vs

Side-by-side financial comparison of Stitch Fix, Inc. (SFIX) and UNITED BANKSHARES INC (UBSI). Click either name above to swap in a different company.

Stitch Fix, Inc. is the larger business by last-quarter revenue ($342.1M vs $318.4M, roughly 1.1× UNITED BANKSHARES INC). UNITED BANKSHARES INC runs the higher net margin — 40.5% vs -1.9%, a 42.3% gap on every dollar of revenue. On growth, UNITED BANKSHARES INC posted the faster year-over-year revenue change (21.6% vs 7.3%). UNITED BANKSHARES INC produced more free cash flow last quarter ($481.2M vs $5.6M). Over the past eight quarters, UNITED BANKSHARES INC's revenue compounded faster (11.8% CAGR vs 1.8%).

Stitch Fix, Inc. is an online personal styling service in the United States. It uses recommendation algorithms and data science to personalize clothing items based on size, budget and style. The company was founded in 2011 and had an initial public offering in 2017 with a valuation of $1.6 billion. Stitch Fix generated $1.6 billion in net revenue in its fiscal year 2023, a decrease of 21% year-over-year and reported 3,297,000 active clients in September 2023. It is headquartered in San Franci...

United Bankshares Inc. (WV) is a regional financial holding company operating mainly across the Mid-Atlantic and Southeastern United States. It provides full-spectrum banking solutions including consumer and commercial lending, deposit products, wealth management, and mortgage services for individual, small business and corporate clients.

SFIX vs UBSI — Head-to-Head

Bigger by revenue
SFIX
SFIX
1.1× larger
SFIX
$342.1M
$318.4M
UBSI
Growing faster (revenue YoY)
UBSI
UBSI
+14.2% gap
UBSI
21.6%
7.3%
SFIX
Higher net margin
UBSI
UBSI
42.3% more per $
UBSI
40.5%
-1.9%
SFIX
More free cash flow
UBSI
UBSI
$475.6M more FCF
UBSI
$481.2M
$5.6M
SFIX
Faster 2-yr revenue CAGR
UBSI
UBSI
Annualised
UBSI
11.8%
1.8%
SFIX

