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Side-by-side financial comparison of SEABOARD CORP (SEB) and Synchrony Financial (SYF). Click either name above to swap in a different company.

Synchrony Financial is the larger business by last-quarter revenue ($4.8B vs $2.4B, roughly 2.0× SEABOARD CORP). Synchrony Financial runs the higher net margin — 15.8% vs 10.6%, a 5.2% gap on every dollar of revenue. On growth, Synchrony Financial posted the faster year-over-year revenue change (3.7% vs -2.9%). Over the past eight quarters, SEABOARD CORP's revenue compounded faster (4.9% CAGR vs 4.0%).

Seaboard Corporation is a diverse multinational agribusiness and transportation conglomerate with integrated operations in several industries. In the United States, the company mainly engages in pork production and processing and ocean transportation. Internationally, Seaboard is primarily engaged in commodity merchandising, grain processing, sugar production and electrical power generation. The parent company, Seaboard Corporation is based in the Kansas City suburb of Merriam, Kansas. Its su...

Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary.

SEB vs SYF — Head-to-Head

Bigger by revenue
SYF
SYF
2.0× larger
SYF
$4.8B
$2.4B
SEB
Growing faster (revenue YoY)
SYF
SYF
+6.6% gap
SYF
3.7%
-2.9%
SEB
Higher net margin
SYF
SYF
5.2% more per $
SYF
15.8%
10.6%
SEB
Faster 2-yr revenue CAGR
SEB
SEB
Annualised
SEB
4.9%
4.0%
SYF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
SEB
SEB
SYF
SYF
Revenue
$2.4B
$4.8B
Net Profit
$255.0M
$751.0M
Gross Margin
7.9%
Operating Margin
2.7%
20.0%
Net Margin
10.6%
15.8%
Revenue YoY
-2.9%
3.7%
Net Profit YoY
63.5%
-3.0%
EPS (diluted)
$262.58
$2.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SEB
SEB
SYF
SYF
Q4 25
$2.4B
$4.8B
Q3 25
$2.5B
$4.7B
Q2 25
$2.5B
$4.5B
Q1 25
$2.3B
$4.5B
Q4 24
$2.5B
$4.6B
Q3 24
$2.2B
$4.6B
Q2 24
$2.2B
$4.4B
Q1 24
$2.2B
$4.4B
Net Profit
SEB
SEB
SYF
SYF
Q4 25
$255.0M
$751.0M
Q3 25
$110.0M
$1.1B
Q2 25
$104.0M
$967.0M
Q1 25
$32.0M
$757.0M
Q4 24
$156.0M
$774.0M
Q3 24
$-149.0M
$789.0M
Q2 24
$61.0M
$643.0M
Q1 24
$22.0M
$1.3B
Gross Margin
SEB
SEB
SYF
SYF
Q4 25
7.9%
Q3 25
7.8%
Q2 25
6.5%
Q1 25
6.1%
Q4 24
9.0%
Q3 24
6.2%
Q2 24
5.8%
Q1 24
4.0%
Operating Margin
SEB
SEB
SYF
SYF
Q4 25
2.7%
20.0%
Q3 25
3.3%
30.3%
Q2 25
2.1%
27.8%
Q1 25
1.6%
22.0%
Q4 24
4.6%
21.2%
Q3 24
1.4%
22.3%
Q2 24
1.4%
19.2%
Q1 24
-0.9%
38.8%
Net Margin
SEB
SEB
SYF
SYF
Q4 25
10.6%
15.8%
Q3 25
4.3%
22.8%
Q2 25
4.2%
21.4%
Q1 25
1.4%
17.0%
Q4 24
6.3%
16.9%
Q3 24
-6.7%
17.1%
Q2 24
2.8%
14.6%
Q1 24
1.0%
29.4%
EPS (diluted)
SEB
SEB
SYF
SYF
Q4 25
$262.58
$2.03
Q3 25
$113.71
$2.86
Q2 25
$105.22
$2.50
Q1 25
$32.95
$1.89
Q4 24
$158.58
$1.92
Q3 24
$-153.44
$1.94
Q2 24
$62.82
$1.55
Q1 24
$22.66
$3.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SEB
SEB
SYF
SYF
Cash + ST InvestmentsLiquidity on hand
$1.2B
$15.0B
Total DebtLower is stronger
$15.2B
Stockholders' EquityBook value
$5.2B
$16.8B
Total Assets
$8.2B
$119.1B
Debt / EquityLower = less leverage
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SEB
SEB
SYF
SYF
Q4 25
$1.2B
$15.0B
Q3 25
$1.2B
$16.2B
Q2 25
$1.1B
$19.5B
Q1 25
$1.1B
$21.6B
Q4 24
$1.2B
$14.7B
Q3 24
$1.2B
$17.9B
Q2 24
$1.2B
$18.6B
Q1 24
$1.2B
$20.0B
Total Debt
SEB
SEB
SYF
SYF
Q4 25
$15.2B
Q3 25
$14.4B
Q2 25
$16.0B
Q1 25
$17.0B
Q4 24
$15.5B
Q3 24
$15.6B
Q2 24
$15.6B
Q1 24
$16.1B
Stockholders' Equity
SEB
SEB
SYF
SYF
Q4 25
$5.2B
$16.8B
Q3 25
$5.0B
$17.1B
Q2 25
$4.8B
$17.0B
Q1 25
$4.7B
$16.6B
Q4 24
$4.7B
$16.6B
Q3 24
$4.5B
$16.0B
Q2 24
$4.7B
$15.5B
Q1 24
$4.6B
$15.3B
Total Assets
SEB
SEB
SYF
SYF
Q4 25
$8.2B
$119.1B
Q3 25
$8.0B
$117.0B
Q2 25
$7.9B
$120.5B
Q1 25
$7.6B
$122.0B
Q4 24
$7.7B
$119.5B
Q3 24
$7.5B
$119.2B
Q2 24
$7.7B
$120.5B
Q1 24
$7.6B
$121.2B
Debt / Equity
SEB
SEB
SYF
SYF
Q4 25
0.91×
Q3 25
0.85×
Q2 25
0.94×
Q1 25
1.03×
Q4 24
0.93×
Q3 24
0.98×
Q2 24
1.01×
Q1 24
1.06×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SEB
SEB
SYF
SYF
Operating Cash FlowLast quarter
$188.0M
$2.5B
Free Cash FlowOCF − Capex
$53.0M
FCF MarginFCF / Revenue
2.2%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
0.74×
3.27×
TTM Free Cash FlowTrailing 4 quarters
$6.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SEB
SEB
SYF
SYF
Q4 25
$188.0M
$2.5B
Q3 25
$319.0M
$2.6B
Q2 25
$81.0M
$2.6B
Q1 25
$-20.0M
$2.2B
Q4 24
$300.0M
$2.4B
Q3 24
$194.0M
$2.8B
Q2 24
$6.0M
$2.5B
Q1 24
$19.0M
$2.2B
Free Cash Flow
SEB
SEB
SYF
SYF
Q4 25
$53.0M
Q3 25
$152.0M
Q2 25
$-70.0M
Q1 25
$-129.0M
Q4 24
$162.0M
Q3 24
$58.0M
Q2 24
$-127.0M
Q1 24
$-85.0M
FCF Margin
SEB
SEB
SYF
SYF
Q4 25
2.2%
Q3 25
6.0%
Q2 25
-2.8%
Q1 25
-5.6%
Q4 24
6.5%
Q3 24
2.6%
Q2 24
-5.7%
Q1 24
-3.9%
Capex Intensity
SEB
SEB
SYF
SYF
Q4 25
5.6%
Q3 25
6.6%
Q2 25
6.1%
Q1 25
4.7%
Q4 24
5.6%
Q3 24
6.1%
Q2 24
6.0%
Q1 24
4.7%
Cash Conversion
SEB
SEB
SYF
SYF
Q4 25
0.74×
3.27×
Q3 25
2.90×
2.45×
Q2 25
0.78×
2.65×
Q1 25
-0.63×
2.91×
Q4 24
1.92×
3.04×
Q3 24
3.50×
Q2 24
0.10×
3.86×
Q1 24
0.86×
1.74×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SEB
SEB

Commodity Trading And Milling$1.3B52%
Pork Segment$469.0M19%
Marine$444.0M18%
Other$108.0M4%
Energy Service$56.0M2%
Product And Service Other Services$15.0M1%
Transportation$6.0M0%

SYF
SYF

Segment breakdown not available.

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