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Side-by-side financial comparison of Sound Financial Bancorp, Inc. (SFBC) and Sol-Gel Technologies Ltd. (SLGL). Click either name above to swap in a different company.

Sol-Gel Technologies Ltd. is the larger business by last-quarter revenue ($17.3M vs $9.5M, roughly 1.8× Sound Financial Bancorp, Inc.). On growth, Sol-Gel Technologies Ltd. posted the faster year-over-year revenue change (217.7% vs 1.5%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Sol-Gel Technologies Ltd. is a specialty biopharmaceutical company focused on developing and commercializing innovative dermatology treatments. Leveraging its proprietary sol-gel delivery technology, it creates topical therapies for common skin conditions including acne, rosacea and atopic dermatitis, with primary markets across North America and Europe, partnering with established healthcare firms to expand product reach.

SFBC vs SLGL — Head-to-Head

Bigger by revenue
SLGL
SLGL
1.8× larger
SLGL
$17.3M
$9.5M
SFBC
Growing faster (revenue YoY)
SLGL
SLGL
+216.2% gap
SLGL
217.7%
1.5%
SFBC

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
SFBC
SFBC
SLGL
SLGL
Revenue
$9.5M
$17.3M
Net Profit
$11.6M
Gross Margin
Operating Margin
27.1%
65.1%
Net Margin
67.3%
Revenue YoY
1.5%
217.7%
Net Profit YoY
487.6%
EPS (diluted)
$0.87
$4.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFBC
SFBC
SLGL
SLGL
Q4 25
$9.5M
Q3 25
$9.8M
Q2 25
$10.4M
$17.3M
Q1 25
$9.2M
Q4 24
$9.4M
Q3 24
$9.1M
Q2 24
$8.6M
$5.4M
Q1 24
$8.6M
Net Profit
SFBC
SFBC
SLGL
SLGL
Q4 25
Q3 25
$1.7M
Q2 25
$2.1M
$11.6M
Q1 25
$1.2M
Q4 24
Q3 24
$1.2M
Q2 24
$795.0K
$2.0M
Q1 24
$770.0K
Operating Margin
SFBC
SFBC
SLGL
SLGL
Q4 25
27.1%
Q3 25
21.3%
Q2 25
24.5%
65.1%
Q1 25
15.9%
Q4 24
24.6%
Q3 24
15.6%
Q2 24
11.4%
29.9%
Q1 24
10.9%
Net Margin
SFBC
SFBC
SLGL
SLGL
Q4 25
Q3 25
17.3%
Q2 25
19.8%
67.3%
Q1 25
12.7%
Q4 24
Q3 24
12.7%
Q2 24
9.2%
36.4%
Q1 24
9.0%
EPS (diluted)
SFBC
SFBC
SLGL
SLGL
Q4 25
$0.87
Q3 25
$0.66
Q2 25
$0.79
$4.17
Q1 25
$0.45
Q4 24
$0.74
Q3 24
$0.45
Q2 24
$0.31
$0.71
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFBC
SFBC
SLGL
SLGL
Cash + ST InvestmentsLiquidity on hand
$138.5M
$24.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$109.4M
$31.9M
Total Assets
$1.1B
$39.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFBC
SFBC
SLGL
SLGL
Q4 25
$138.5M
Q3 25
$101.2M
Q2 25
$102.5M
$24.3M
Q1 25
$131.5M
Q4 24
$43.6M
Q3 24
$148.9M
Q2 24
$135.1M
$26.5M
Q1 24
$138.0M
Stockholders' Equity
SFBC
SFBC
SLGL
SLGL
Q4 25
$109.4M
Q3 25
$107.5M
Q2 25
$106.0M
$31.9M
Q1 25
$104.4M
Q4 24
$103.7M
Q3 24
$102.2M
Q2 24
$101.3M
$34.9M
Q1 24
$101.0M
Total Assets
SFBC
SFBC
SLGL
SLGL
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$1.1B
$39.3M
Q1 25
$1.1B
Q4 24
$993.6M
Q3 24
$1.1B
Q2 24
$1.1B
$42.0M
Q1 24
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFBC
SFBC
SLGL
SLGL
Operating Cash FlowLast quarter
$7.2M
Free Cash FlowOCF − Capex
$7.0M
FCF MarginFCF / Revenue
73.4%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFBC
SFBC
SLGL
SLGL
Q4 25
$7.2M
Q3 25
$3.8M
Q2 25
$-494.0K
Q1 25
$1.9M
Q4 24
$2.9M
Q3 24
$3.3M
Q2 24
$-4.0M
Q1 24
$3.5M
Free Cash Flow
SFBC
SFBC
SLGL
SLGL
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$2.9M
Q3 24
$3.2M
Q2 24
$-5.6M
Q1 24
$1.9M
FCF Margin
SFBC
SFBC
SLGL
SLGL
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
30.4%
Q3 24
35.5%
Q2 24
-65.4%
Q1 24
22.2%
Capex Intensity
SFBC
SFBC
SLGL
SLGL
Q4 25
1.8%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
0.5%
Q2 24
18.7%
Q1 24
19.0%
Cash Conversion
SFBC
SFBC
SLGL
SLGL
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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