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Side-by-side financial comparison of SBC Medical Group Holdings Inc (SBC) and SOUTHERN MISSOURI BANCORP, INC. (SMBC). Click either name above to swap in a different company.

SOUTHERN MISSOURI BANCORP, INC. is the larger business by last-quarter revenue ($49.6M vs $39.6M, roughly 1.3× SBC Medical Group Holdings Inc). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs 35.9%, a 0.7% gap on every dollar of revenue. On growth, SOUTHERN MISSOURI BANCORP, INC. posted the faster year-over-year revenue change (10.3% vs -10.9%). SBC Medical Group Holdings Inc produced more free cash flow last quarter ($51.2M vs $20.2M). Over the past eight quarters, SOUTHERN MISSOURI BANCORP, INC.'s revenue compounded faster (11.3% CAGR vs -15.0%).

SBC Medical Group Holdings Inc. is a leading Japan-headquartered healthcare provider primarily focused on aesthetic medicine, dermatology, and anti-aging wellness services. It operates an extensive network of clinics across Japan, catering to both domestic patients and international medical tourists, with core offerings including cosmetic surgery and non-invasive skincare treatments.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

SBC vs SMBC — Head-to-Head

Bigger by revenue
SMBC
SMBC
1.3× larger
SMBC
$49.6M
$39.6M
SBC
Growing faster (revenue YoY)
SMBC
SMBC
+21.2% gap
SMBC
10.3%
-10.9%
SBC
Higher net margin
SMBC
SMBC
0.7% more per $
SMBC
36.6%
35.9%
SBC
More free cash flow
SBC
SBC
$31.0M more FCF
SBC
$51.2M
$20.2M
SMBC
Faster 2-yr revenue CAGR
SMBC
SMBC
Annualised
SMBC
11.3%
-15.0%
SBC

