q3 24
$0.07
$-0.01
Q2 24
$0.05
$-0.21
Q1 24
$-0.14
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
RVSB
RVSB
VFF
VFF
Cash + ST InvestmentsLiquidity on hand
$28.6M
$81.2M
Total DebtLower is stronger
$33.7M
Stockholders' EquityBook value
$164.2M
$299.9M
Total Assets
$1.5B
$423.1M
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
RVSB
RVSB
VFF
VFF
Q4 25
$28.6M
$81.2M
Q3 25
$32.8M
$82.6M
Q2 25
$34.2M
$60.0M
Q1 25
$29.4M
$15.1M
Q4 24
$25.3M
Q3 24
$31.0M
$28.7M
Q2 24
$27.8M
$29.7M
Q1 24
$23.6M
$26.7M
Total Debt
RVSB
RVSB
VFF
VFF
Q4 25
$33.7M
Q3 25
$34.6M
Q2 25
$39.1M
Q1 25
$39.2M
Q4 24
Q3 24
$43.3M
Q2 24
$44.4M
Q1 24
$46.1M
Stockholders' Equity
RVSB
RVSB
VFF
VFF
Q4 25
$164.2M
$299.9M
Q3 25
$163.5M
$295.4M
Q2 25
$162.0M
$284.3M
Q1 25
$160.0M
$248.3M
Q4 24
$158.3M
Q3 24
$160.8M
$274.4M
Q2 24
$155.9M
$275.2M
Q1 24
$155.6M
$296.2M
Total Assets
RVSB
RVSB
VFF
VFF
Q4 25
$1.5B
$423.1M
Q3 25
$1.5B
$418.4M
Q2 25
$1.5B
$403.7M
Q1 25
$1.5B
$377.1M
Q4 24
$1.5B
Q3 24
$1.5B
$417.8M
Q2 24
$1.5B
$425.4M
Q1 24
$1.5B
$458.4M
Debt / Equity
RVSB
RVSB
VFF
VFF
Q4 25
0.11×
Q3 25
0.12×
Q2 25
0.14×
Q1 25
0.16×
Q4 24
Q3 24
0.16×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
RVSB
RVSB
VFF
VFF
Operating Cash FlowLast quarter
$-506.0K
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
1.6%
90.8%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
RVSB
RVSB
VFF
VFF
Q4 25
$-506.0K
Q3 25
$16.8M
$24.4M
Q2 25
$-697.0K
Q1 25
$8.3M
$-6.4M
Q4 24
$2.2M
Q3 24
$764.0K
$4.3M
Q2 24
$5.4M
$5.7M
Q1 24
$12.8M
$-50.0K
Free Cash Flow
RVSB
RVSB
VFF
VFF
Q4 25
$-736.0K
Q3 25
$16.4M
$22.6M
Q2 25
$-773.0K
Q1 25
$5.6M
$-8.9M
Q4 24
$1.9M
Q3 24
$-1.4M
$1.5M
Q2 24
$5.3M
$4.8M
Q1 24
$7.1M
$-1.9M
FCF Margin
RVSB
RVSB
VFF
VFF
Q4 25
-5.2%
Q3 25
120.1%
33.9%
Q2 25
-5.8%
Q1 25
43.1%
-11.6%
Q4 24
15.0%
Q3 24
-11.3%
2.7%
Q2 24
43.7%
9.0%
Q1 24
79.0%
-2.5%
Capex Intensity
RVSB
RVSB
VFF
VFF
Q4 25
1.6%
90.8%
Q3 25
2.9%
2.7%
Q2 25
0.6%
4.6%
Q1 25
21.0%
3.3%
Q4 24
2.4%
Q3 24
17.3%
5.1%
Q2 24
0.9%
1.6%
Q1 24
62.0%
2.4%
Cash Conversion
RVSB
RVSB
VFF
VFF
Q4 25
-0.37×
Q3 25
15.25×
2.39×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

RVSB
RVSB

Segment breakdown not available.

VFF
VFF

International Sales$8.7M71%
Cannabis United States Segment$3.4M27%

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