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Side-by-side financial comparison of SANDRIDGE ENERGY INC (SD) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

SANDRIDGE ENERGY INC is the larger business by last-quarter revenue ($39.4M vs $22.2M, roughly 1.8× USCB FINANCIAL HOLDINGS, INC.). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 6.1%, a 48.8% gap on every dollar of revenue. On growth, USCB FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (14.7% vs 1.1%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $14.4M). Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 12.3%).

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

SD vs USCB — Head-to-Head

Bigger by revenue
SD
SD
1.8× larger
SD
$39.4M
$22.2M
USCB
Growing faster (revenue YoY)
USCB
USCB
+13.6% gap
USCB
14.7%
1.1%
SD
Higher net margin
SD
SD
48.8% more per $
SD
54.9%
6.1%
USCB
More free cash flow
USCB
USCB
$28.1M more FCF
USCB
$42.5M
$14.4M
SD
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
12.3%
USCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SD
SD
USCB
USCB
Revenue
$39.4M
$22.2M
Net Profit
$21.6M
$1.4M
Gross Margin
Operating Margin
38.5%
14.7%
Net Margin
54.9%
6.1%
Revenue YoY
1.1%
14.7%
Net Profit YoY
23.1%
-80.3%
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SD
SD
USCB
USCB
Q4 25
$39.4M
$22.2M
Q3 25
$39.8M
$25.0M
Q2 25
$34.5M
$24.4M
Q1 25
$42.6M
$22.8M
Q4 24
$39.0M
$23.0M
Q3 24
$30.1M
$21.5M
Q2 24
$26.0M
$20.5M
Q1 24
$30.3M
$17.6M
Net Profit
SD
SD
USCB
USCB
Q4 25
$21.6M
$1.4M
Q3 25
$16.0M
$8.9M
Q2 25
$19.6M
$8.1M
Q1 25
$13.0M
$7.7M
Q4 24
$17.6M
$6.9M
Q3 24
$25.5M
$6.9M
Q2 24
$8.8M
$6.2M
Q1 24
$11.1M
$4.6M
Operating Margin
SD
SD
USCB
USCB
Q4 25
38.5%
14.7%
Q3 25
37.8%
47.3%
Q2 25
53.7%
44.0%
Q1 25
28.6%
44.2%
Q4 24
25.9%
39.6%
Q3 24
28.3%
42.5%
Q2 24
23.9%
39.8%
Q1 24
27.8%
34.3%
Net Margin
SD
SD
USCB
USCB
Q4 25
54.9%
6.1%
Q3 25
40.1%
35.8%
Q2 25
56.6%
33.4%
Q1 25
30.6%
33.5%
Q4 24
45.1%
30.0%
Q3 24
84.8%
32.3%
Q2 24
33.9%
30.3%
Q1 24
36.7%
26.2%
EPS (diluted)
SD
SD
USCB
USCB
Q4 25
$0.59
Q3 25
$0.43
$0.45
Q2 25
$0.53
Q1 25
$0.35
Q4 24
$0.46
Q3 24
$0.69
$0.35
Q2 24
$0.24
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SD
SD
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$111.0M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$510.9M
$217.2M
Total Assets
$644.0M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SD
SD
USCB
USCB
Q4 25
$111.0M
$38.5M
Q3 25
$101.2M
$56.8M
Q2 25
$102.8M
$54.8M
Q1 25
$99.7M
$98.0M
Q4 24
$98.1M
$77.0M
Q3 24
$92.7M
$38.5M
Q2 24
$209.9M
$77.3M
Q1 24
$207.0M
$126.5M
Stockholders' Equity
SD
SD
USCB
USCB
Q4 25
$510.9M
$217.2M
Q3 25
$492.4M
$209.1M
Q2 25
$480.2M
$231.6M
Q1 25
$464.9M
$225.1M
Q4 24
$460.5M
$215.4M
Q3 24
$446.8M
$213.9M
Q2 24
$424.8M
$201.0M
Q1 24
$419.7M
$195.0M
Total Assets
SD
SD
USCB
USCB
Q4 25
$644.0M
$2.8B
Q3 25
$619.0M
$2.8B
Q2 25
$602.3M
$2.7B
Q1 25
$588.3M
$2.7B
Q4 24
$581.5M
$2.6B
Q3 24
$565.2M
$2.5B
Q2 24
$529.6M
$2.5B
Q1 24
$527.4M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SD
SD
USCB
USCB
Operating Cash FlowLast quarter
$31.7M
$42.8M
Free Cash FlowOCF − Capex
$14.4M
$42.5M
FCF MarginFCF / Revenue
36.6%
191.4%
Capex IntensityCapex / Revenue
43.8%
1.4%
Cash ConversionOCF / Net Profit
1.46×
31.40×
TTM Free Cash FlowTrailing 4 quarters
$41.5M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SD
SD
USCB
USCB
Q4 25
$31.7M
$42.8M
Q3 25
$25.3M
$20.1M
Q2 25
$22.9M
$18.0M
Q1 25
$20.3M
$14.6M
Q4 24
$26.0M
$34.8M
Q3 24
$20.8M
$11.3M
Q2 24
$11.4M
$18.3M
Q1 24
$15.7M
$8.1M
Free Cash Flow
SD
SD
USCB
USCB
Q4 25
$14.4M
$42.5M
Q3 25
$5.9M
$20.0M
Q2 25
$7.3M
$18.0M
Q1 25
$13.9M
$14.6M
Q4 24
$13.2M
$34.5M
Q3 24
$10.8M
$11.2M
Q2 24
$9.0M
$18.2M
Q1 24
$14.6M
$8.0M
FCF Margin
SD
SD
USCB
USCB
Q4 25
36.6%
191.4%
Q3 25
14.9%
80.3%
Q2 25
21.0%
73.7%
Q1 25
32.7%
63.9%
Q4 24
33.8%
150.2%
Q3 24
36.1%
52.2%
Q2 24
34.5%
88.8%
Q1 24
48.1%
45.4%
Capex Intensity
SD
SD
USCB
USCB
Q4 25
43.8%
1.4%
Q3 25
48.6%
0.5%
Q2 25
45.2%
0.2%
Q1 25
15.0%
0.2%
Q4 24
32.9%
1.4%
Q3 24
33.3%
0.4%
Q2 24
9.4%
0.4%
Q1 24
3.7%
0.5%
Cash Conversion
SD
SD
USCB
USCB
Q4 25
1.46×
31.40×
Q3 25
1.58×
2.25×
Q2 25
1.17×
2.22×
Q1 25
1.56×
1.91×
Q4 24
1.48×
5.05×
Q3 24
0.82×
1.63×
Q2 24
1.30×
2.95×
Q1 24
1.41×
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

USCB
USCB

Segment breakdown not available.

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