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
SBC
SBC
SMBC
SMBC
Revenue
$39.6M
$49.6M
Net Profit
$14.2M
$18.1M
Gross Margin
73.1%
Operating Margin
32.5%
45.7%
Net Margin
35.9%
36.6%
Revenue YoY
-10.9%
10.3%
Net Profit YoY
117.2%
23.9%
EPS (diluted)
$0.15
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SBC
SBC
SMBC
SMBC
Q4 25
$39.6M
$49.6M
Q3 25
$43.4M
$49.0M
Q2 25
$43.4M
$47.6M
Q1 25
$47.3M
$46.1M
Q4 24
$44.4M
$45.0M
Q3 24
$53.1M
$43.8M
Q2 24
$53.1M
$42.9M
Q1 24
$54.8M
$40.1M
Net Profit
SBC
SBC
SMBC
SMBC
Q4 25
$14.2M
$18.1M
Q3 25
$12.8M
$15.7M
Q2 25
$2.5M
$15.8M
Q1 25
$21.5M
$15.7M
Q4 24
$6.5M
$14.7M
Q3 24
$2.8M
$12.5M
Q2 24
$18.5M
$13.5M
Q1 24
$18.8M
$11.3M
Gross Margin
SBC
SBC
SMBC
SMBC
Q4 25
73.1%
Q3 25
70.6%
Q2 25
69.2%
Q1 25
79.7%
Q4 24
76.3%
Q3 24
81.5%
Q2 24
74.2%
Q1 24
72.1%
Operating Margin
SBC
SBC
SMBC
SMBC
Q4 25
32.5%
45.7%
Q3 25
36.6%
39.7%
Q2 25
33.6%
40.2%
Q1 25
51.1%
43.0%
Q4 24
10.6%
42.7%
Q3 24
26.1%
36.1%
Q2 24
51.4%
39.6%
Q1 24
44.6%
35.3%
Net Margin
SBC
SBC
SMBC
SMBC
Q4 25
35.9%
36.6%
Q3 25
29.6%
31.9%
Q2 25
5.7%
33.2%
Q1 25
45.4%
34.0%
Q4 24
14.7%
32.6%
Q3 24
5.3%
28.4%
Q2 24
34.8%
31.6%
Q1 24
34.2%
28.2%
EPS (diluted)
SBC
SBC
SMBC
SMBC
Q4 25
$0.15
$1.62
Q3 25
$0.12
$1.38
Q2 25
$0.02
$1.39
Q1 25
$0.21
$1.39
Q4 24
$0.05
$1.30
Q3 24
$0.03
$1.10
Q2 24
$0.20
$1.20
Q1 24
$0.20
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SBC
SBC
SMBC
SMBC
Cash + ST InvestmentsLiquidity on hand
$164.1M
$134.1M
Total DebtLower is stronger
$42.8M
Stockholders' EquityBook value
$248.3M
$567.4M
Total Assets
$380.4M
$5.1B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SBC
SBC
SMBC
SMBC
Q4 25
$164.1M
$134.1M
Q3 25
$127.4M
$124.1M
Q2 25
$152.7M
$192.9M
Q1 25
$132.1M
$226.9M
Q4 24
$125.0M
$145.8M
Q3 24
$137.4M
$75.3M
Q2 24
$60.9M
Q1 24
$168.3M
Total Debt
SBC
SBC
SMBC
SMBC
Q4 25
$42.8M
Q3 25
$21.1M
Q2 25
$7.1M
Q1 25
$6.9M
Q4 24
$6.6M
Q3 24
$823.2K
Q2 24
Q1 24
Stockholders' Equity
SBC
SBC
SMBC
SMBC
Q4 25
$248.3M
$567.4M
Q3 25
$248.0M
$560.2M
Q2 25
$244.6M
$544.7M
Q1 25
$226.4M
$528.8M
Q4 24
$195.1M
$512.4M
Q3 24
$205.0M
$505.6M
Q2 24
$8.8M
$488.7M
Q1 24
$9.0M
$479.6M
Total Assets
SBC
SBC
SMBC
SMBC
Q4 25
$380.4M
$5.1B
Q3 25
$321.4M
$5.0B
Q2 25
$315.3M
$5.0B
Q1 25
$284.6M
$5.0B
Q4 24
$266.1M
$4.9B
Q3 24
$296.5M
$4.7B
Q2 24
$19.5M
$4.6B
Q1 24
$19.8M
$4.6B
Debt / Equity
SBC
SBC
SMBC
SMBC
Q4 25
0.17×
Q3 25
0.09×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.00×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SBC
SBC
SMBC
SMBC
Operating Cash FlowLast quarter
$52.0M
$21.3M
Free Cash FlowOCF − Capex
$51.2M
$20.2M
FCF MarginFCF / Revenue
129.3%
40.6%
Capex IntensityCapex / Revenue
2.0%
2.2%
Cash ConversionOCF / Net Profit
3.66×
1.17×
TTM Free Cash FlowTrailing 4 quarters
$23.3M
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SBC
SBC
SMBC
SMBC
Q4 25
$52.0M
$21.3M
Q3 25
$-20.9M
$16.3M
Q2 25
$-8.3M
$81.6M
Q1 25
$1.9M
$24.1M
Q4 24
$-7.3M
$20.1M
Q3 24
$5.0M
$10.0M
Q2 24
$19.2M
$70.3M
Q1 24
$3.7M
$23.9M
Free Cash Flow
SBC
SBC
SMBC
SMBC
Q4 25
$51.2M
$20.2M
Q3 25
$-20.9M
$15.4M
Q2 25
$-8.6M
$75.3M
Q1 25
$1.7M
$22.7M
Q4 24
$-7.9M
$18.2M
Q3 24
$4.6M
$8.6M
Q2 24
$18.3M
$61.2M
Q1 24
$3.0M
$19.6M
FCF Margin
SBC
SBC
SMBC
SMBC
Q4 25
129.3%
40.6%
Q3 25
-48.3%
31.4%
Q2 25
-19.9%
158.1%
Q1 25
3.5%
49.3%
Q4 24
-17.8%
40.3%
Q3 24
8.7%
19.5%
Q2 24
34.5%
142.8%
Q1 24
5.4%
48.8%
Capex Intensity
SBC
SBC
SMBC
SMBC
Q4 25
2.0%
2.2%
Q3 25
0.1%
1.8%
Q2 25
0.7%
13.2%
Q1 25
0.5%
3.0%
Q4 24
1.3%
4.4%
Q3 24
0.8%
3.3%
Q2 24
1.6%
21.1%
Q1 24
1.3%
10.8%
Cash Conversion
SBC
SBC
SMBC
SMBC
Q4 25
3.66×
1.17×
Q3 25
-1.63×
1.04×
Q2 25
-3.39×
5.17×
Q1 25
0.09×
1.54×
Q4 24
-1.12×
1.37×
Q3 24
1.77×
0.80×
Q2 24
1.04×
5.19×
Q1 24
0.20×
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SBC
SBC

Franchising$10.3M26%
Medical Corporation Shobikai$8.1M21%
Medical Corporation Nasukai$7.2M18%
Management Services$6.3M16%
Rental Services$4.3M11%
Medical Corporation Association Furinkai$3.0M8%
Japan Medical And Beauty Inc$656.5K2%

SMBC
SMBC

Segment breakdown not available.

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