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Side-by-side financial comparison of Science Applications International Corp (SAIC) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
Science Applications International Corp is the larger business by last-quarter revenue ($1.9B vs $1.2B, roughly 1.6× UPBOUND GROUP, INC.). Science Applications International Corp runs the higher net margin — 4.2% vs 1.7%, a 2.5% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs 2.6%). Science Applications International Corp produced more free cash flow last quarter ($120.0M vs $24.0M). Over the past eight quarters, UPBOUND GROUP, INC.'s revenue compounded faster (4.5% CAGR vs 2.3%).
Science Applications International Corporation, Inc. (SAIC) is an American technology company headquartered in Reston, Virginia that provides government services and information technology support.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
SAIC vs UPBD — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.9B | $1.2B |
| Net Profit | $78.0M | $19.7M |
| Gross Margin | 12.2% | 49.0% |
| Operating Margin | 6.9% | 4.8% |
| Net Margin | 4.2% | 1.7% |
| Revenue YoY | 2.6% | 10.9% |
| Net Profit YoY | -3.7% | -36.3% |
| EPS (diluted) | $1.69 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.9B | $1.2B | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | $1.9B | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | $2.0B | $1.1B | ||
| Q3 24 | $1.8B | $1.1B | ||
| Q2 24 | $1.8B | $1.1B | ||
| Q1 24 | $1.7B | $1.1B |
| Q4 25 | $78.0M | $19.7M | ||
| Q3 25 | — | $13.2M | ||
| Q2 25 | $68.0M | $15.5M | ||
| Q1 25 | — | $24.8M | ||
| Q4 24 | $106.0M | $31.0M | ||
| Q3 24 | $81.0M | $30.9M | ||
| Q2 24 | $77.0M | $33.9M | ||
| Q1 24 | $39.0M | $27.7M |
| Q4 25 | 12.2% | 49.0% | ||
| Q3 25 | — | 48.3% | ||
| Q2 25 | 11.1% | 49.4% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | 12.0% | 47.1% | ||
| Q3 24 | 11.6% | 47.8% | ||
| Q2 24 | 11.5% | 49.4% | ||
| Q1 24 | 11.1% | 48.3% |
| Q4 25 | 6.9% | 4.8% | ||
| Q3 25 | — | 4.5% | ||
| Q2 25 | 6.4% | 4.4% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | 8.1% | 7.3% | ||
| Q3 24 | 7.4% | 6.6% | ||
| Q2 24 | 7.1% | 7.5% | ||
| Q1 24 | 4.5% | 5.6% |
| Q4 25 | 4.2% | 1.7% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | 3.6% | 1.3% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | 5.4% | 2.9% | ||
| Q3 24 | 4.5% | 2.9% | ||
| Q2 24 | 4.2% | 3.2% | ||
| Q1 24 | 2.2% | 2.5% |
| Q4 25 | $1.69 | $0.35 | ||
| Q3 25 | — | $0.22 | ||
| Q2 25 | $1.42 | $0.26 | ||
| Q1 25 | — | $0.42 | ||
| Q4 24 | $2.13 | $0.55 | ||
| Q3 24 | $1.58 | $0.55 | ||
| Q2 24 | $1.48 | $0.61 | ||
| Q1 24 | $0.77 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $45.0M | $120.5M |
| Total DebtLower is stronger | $2.5B | — |
| Stockholders' EquityBook value | $1.5B | $695.7M |
| Total Assets | $5.4B | $3.3B |
| Debt / EquityLower = less leverage | 1.64× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $45.0M | $120.5M | ||
| Q3 25 | — | $107.0M | ||
| Q2 25 | $47.0M | $106.8M | ||
| Q1 25 | — | $107.3M | ||
| Q4 24 | $46.0M | $60.9M | ||
| Q3 24 | $48.0M | $85.1M | ||
| Q2 24 | $49.0M | $82.5M | ||
| Q1 24 | $94.0M | $84.8M |
| Q4 25 | $2.5B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $2.3B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.1B | — |
| Q4 25 | $1.5B | $695.7M | ||
| Q3 25 | — | $687.3M | ||
| Q2 25 | $1.5B | $685.5M | ||
| Q1 25 | — | $679.2M | ||
| Q4 24 | $1.6B | $629.0M | ||
| Q3 24 | $1.6B | $611.8M | ||
| Q2 24 | $1.8B | $596.3M | ||
| Q1 24 | $1.8B | $578.3M |
| Q4 25 | $5.4B | $3.3B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | $5.2B | $3.1B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | $5.3B | $2.6B | ||
| Q3 24 | $5.3B | $2.6B | ||
| Q2 24 | $5.3B | $2.6B | ||
| Q1 24 | $5.3B | $2.6B |
| Q4 25 | 1.64× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.34× | — | ||
| Q3 24 | 1.33× | — | ||
| Q2 24 | 1.18× | — | ||
| Q1 24 | 1.18× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $129.0M | $41.6M |
| Free Cash FlowOCF − Capex | $120.0M | $24.0M |
| FCF MarginFCF / Revenue | 6.4% | 2.0% |
| Capex IntensityCapex / Revenue | 0.5% | 1.5% |
| Cash ConversionOCF / Net Profit | 1.65× | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | $478.0M | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $129.0M | $41.6M | ||
| Q3 25 | — | $118.4M | ||
| Q2 25 | $100.0M | $7.8M | ||
| Q1 25 | — | $137.7M | ||
| Q4 24 | $143.0M | $-61.9M | ||
| Q3 24 | $138.0M | $106.2M | ||
| Q2 24 | $98.0M | $15.0M | ||
| Q1 24 | $63.0M | $45.4M |
| Q4 25 | $120.0M | $24.0M | ||
| Q3 25 | — | $97.9M | ||
| Q2 25 | $92.0M | $-10.4M | ||
| Q1 25 | — | $127.2M | ||
| Q4 24 | $134.0M | $-74.0M | ||
| Q3 24 | $132.0M | $88.3M | ||
| Q2 24 | $92.0M | $613.0K | ||
| Q1 24 | $52.0M | $33.6M |
| Q4 25 | 6.4% | 2.0% | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | 4.9% | -0.9% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | 6.8% | -6.9% | ||
| Q3 24 | 7.3% | 8.3% | ||
| Q2 24 | 5.0% | 0.1% | ||
| Q1 24 | 3.0% | 3.1% |
| Q4 25 | 0.5% | 1.5% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | 0.4% | 1.6% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | 0.5% | 1.1% | ||
| Q3 24 | 0.3% | 1.7% | ||
| Q2 24 | 0.3% | 1.3% | ||
| Q1 24 | 0.6% | 1.1% |
| Q4 25 | 1.65× | 2.11× | ||
| Q3 25 | — | 8.96× | ||
| Q2 25 | 1.47× | 0.50× | ||
| Q1 25 | — | 5.56× | ||
| Q4 24 | 1.35× | -2.00× | ||
| Q3 24 | 1.70× | 3.44× | ||
| Q2 24 | 1.27× | 0.44× | ||
| Q1 24 | 1.62× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SAIC
| Prime Contractor | $1.3B | 71% |
| Civilian | $427.0M | 23% |
| Subcontractor | $116.0M | 6% |
| Commercial State And Local Agencies | $7.0M | 0% |
UPBD
Segment breakdown not available.
