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Side-by-side financial comparison of SAGTEC GLOBAL Ltd (SAGT) and Winchester Bancorp, Inc. (WSBK). Click either name above to swap in a different company.

Winchester Bancorp, Inc. is the larger business by last-quarter revenue ($6.4M vs $3.8M, roughly 1.7× SAGTEC GLOBAL Ltd). SAGTEC GLOBAL Ltd runs the higher net margin — 19.7% vs 16.7%, a 3.0% gap on every dollar of revenue.

Winchester Bancorp, Inc. (Maryland) is a regional bank holding company operating community banking outlets across Maryland. It provides a full range of retail and commercial financial services, including deposit accounts, mortgage loans, small business loans, and wealth management solutions, serving individual consumers and local small to medium-sized enterprise clients.

SAGT vs WSBK — Head-to-Head

Bigger by revenue
WSBK
WSBK
1.7× larger
WSBK
$6.4M
$3.8M
SAGT
Higher net margin
SAGT
SAGT
3.0% more per $
SAGT
19.7%
16.7%
WSBK

Income Statement — Q3 FY2025 vs Q2 FY2026

Metric
SAGT
SAGT
WSBK
WSBK
Revenue
$3.8M
$6.4M
Net Profit
$744.4K
$1.1M
Gross Margin
36.4%
Operating Margin
20.9%
Net Margin
19.7%
16.7%
Revenue YoY
45.8%
Net Profit YoY
187.9%
EPS (diluted)
$0.05
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SAGT
SAGT
WSBK
WSBK
Q4 25
$6.4M
Q3 25
$3.8M
$5.8M
Q1 25
$4.4M
Q4 24
$4.4M
Net Profit
SAGT
SAGT
WSBK
WSBK
Q4 25
$1.1M
Q3 25
$744.4K
$962.0K
Q1 25
$305.0K
Q4 24
$373.0K
Gross Margin
SAGT
SAGT
WSBK
WSBK
Q4 25
Q3 25
36.4%
Q1 25
Q4 24
Operating Margin
SAGT
SAGT
WSBK
WSBK
Q4 25
20.9%
Q3 25
22.8%
Q1 25
8.5%
Q4 24
9.4%
Net Margin
SAGT
SAGT
WSBK
WSBK
Q4 25
16.7%
Q3 25
19.7%
16.6%
Q1 25
7.0%
Q4 24
8.4%
EPS (diluted)
SAGT
SAGT
WSBK
WSBK
Q4 25
$0.12
Q3 25
$0.05
$0.11
Q1 25
Q4 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SAGT
SAGT
WSBK
WSBK
Cash + ST InvestmentsLiquidity on hand
$313.5K
$54.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$11.5M
$118.2M
Total Assets
$14.5M
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SAGT
SAGT
WSBK
WSBK
Q4 25
$54.8M
Q3 25
$313.5K
$57.7M
Q1 25
$66.6M
Q4 24
$41.5M
Stockholders' Equity
SAGT
SAGT
WSBK
WSBK
Q4 25
$118.2M
Q3 25
$11.5M
$117.0M
Q1 25
$80.9M
Q4 24
$80.3M
Total Assets
SAGT
SAGT
WSBK
WSBK
Q4 25
$1.0B
Q3 25
$14.5M
$1.0B
Q1 25
$923.1M
Q4 24
$894.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SAGT
SAGT
WSBK
WSBK
Operating Cash FlowLast quarter
$5.2M
$1.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
6.93×
1.44×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SAGT
SAGT
WSBK
WSBK
Q4 25
$1.6M
Q3 25
$5.2M
$1.4M
Q1 25
$848.0K
Q4 24
Cash Conversion
SAGT
SAGT
WSBK
WSBK
Q4 25
1.44×
Q3 25
6.93×
1.41×
Q1 25
2.78×
Q4 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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