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Side-by-side financial comparison of SAFETY INSURANCE GROUP INC (SAFT) and SunCoke Energy, Inc. (SXC). Click either name above to swap in a different company.

SunCoke Energy, Inc. is the larger business by last-quarter revenue ($480.2M vs $319.3M, roughly 1.5× SAFETY INSURANCE GROUP INC). SAFETY INSURANCE GROUP INC runs the higher net margin — 6.3% vs -17.8%, a 24.1% gap on every dollar of revenue. On growth, SAFETY INSURANCE GROUP INC posted the faster year-over-year revenue change (11.4% vs -1.2%). SAFETY INSURANCE GROUP INC produced more free cash flow last quarter ($192.0M vs $32.8M). Over the past eight quarters, SAFETY INSURANCE GROUP INC's revenue compounded faster (9.1% CAGR vs -0.8%).

Nationwide Mutual Insurance Company and affiliated companies, commonly shortened to Nationwide, is a group of large U.S. insurance and financial services companies based in Columbus, Ohio. The company also operates regional headquarters in Scottsdale, Arizona and Des Moines, Iowa. Nationwide currently has approximately 24,000 employees, and is ranked No. 72 in the 2025 Fortune 500 list.

Energy Brands, also doing business as Glacéau, is a privately owned subsidiary of the Coca-Cola Company based in Whitestone, Queens, New York, that manufactures and distributes various lines of drinks marketed as enhanced water. Founded in May 1996 by J. Darius Bikoff with an electrolyte enhanced line of water called Smartwater, Energy Brands initially distributed its products to health food stores and independent retailers in the New York area. Adding Fruitwater and Vitaminwater to its line ...

