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Side-by-side financial comparison of STEPAN CO (SCL) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.
STEPAN CO is the larger business by last-quarter revenue ($604.5M vs $540.4M, roughly 1.1× VALLEY NATIONAL BANCORP). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 3.3%, a 27.1% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs 1.9%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs 4.2%).
Stepan Company is an American manufacturer of specialty chemicals headquartered in Northbrook, Illinois. The company was founded in 1932 by Alfred C. Stepan, Jr., and has approximately 2,000 employees. It is currently run by his grandson, F. Quinn Stepan, Jr. The company describes itself as the largest global merchant manufacturer of anionic surfactants, which are used to enhance the foaming and cleaning capabilities of detergents, shampoos, toothpastes, and cosmetics.
VALLEY NATIONAL BANCORPVLYEarnings & Financial Report
North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.
SCL vs VLY — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $604.5M | $540.4M |
| Net Profit | $19.7M | $163.9M |
| Gross Margin | 10.7% | — |
| Operating Margin | 4.7% | — |
| Net Margin | 3.3% | 30.3% |
| Revenue YoY | 1.9% | 13.0% |
| Net Profit YoY | — | 54.6% |
| EPS (diluted) | $0.86 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $604.5M | $540.4M | ||
| Q4 25 | $553.9M | $464.9M | ||
| Q3 25 | $590.3M | $446.2M | ||
| Q2 25 | $594.7M | $432.4M | ||
| Q1 25 | $593.3M | $420.1M | ||
| Q4 24 | $525.6M | $423.0M | ||
| Q3 24 | $546.8M | $410.5M | ||
| Q2 24 | $556.4M | $401.7M |
| Q1 26 | $19.7M | $163.9M | ||
| Q4 25 | $5.0M | $195.4M | ||
| Q3 25 | $10.8M | $163.4M | ||
| Q2 25 | $11.3M | $133.2M | ||
| Q1 25 | $19.7M | $106.1M | ||
| Q4 24 | $3.4M | $115.7M | ||
| Q3 24 | $23.6M | $97.9M | ||
| Q2 24 | $9.5M | $70.4M |
| Q1 26 | 10.7% | — | ||
| Q4 25 | 9.3% | — | ||
| Q3 25 | 12.0% | — | ||
| Q2 25 | 12.1% | — | ||
| Q1 25 | 12.7% | — | ||
| Q4 24 | 10.8% | — | ||
| Q3 24 | 13.8% | — | ||
| Q2 24 | 12.5% | — |
| Q1 26 | 4.7% | — | ||
| Q4 25 | 1.9% | 47.7% | ||
| Q3 25 | 3.7% | 47.1% | ||
| Q2 25 | 3.0% | 40.0% | ||
| Q1 25 | 4.8% | 33.1% | ||
| Q4 24 | 1.5% | 21.1% | ||
| Q3 24 | 4.4% | 30.9% | ||
| Q2 24 | 3.4% | 23.2% |
| Q1 26 | 3.3% | 30.3% | ||
| Q4 25 | 0.9% | 42.0% | ||
| Q3 25 | 1.8% | 36.6% | ||
| Q2 25 | 1.9% | 30.8% | ||
| Q1 25 | 3.3% | 25.2% | ||
| Q4 24 | 0.6% | 27.4% | ||
| Q3 24 | 4.3% | 23.8% | ||
| Q2 24 | 1.7% | 17.5% |
| Q1 26 | $0.86 | $0.29 | ||
| Q4 25 | $0.22 | $0.33 | ||
| Q3 25 | $0.47 | $0.28 | ||
| Q2 25 | $0.50 | $0.22 | ||
| Q1 25 | $0.86 | $0.18 | ||
| Q4 24 | $0.14 | $0.20 | ||
| Q3 24 | $1.03 | $0.18 | ||
| Q2 24 | $0.42 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $328.4M | $2.6B |
| Stockholders' EquityBook value | $1.2B | $7.9B |
| Total Assets | $2.3B | $64.5B |
| Debt / EquityLower = less leverage | 0.28× | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $132.7M | — | ||
| Q3 25 | $118.5M | — | ||
| Q2 25 | $88.9M | — | ||
| Q1 25 | $107.5M | — | ||
| Q4 24 | $99.7M | — | ||
| Q3 24 | $147.3M | — | ||
| Q2 24 | $124.7M | — |
| Q1 26 | $328.4M | $2.6B | ||
| Q4 25 | $626.7M | — | ||
| Q3 25 | $655.5M | — | ||
| Q2 25 | $658.0M | — | ||
| Q1 25 | $659.3M | — | ||
| Q4 24 | $625.4M | — | ||
| Q3 24 | $688.5M | — | ||
| Q2 24 | $657.1M | — |
| Q1 26 | $1.2B | $7.9B | ||
| Q4 25 | $1.2B | $7.8B | ||
| Q3 25 | $1.2B | $7.7B | ||
| Q2 25 | $1.2B | $7.6B | ||
| Q1 25 | $1.2B | $7.5B | ||
| Q4 24 | $1.2B | $7.4B | ||
| Q3 24 | $1.2B | $7.0B | ||
| Q2 24 | $1.2B | $6.7B |
| Q1 26 | $2.3B | $64.5B | ||
| Q4 25 | $2.4B | $64.1B | ||
| Q3 25 | $2.4B | $63.0B | ||
| Q2 25 | $2.4B | $62.7B | ||
| Q1 25 | $2.4B | $61.9B | ||
| Q4 24 | $2.3B | $62.5B | ||
| Q3 24 | $2.4B | $62.1B | ||
| Q2 24 | $2.3B | $62.1B |
| Q1 26 | 0.28× | 0.33× | ||
| Q4 25 | 0.50× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.53× | — | ||
| Q1 25 | 0.55× | — | ||
| Q4 24 | 0.53× | — | ||
| Q3 24 | 0.56× | — | ||
| Q2 24 | 0.55× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SCL
| Surfactants | $453.7M | 75% |
| Polymers | $130.0M | 22% |
| Specialty Products | $20.8M | 3% |
VLY
Segment breakdown not available.
