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Side-by-side financial comparison of SBC Medical Group Holdings Inc (SBC) and TIMBERLAND BANCORP INC (TSBK). Click either name above to swap in a different company.

SBC Medical Group Holdings Inc is the larger business by last-quarter revenue ($39.6M vs $21.7M, roughly 1.8× TIMBERLAND BANCORP INC). TIMBERLAND BANCORP INC runs the higher net margin — 37.8% vs 35.9%, a 1.9% gap on every dollar of revenue. On growth, TIMBERLAND BANCORP INC posted the faster year-over-year revenue change (10.4% vs -10.9%). SBC Medical Group Holdings Inc produced more free cash flow last quarter ($51.2M vs $5.6M). Over the past eight quarters, TIMBERLAND BANCORP INC's revenue compounded faster (9.1% CAGR vs -15.0%).

SBC Medical Group Holdings Inc. is a leading Japan-headquartered healthcare provider primarily focused on aesthetic medicine, dermatology, and anti-aging wellness services. It operates an extensive network of clinics across Japan, catering to both domestic patients and international medical tourists, with core offerings including cosmetic surgery and non-invasive skincare treatments.

Timberland Bancorp Inc is a U.S.-based bank holding company operating primarily across Washington state. It provides a full range of personal and commercial banking services including checking and savings accounts, residential and commercial mortgages, small business loans, and wealth management solutions for local retail and small to mid-sized business clients.

