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Side-by-side financial comparison of Sound Financial Bancorp, Inc. (SFBC) and TAYLOR DEVICES, INC. (TAYD). Click either name above to swap in a different company.

TAYLOR DEVICES, INC. is the larger business by last-quarter revenue ($11.6M vs $9.5M, roughly 1.2× Sound Financial Bancorp, Inc.). On growth, TAYLOR DEVICES, INC. posted the faster year-over-year revenue change (35.7% vs 1.5%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $4.4M). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -2.7%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Taylor Corporation is a privately owned print and communications company headquartered in North Mankato, Minnesota, and was founded in 1975 by businessman Glen Taylor. The company comprises more than 90 locations and employs nearly 10,000 employees. Taylor has print operations in dozens of U.S. states and multiple countries around the world.

SFBC vs TAYD — Head-to-Head

Bigger by revenue
TAYD
TAYD
1.2× larger
TAYD
$11.6M
$9.5M
SFBC
Growing faster (revenue YoY)
TAYD
TAYD
+34.2% gap
TAYD
35.7%
1.5%
SFBC
More free cash flow
SFBC
SFBC
$2.6M more FCF
SFBC
$7.0M
$4.4M
TAYD
Faster 2-yr revenue CAGR
SFBC
SFBC
Annualised
SFBC
5.5%
-2.7%
TAYD

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
SFBC
SFBC
TAYD
TAYD
Revenue
$9.5M
$11.6M
Net Profit
$2.0M
Gross Margin
47.0%
Operating Margin
27.1%
19.2%
Net Margin
17.3%
Revenue YoY
1.5%
35.7%
Net Profit YoY
90.2%
EPS (diluted)
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFBC
SFBC
TAYD
TAYD
Q4 25
$9.5M
$11.6M
Q3 25
$9.8M
$9.9M
Q2 25
$10.4M
$15.6M
Q1 25
$9.2M
$10.6M
Q4 24
$9.4M
$8.5M
Q3 24
$9.1M
$11.6M
Q2 24
$8.6M
$12.1M
Q1 24
$8.6M
$12.3M
Net Profit
SFBC
SFBC
TAYD
TAYD
Q4 25
$2.0M
Q3 25
$1.7M
$2.2M
Q2 25
$2.1M
$3.7M
Q1 25
$1.2M
$2.0M
Q4 24
$1.1M
Q3 24
$1.2M
$2.7M
Q2 24
$795.0K
$2.5M
Q1 24
$770.0K
$2.7M
Gross Margin
SFBC
SFBC
TAYD
TAYD
Q4 25
47.0%
Q3 25
44.8%
Q2 25
48.6%
Q1 25
42.9%
Q4 24
45.5%
Q3 24
47.4%
Q2 24
48.8%
Q1 24
46.9%
Operating Margin
SFBC
SFBC
TAYD
TAYD
Q4 25
27.1%
19.2%
Q3 25
21.3%
22.6%
Q2 25
24.5%
24.2%
Q1 25
15.9%
19.1%
Q4 24
24.6%
11.0%
Q3 24
15.6%
25.0%
Q2 24
11.4%
20.8%
Q1 24
10.9%
24.4%
Net Margin
SFBC
SFBC
TAYD
TAYD
Q4 25
17.3%
Q3 25
17.3%
22.1%
Q2 25
19.8%
23.7%
Q1 25
12.7%
19.0%
Q4 24
12.4%
Q3 24
12.7%
23.0%
Q2 24
9.2%
20.5%
Q1 24
9.0%
22.0%
EPS (diluted)
SFBC
SFBC
TAYD
TAYD
Q4 25
$0.87
Q3 25
$0.66
Q2 25
$0.79
Q1 25
$0.45
Q4 24
$0.74
Q3 24
$0.45
Q2 24
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFBC
SFBC
TAYD
TAYD
Cash + ST InvestmentsLiquidity on hand
$138.5M
$40.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$109.4M
$67.1M
Total Assets
$1.1B
$72.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFBC
SFBC
TAYD
TAYD
Q4 25
$138.5M
$40.7M
Q3 25
$101.2M
$36.3M
Q2 25
$102.5M
$36.0M
Q1 25
$131.5M
$35.4M
Q4 24
$43.6M
$26.6M
Q3 24
$148.9M
$27.1M
Q2 24
$135.1M
$31.0M
Q1 24
$138.0M
$24.6M
Stockholders' Equity
SFBC
SFBC
TAYD
TAYD
Q4 25
$109.4M
$67.1M
Q3 25
$107.5M
$64.3M
Q2 25
$106.0M
$62.0M
Q1 25
$104.4M
$57.8M
Q4 24
$103.7M
$55.8M
Q3 24
$102.2M
$53.9M
Q2 24
$101.3M
$51.2M
Q1 24
$101.0M
$47.8M
Total Assets
SFBC
SFBC
TAYD
TAYD
Q4 25
$1.1B
$72.8M
Q3 25
$1.1B
$70.3M
Q2 25
$1.1B
$71.6M
Q1 25
$1.1B
$70.1M
Q4 24
$993.6M
$62.9M
Q3 24
$1.1B
$61.9M
Q2 24
$1.1B
$63.1M
Q1 24
$1.1B
$54.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFBC
SFBC
TAYD
TAYD
Operating Cash FlowLast quarter
$7.2M
$5.7M
Free Cash FlowOCF − Capex
$7.0M
$4.4M
FCF MarginFCF / Revenue
73.4%
38.3%
Capex IntensityCapex / Revenue
1.8%
11.3%
Cash ConversionOCF / Net Profit
2.86×
TTM Free Cash FlowTrailing 4 quarters
$12.0M
$14.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFBC
SFBC
TAYD
TAYD
Q4 25
$7.2M
$5.7M
Q3 25
$3.8M
$483.6K
Q2 25
$-494.0K
$1.9M
Q1 25
$1.9M
$9.0M
Q4 24
$2.9M
$103.1K
Q3 24
$3.3M
$-3.6M
Q2 24
$-4.0M
$6.5M
Q1 24
$3.5M
$-685.0K
Free Cash Flow
SFBC
SFBC
TAYD
TAYD
Q4 25
$7.0M
$4.4M
Q3 25
$3.8M
$298.6K
Q2 25
$-518.0K
$491.3K
Q1 25
$1.8M
$8.8M
Q4 24
$2.9M
$-620.5K
Q3 24
$3.2M
$-3.8M
Q2 24
$-5.6M
$6.1M
Q1 24
$1.9M
$-895.5K
FCF Margin
SFBC
SFBC
TAYD
TAYD
Q4 25
73.4%
38.3%
Q3 25
38.3%
3.0%
Q2 25
-5.0%
3.2%
Q1 25
19.8%
83.6%
Q4 24
30.4%
-7.3%
Q3 24
35.5%
-33.0%
Q2 24
-65.4%
51.0%
Q1 24
22.2%
-7.3%
Capex Intensity
SFBC
SFBC
TAYD
TAYD
Q4 25
1.8%
11.3%
Q3 25
0.4%
1.9%
Q2 25
0.2%
9.3%
Q1 25
0.4%
1.8%
Q4 24
0.8%
8.5%
Q3 24
0.5%
2.1%
Q2 24
18.7%
3.3%
Q1 24
19.0%
1.7%
Cash Conversion
SFBC
SFBC
TAYD
TAYD
Q4 25
2.86×
Q3 25
2.24×
0.22×
Q2 25
-0.24×
0.52×
Q1 25
1.59×
4.51×
Q4 24
0.10×
Q3 24
2.84×
-1.35×
Q2 24
-5.05×
2.65×
Q1 24
4.57×
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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