SAFT vs SXC — Head-to-Head

Bigger by revenue
SXC
SXC
1.5× larger
SXC
$480.2M
$319.3M
SAFT
Growing faster (revenue YoY)
SAFT
SAFT
+12.6% gap
SAFT
11.4%
-1.2%
SXC
Higher net margin
SAFT
SAFT
24.1% more per $
SAFT
6.3%
-17.8%
SXC
More free cash flow
SAFT
SAFT
$159.2M more FCF
SAFT
$192.0M
$32.8M
SXC
Faster 2-yr revenue CAGR
SAFT
SAFT
Annualised
SAFT
9.1%
-0.8%
SXC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SAFT
SAFT
SXC
SXC
Revenue
$319.3M
$480.2M
Net Profit
$20.1M
$-85.6M
Gross Margin
Operating Margin
8.0%
-20.4%
Net Margin
6.3%
-17.8%
Revenue YoY
11.4%
-1.2%
Net Profit YoY
147.3%
-461.2%
EPS (diluted)
$1.36
$-1.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SAFT
SAFT
SXC
SXC
Q4 25
$319.3M
$480.2M
Q3 25
$326.6M
$487.0M
Q2 25
$316.3M
$434.1M
Q1 25
$301.4M
$436.0M
Q4 24
$286.7M
$486.0M
Q3 24
$295.3M
$490.1M
Q2 24
$269.8M
$470.9M
Q1 24
$268.2M
$488.4M
Net Profit
SAFT
SAFT
SXC
SXC
Q4 25
$20.1M
$-85.6M
Q3 25
$28.3M
$22.2M
Q2 25
$28.9M
$1.9M
Q1 25
$21.9M
$17.3M
Q4 24
$8.1M
$23.7M
Q3 24
$25.9M
$30.7M
Q2 24
$16.6M
$21.5M
Q1 24
$20.1M
$20.0M
Operating Margin
SAFT
SAFT
SXC
SXC
Q4 25
8.0%
-20.4%
Q3 25
11.1%
2.8%
Q2 25
11.6%
2.3%
Q1 25
9.4%
6.9%
Q4 24
3.5%
7.3%
Q3 24
11.1%
9.6%
Q2 24
7.9%
7.4%
Q1 24
9.5%
7.1%
Net Margin
SAFT
SAFT
SXC
SXC
Q4 25
6.3%
-17.8%
Q3 25
8.7%
4.6%
Q2 25
9.1%
0.4%
Q1 25
7.3%
4.0%
Q4 24
2.8%
4.9%
Q3 24
8.8%
6.3%
Q2 24
6.2%
4.6%
Q1 24
7.5%
4.1%
EPS (diluted)
SAFT
SAFT
SXC
SXC
Q4 25
$1.36
$-1.00
Q3 25
$1.91
$0.26
Q2 25
$1.95
$0.02
Q1 25
$1.48
$0.20
Q4 24
$0.56
$0.28
Q3 24
$1.73
$0.36
Q2 24
$1.13
$0.25
Q1 24
$1.36
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SAFT
SAFT
SXC
SXC
Cash + ST InvestmentsLiquidity on hand
$73.9M
$88.7M
Total DebtLower is stronger
$50.0M
$685.5M
Stockholders' EquityBook value
$892.3M
$597.3M
Total Assets
$2.5B
$1.8B
Debt / EquityLower = less leverage
0.06×
1.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SAFT
SAFT
SXC
SXC
Q4 25
$73.9M
$88.7M
Q3 25
$56.2M
$80.4M
Q2 25
$49.4M
$186.2M
Q1 25
$64.7M
$193.7M
Q4 24
$59.0M
$189.6M
Q3 24
$82.3M
$164.7M
Q2 24
$44.6M
$81.9M
Q1 24
$30.8M
$120.1M
Total Debt
SAFT
SAFT
SXC
SXC
Q4 25
$50.0M
$685.5M
Q3 25
$30.0M
$691.1M
Q2 25
$30.0M
$493.4M
Q1 25
$30.0M
$492.9M
Q4 24
$492.3M
Q3 24
$491.8M
Q2 24
$491.3M
Q1 24
$490.8M
Stockholders' Equity
SAFT
SAFT
SXC
SXC
Q4 25
$892.3M
$597.3M
Q3 25
$899.6M
$695.9M
Q2 25
$873.3M
$677.7M
Q1 25
$850.7M
$684.6M
Q4 24
$828.5M
$680.2M
Q3 24
$851.4M
$658.6M
Q2 24
$810.2M
$636.9M
Q1 24
$807.1M
$623.0M
Total Assets
SAFT
SAFT
SXC
SXC
Q4 25
$2.5B
$1.8B
Q3 25
$2.4B
$1.9B
Q2 25
$2.4B
$1.6B
Q1 25
$2.3B
$1.7B
Q4 24
$2.3B
$1.7B
Q3 24
$2.3B
$1.7B
Q2 24
$2.2B
$1.7B
Q1 24
$2.1B
$1.7B
Debt / Equity
SAFT
SAFT
SXC
SXC
Q4 25
0.06×
1.15×
Q3 25
0.03×
0.99×
Q2 25
0.03×
0.73×
Q1 25
0.04×
0.72×
Q4 24
0.72×
Q3 24
0.75×
Q2 24
0.77×
Q1 24
0.79×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SAFT
SAFT
SXC
SXC
Operating Cash FlowLast quarter
$194.5M
$56.6M
Free Cash FlowOCF − Capex
$192.0M
$32.8M
FCF MarginFCF / Revenue
60.1%
6.8%
Capex IntensityCapex / Revenue
0.8%
5.0%
Cash ConversionOCF / Net Profit
9.67×
TTM Free Cash FlowTrailing 4 quarters
$42.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SAFT
SAFT
SXC
SXC
Q4 25
$194.5M
$56.6M
Q3 25
$85.5M
$9.2M
Q2 25
$32.3M
$17.5M
Q1 25
$3.2M
$25.8M
Q4 24
$128.7M
$60.9M
Q3 24
$73.8M
$107.2M
Q2 24
$25.6M
$-9.3M
Q1 24
$-21.1M
$10.0M
Free Cash Flow
SAFT
SAFT
SXC
SXC
Q4 25
$192.0M
$32.8M
Q3 25
$-16.3M
Q2 25
$32.3M
$4.9M
Q1 25
$2.8M
$20.9M
Q4 24
$124.3M
$36.1M
Q3 24
$73.2M
$92.1M
Q2 24
$25.0M
$-26.8M
Q1 24
$-24.2M
$-5.5M
FCF Margin
SAFT
SAFT
SXC
SXC
Q4 25
60.1%
6.8%
Q3 25
-3.3%
Q2 25
10.2%
1.1%
Q1 25
0.9%
4.8%
Q4 24
43.4%
7.4%
Q3 24
24.8%
18.8%
Q2 24
9.3%
-5.7%
Q1 24
-9.0%
-1.1%
Capex Intensity
SAFT
SAFT
SXC
SXC
Q4 25
0.8%
5.0%
Q3 25
0.0%
5.2%
Q2 25
0.0%
2.9%
Q1 25
0.1%
1.1%
Q4 24
1.5%
5.1%
Q3 24
0.2%
3.1%
Q2 24
0.2%
3.7%
Q1 24
1.1%
3.2%
Cash Conversion
SAFT
SAFT
SXC
SXC
Q4 25
9.67×
Q3 25
3.02×
0.41×
Q2 25
1.12×
9.21×
Q1 25
0.14×
1.49×
Q4 24
15.83×
2.57×
Q3 24
2.85×
3.49×
Q2 24
1.54×
-0.43×
Q1 24
-1.05×
0.50×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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