SBC vs TSBK — Head-to-Head

Bigger by revenue
SBC
SBC
1.8× larger
SBC
$39.6M
$21.7M
TSBK
Growing faster (revenue YoY)
TSBK
TSBK
+21.3% gap
TSBK
10.4%
-10.9%
SBC
Higher net margin
TSBK
TSBK
1.9% more per $
TSBK
37.8%
35.9%
SBC
More free cash flow
SBC
SBC
$45.6M more FCF
SBC
$51.2M
$5.6M
TSBK
Faster 2-yr revenue CAGR
TSBK
TSBK
Annualised
TSBK
9.1%
-15.0%
SBC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SBC
SBC
TSBK
TSBK
Revenue
$39.6M
$21.7M
Net Profit
$14.2M
$8.2M
Gross Margin
73.1%
Operating Margin
32.5%
Net Margin
35.9%
37.8%
Revenue YoY
-10.9%
10.4%
Net Profit YoY
117.2%
19.8%
EPS (diluted)
$0.15
$1.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SBC
SBC
TSBK
TSBK
Q4 25
$39.6M
$21.7M
Q3 25
$43.4M
$22.5M
Q2 25
$43.4M
$20.5M
Q1 25
$47.3M
$19.9M
Q4 24
$44.4M
$19.7M
Q3 24
$53.1M
$19.5M
Q2 24
$53.1M
$18.8M
Q1 24
$54.8M
$18.3M
Net Profit
SBC
SBC
TSBK
TSBK
Q4 25
$14.2M
$8.2M
Q3 25
$12.8M
$8.4M
Q2 25
$2.5M
$7.1M
Q1 25
$21.5M
$6.8M
Q4 24
$6.5M
$6.9M
Q3 24
$2.8M
$6.4M
Q2 24
$18.5M
$5.9M
Q1 24
$18.8M
$5.7M
Gross Margin
SBC
SBC
TSBK
TSBK
Q4 25
73.1%
Q3 25
70.6%
Q2 25
69.2%
Q1 25
79.7%
Q4 24
76.3%
Q3 24
81.5%
Q2 24
74.2%
Q1 24
72.1%
Operating Margin
SBC
SBC
TSBK
TSBK
Q4 25
32.5%
Q3 25
36.6%
Q2 25
33.6%
Q1 25
51.1%
Q4 24
10.6%
Q3 24
26.1%
Q2 24
51.4%
Q1 24
44.6%
Net Margin
SBC
SBC
TSBK
TSBK
Q4 25
35.9%
37.8%
Q3 25
29.6%
37.6%
Q2 25
5.7%
34.6%
Q1 25
45.4%
33.9%
Q4 24
14.7%
34.9%
Q3 24
5.3%
32.6%
Q2 24
34.8%
31.6%
Q1 24
34.2%
31.3%
EPS (diluted)
SBC
SBC
TSBK
TSBK
Q4 25
$0.15
$1.04
Q3 25
$0.12
$1.06
Q2 25
$0.02
$0.90
Q1 25
$0.21
$0.85
Q4 24
$0.05
$0.86
Q3 24
$0.03
$0.80
Q2 24
$0.20
$0.74
Q1 24
$0.20
$0.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SBC
SBC
TSBK
TSBK
Cash + ST InvestmentsLiquidity on hand
$164.1M
$246.9M
Total DebtLower is stronger
$42.8M
Stockholders' EquityBook value
$248.3M
$268.4M
Total Assets
$380.4M
$2.0B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SBC
SBC
TSBK
TSBK
Q4 25
$164.1M
$246.9M
Q3 25
$127.4M
$243.4M
Q2 25
$152.7M
$193.6M
Q1 25
$132.1M
$191.2M
Q4 24
$125.0M
$164.1M
Q3 24
$137.4M
$164.7M
Q2 24
$158.9M
Q1 24
$180.3M
Total Debt
SBC
SBC
TSBK
TSBK
Q4 25
$42.8M
Q3 25
$21.1M
Q2 25
$7.1M
Q1 25
$6.9M
Q4 24
$6.6M
Q3 24
$823.2K
Q2 24
Q1 24
Stockholders' Equity
SBC
SBC
TSBK
TSBK
Q4 25
$248.3M
$268.4M
Q3 25
$248.0M
$262.6M
Q2 25
$244.6M
$256.7M
Q1 25
$226.4M
$252.5M
Q4 24
$195.1M
$249.2M
Q3 24
$205.0M
$245.4M
Q2 24
$8.8M
$241.2M
Q1 24
$9.0M
$238.7M
Total Assets
SBC
SBC
TSBK
TSBK
Q4 25
$380.4M
$2.0B
Q3 25
$321.4M
$2.0B
Q2 25
$315.3M
$2.0B
Q1 25
$284.6M
$1.9B
Q4 24
$266.1M
$1.9B
Q3 24
$296.5M
$1.9B
Q2 24
$19.5M
$1.9B
Q1 24
$19.8M
$1.9B
Debt / Equity
SBC
SBC
TSBK
TSBK
Q4 25
0.17×
Q3 25
0.09×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.00×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SBC
SBC
TSBK
TSBK
Operating Cash FlowLast quarter
$52.0M
$6.1M
Free Cash FlowOCF − Capex
$51.2M
$5.6M
FCF MarginFCF / Revenue
129.3%
25.7%
Capex IntensityCapex / Revenue
2.0%
2.3%
Cash ConversionOCF / Net Profit
3.66×
0.74×
TTM Free Cash FlowTrailing 4 quarters
$23.3M
$56.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SBC
SBC
TSBK
TSBK
Q4 25
$52.0M
$6.1M
Q3 25
$-20.9M
$30.2M
Q2 25
$-8.3M
$10.8M
Q1 25
$1.9M
$12.4M
Q4 24
$-7.3M
$-3.1M
Q3 24
$5.0M
$23.0M
Q2 24
$19.2M
$7.4M
Q1 24
$3.7M
$4.1M
Free Cash Flow
SBC
SBC
TSBK
TSBK
Q4 25
$51.2M
$5.6M
Q3 25
$-20.9M
$28.4M
Q2 25
$-8.6M
$10.3M
Q1 25
$1.7M
$12.2M
Q4 24
$-7.9M
$-3.6M
Q3 24
$4.6M
$21.7M
Q2 24
$18.3M
$7.2M
Q1 24
$3.0M
$3.6M
FCF Margin
SBC
SBC
TSBK
TSBK
Q4 25
129.3%
25.7%
Q3 25
-48.3%
126.4%
Q2 25
-19.9%
50.5%
Q1 25
3.5%
61.1%
Q4 24
-17.8%
-18.1%
Q3 24
8.7%
111.5%
Q2 24
34.5%
38.4%
Q1 24
5.4%
19.8%
Capex Intensity
SBC
SBC
TSBK
TSBK
Q4 25
2.0%
2.3%
Q3 25
0.1%
7.7%
Q2 25
0.7%
2.1%
Q1 25
0.5%
1.0%
Q4 24
1.3%
2.6%
Q3 24
0.8%
6.7%
Q2 24
1.6%
1.1%
Q1 24
1.3%
2.7%
Cash Conversion
SBC
SBC
TSBK
TSBK
Q4 25
3.66×
0.74×
Q3 25
-1.63×
3.57×
Q2 25
-3.39×
1.52×
Q1 25
0.09×
1.83×
Q4 24
-1.12×
-0.45×
Q3 24
1.77×
3.62×
Q2 24
1.04×
1.25×
Q1 24
0.20×
0.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SBC
SBC

Franchising$10.3M26%
Medical Corporation Shobikai$8.1M21%
Medical Corporation Nasukai$7.2M18%
Management Services$6.3M16%
Rental Services$4.3M11%
Medical Corporation Association Furinkai$3.0M8%
Japan Medical And Beauty Inc$656.5K2%

TSBK
TSBK

Segment breakdown not available.

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