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
SFIX
SFIX
UBSI
UBSI
Revenue
$342.1M
$318.4M
Net Profit
$-6.4M
$128.8M
Gross Margin
43.6%
Operating Margin
-2.5%
50.2%
Net Margin
-1.9%
40.5%
Revenue YoY
7.3%
21.6%
Net Profit YoY
-1.7%
36.5%
EPS (diluted)
$-0.05
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SFIX
SFIX
UBSI
UBSI
Q4 25
$342.1M
$318.4M
Q3 25
$311.2M
$323.3M
Q2 25
$325.0M
$306.0M
Q1 25
$312.1M
$289.6M
Q4 24
$318.8M
$261.9M
Q3 24
$319.6M
$262.2M
Q2 24
$322.7M
$255.9M
Q1 24
$330.4M
$254.7M
Net Profit
SFIX
SFIX
UBSI
UBSI
Q4 25
$-6.4M
$128.8M
Q3 25
$-8.6M
$130.7M
Q2 25
$-7.4M
$120.7M
Q1 25
$-6.5M
$84.3M
Q4 24
$-6.3M
$94.4M
Q3 24
$-36.5M
$95.3M
Q2 24
$-21.3M
$96.5M
Q1 24
$-35.5M
$86.8M
Gross Margin
SFIX
SFIX
UBSI
UBSI
Q4 25
43.6%
Q3 25
43.6%
Q2 25
44.2%
Q1 25
44.5%
Q4 24
45.4%
Q3 24
44.6%
Q2 24
45.5%
Q1 24
43.4%
Operating Margin
SFIX
SFIX
UBSI
UBSI
Q4 25
-2.5%
50.2%
Q3 25
-3.6%
50.9%
Q2 25
-3.0%
49.7%
Q1 25
-2.9%
36.9%
Q4 24
-2.8%
46.2%
Q3 24
-13.1%
45.7%
Q2 24
-7.7%
45.1%
Q1 24
-11.5%
42.5%
Net Margin
SFIX
SFIX
UBSI
UBSI
Q4 25
-1.9%
40.5%
Q3 25
-2.8%
40.4%
Q2 25
-2.3%
39.5%
Q1 25
-2.1%
29.1%
Q4 24
-2.0%
36.0%
Q3 24
-11.4%
36.3%
Q2 24
-6.6%
37.7%
Q1 24
-10.8%
34.1%
EPS (diluted)
SFIX
SFIX
UBSI
UBSI
Q4 25
$-0.05
$0.91
Q3 25
$-0.06
$0.92
Q2 25
$-0.06
$0.85
Q1 25
$-0.05
$0.59
Q4 24
$-0.05
$0.70
Q3 24
$-0.29
$0.70
Q2 24
$-0.18
$0.71
Q1 24
$-0.30
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SFIX
SFIX
UBSI
UBSI
Cash + ST InvestmentsLiquidity on hand
$244.2M
Total DebtLower is stronger
$531.8M
Stockholders' EquityBook value
$204.1M
$5.5B
Total Assets
$530.7M
$33.7B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SFIX
SFIX
UBSI
UBSI
Q4 25
$244.2M
Q3 25
$234.9M
Q2 25
$234.2M
Q1 25
$219.1M
Q4 24
$253.3M
Q3 24
$247.0M
Q2 24
$244.5M
Q1 24
$229.8M
Total Debt
SFIX
SFIX
UBSI
UBSI
Q4 25
$531.8M
Q3 25
$250.0M
Q2 25
$250.0M
Q1 25
$250.0M
Q4 24
$540.4M
Q3 24
$260.3M
Q2 24
$1.2B
Q1 24
$1.5B
Stockholders' Equity
SFIX
SFIX
UBSI
UBSI
Q4 25
$204.1M
$5.5B
Q3 25
$203.0M
$5.4B
Q2 25
$200.4M
$5.4B
Q1 25
$197.8M
$5.3B
Q4 24
$190.5M
$5.0B
Q3 24
$187.0M
$5.0B
Q2 24
$208.9M
$4.9B
Q1 24
$213.3M
$4.8B
Total Assets
SFIX
SFIX
UBSI
UBSI
Q4 25
$530.7M
$33.7B
Q3 25
$480.6M
$33.4B
Q2 25
$484.7M
$32.8B
Q1 25
$472.6M
$32.8B
Q4 24
$507.1M
$30.0B
Q3 24
$486.9M
$29.9B
Q2 24
$537.0M
$30.0B
Q1 24
$538.3M
$30.0B
Debt / Equity
SFIX
SFIX
UBSI
UBSI
Q4 25
0.10×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.11×
Q3 24
0.05×
Q2 24
0.25×
Q1 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SFIX
SFIX
UBSI
UBSI
Operating Cash FlowLast quarter
$10.9M
$498.9M
Free Cash FlowOCF − Capex
$5.6M
$481.2M
FCF MarginFCF / Revenue
1.6%
151.1%
Capex IntensityCapex / Revenue
1.6%
5.6%
Cash ConversionOCF / Net Profit
3.87×
TTM Free Cash FlowTrailing 4 quarters
$4.9M
$828.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SFIX
SFIX
UBSI
UBSI
Q4 25
$10.9M
$498.9M
Q3 25
$7.0M
$150.6M
Q2 25
$20.5M
$89.4M
Q1 25
$-16.2M
$120.0M
Q4 24
$14.3M
$445.5M
Q3 24
$8.2M
$123.6M
Q2 24
$21.7M
$61.2M
Q1 24
$-22.3M
$124.4M
Free Cash Flow
SFIX
SFIX
UBSI
UBSI
Q4 25
$5.6M
$481.2M
Q3 25
$2.8M
$146.4M
Q2 25
$16.0M
$85.2M
Q1 25
$-19.4M
$116.1M
Q4 24
$9.9M
$433.3M
Q3 24
$4.5M
$122.0M
Q2 24
$18.9M
$58.2M
Q1 24
$-26.1M
$119.6M
FCF Margin
SFIX
SFIX
UBSI
UBSI
Q4 25
1.6%
151.1%
Q3 25
0.9%
45.3%
Q2 25
4.9%
27.8%
Q1 25
-6.2%
40.1%
Q4 24
3.1%
165.4%
Q3 24
1.4%
46.5%
Q2 24
5.9%
22.7%
Q1 24
-7.9%
47.0%
Capex Intensity
SFIX
SFIX
UBSI
UBSI
Q4 25
1.6%
5.6%
Q3 25
1.4%
1.3%
Q2 25
1.4%
1.4%
Q1 25
1.0%
1.3%
Q4 24
1.4%
4.6%
Q3 24
1.2%
0.6%
Q2 24
0.9%
1.2%
Q1 24
1.1%
1.9%
Cash Conversion
SFIX
SFIX
UBSI
UBSI
Q4 25
3.87×
Q3 25
1.15×
Q2 25
0.74×
Q1 25
1.42×
Q4 24
4.72×
Q3 24
1.30×
Q2 24
0.63×
Q1 24
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons