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Side-by-side financial comparison of Sezzle Inc. (SEZL) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.
ServisFirst Bancshares, Inc. is the larger business by last-quarter revenue ($159.0M vs $135.5M, roughly 1.2× Sezzle Inc.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs 37.9%, a 14.3% gap on every dollar of revenue. Over the past eight quarters, Sezzle Inc.'s revenue compounded faster (111.9% CAGR vs 17.7%).
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
SEZL vs SFBS — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $135.5M | $159.0M |
| Net Profit | $51.3M | $83.0M |
| Gross Margin | — | — |
| Operating Margin | 50.9% | — |
| Net Margin | 37.9% | 52.2% |
| Revenue YoY | 29.2% | — |
| Net Profit YoY | 41.9% | 31.2% |
| EPS (diluted) | — | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $135.5M | $159.0M | ||
| Q4 25 | $78.2M | $162.2M | ||
| Q3 25 | $57.5M | $136.3M | ||
| Q2 25 | $52.0M | $132.1M | ||
| Q1 25 | $48.2M | $131.8M | ||
| Q4 24 | $48.4M | $131.9M | ||
| Q3 24 | $35.6M | $123.7M | ||
| Q2 24 | $30.2M | $114.8M |
| Q1 26 | $51.3M | $83.0M | ||
| Q4 25 | $42.7M | $86.4M | ||
| Q3 25 | $26.7M | $65.6M | ||
| Q2 25 | $27.6M | $61.4M | ||
| Q1 25 | $36.2M | $63.2M | ||
| Q4 24 | $25.4M | $65.2M | ||
| Q3 24 | $15.4M | $59.9M | ||
| Q2 24 | $29.7M | $52.1M |
| Q1 26 | 50.9% | — | ||
| Q4 25 | 70.6% | 66.3% | ||
| Q3 25 | 61.9% | 57.8% | ||
| Q2 25 | 69.4% | 58.0% | ||
| Q1 25 | — | 60.0% | ||
| Q4 24 | 63.8% | 60.2% | ||
| Q3 24 | 58.6% | 58.5% | ||
| Q2 24 | 55.3% | 58.0% |
| Q1 26 | 37.9% | 52.2% | ||
| Q4 25 | 54.6% | 59.0% | ||
| Q3 25 | 46.4% | 48.1% | ||
| Q2 25 | 53.1% | 46.5% | ||
| Q1 25 | 75.1% | 48.0% | ||
| Q4 24 | 52.4% | 52.9% | ||
| Q3 24 | 43.4% | 48.4% | ||
| Q2 24 | 98.4% | 45.4% |
| Q1 26 | — | $1.52 | ||
| Q4 25 | $1.19 | $1.58 | ||
| Q3 25 | $0.75 | $1.20 | ||
| Q2 25 | $0.78 | $1.12 | ||
| Q1 25 | $1.00 | $1.16 | ||
| Q4 24 | $0.71 | $1.19 | ||
| Q3 24 | $0.44 | $1.10 | ||
| Q2 24 | $0.82 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.8B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $196.7M | $1.9B |
| Total Assets | $454.3M | $18.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.8B | ||
| Q4 25 | $64.1M | — | ||
| Q3 25 | $104.1M | — | ||
| Q2 25 | $88.9M | — | ||
| Q1 25 | $88.9M | — | ||
| Q4 24 | $73.2M | — | ||
| Q3 24 | $80.1M | — | ||
| Q2 24 | $58.0M | — |
| Q1 26 | $196.7M | $1.9B | ||
| Q4 25 | $169.8M | $1.8B | ||
| Q3 25 | $155.3M | $1.8B | ||
| Q2 25 | $130.4M | $1.7B | ||
| Q1 25 | $125.8M | $1.7B | ||
| Q4 24 | $87.8M | $1.6B | ||
| Q3 24 | $61.1M | $1.6B | ||
| Q2 24 | $50.3M | $1.5B |
| Q1 26 | $454.3M | $18.2B | ||
| Q4 25 | $400.2M | $17.7B | ||
| Q3 25 | $367.0M | $17.6B | ||
| Q2 25 | $350.6M | $17.4B | ||
| Q1 25 | $298.1M | $18.6B | ||
| Q4 24 | $298.4M | $17.4B | ||
| Q3 24 | $252.9M | $16.4B | ||
| Q2 24 | $212.1M | $16.0B |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SEZL
Segment breakdown not available.
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
