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Side-by-side financial comparison of SUPERIOR GROUP OF COMPANIES, INC. (SGC) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

SUPERIOR GROUP OF COMPANIES, INC. is the larger business by last-quarter revenue ($146.6M vs $83.7M, roughly 1.8× TFS Financial CORP). TFS Financial CORP runs the higher net margin — 26.6% vs 2.4%, a 24.2% gap on every dollar of revenue. On growth, TFS Financial CORP posted the faster year-over-year revenue change (11.9% vs 0.8%). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $17.9M). Over the past eight quarters, TFS Financial CORP's revenue compounded faster (4.2% CAGR vs 2.7%).

Superior Coach was a coachbuilder in the American automotive industry. Founded in 1909 as the Garford Motor Truck Company, Superior is best known for constructing bodies for professional cars (hearses) and school buses. Following major downturns in both segments in the late 1970s, Superior was liquidated by its parent company in 1980. From 1925 to 1980, the company was based in Lima, Ohio.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

SGC vs TFSL — Head-to-Head

Bigger by revenue
SGC
SGC
1.8× larger
SGC
$146.6M
$83.7M
TFSL
Growing faster (revenue YoY)
TFSL
TFSL
+11.1% gap
TFSL
11.9%
0.8%
SGC
Higher net margin
TFSL
TFSL
24.2% more per $
TFSL
26.6%
2.4%
SGC
More free cash flow
TFSL
TFSL
$39.2M more FCF
TFSL
$57.1M
$17.9M
SGC
Faster 2-yr revenue CAGR
TFSL
TFSL
Annualised
TFSL
4.2%
2.7%
SGC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SGC
SGC
TFSL
TFSL
Revenue
$146.6M
$83.7M
Net Profit
$3.5M
$22.3M
Gross Margin
36.9%
Operating Margin
2.8%
34.0%
Net Margin
2.4%
26.6%
Revenue YoY
0.8%
11.9%
Net Profit YoY
65.8%
-0.7%
EPS (diluted)
$0.23
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SGC
SGC
TFSL
TFSL
Q4 25
$146.6M
$83.7M
Q3 25
$138.5M
$85.5M
Q2 25
$144.0M
$82.0M
Q1 25
$137.1M
$79.1M
Q4 24
$145.4M
$74.8M
Q3 24
$149.7M
$75.1M
Q2 24
$131.7M
$75.5M
Q1 24
$138.8M
$77.1M
Net Profit
SGC
SGC
TFSL
TFSL
Q4 25
$3.5M
$22.3M
Q3 25
$2.7M
$26.0M
Q2 25
$1.6M
$21.5M
Q1 25
$-758.0K
$21.0M
Q4 24
$2.1M
$22.4M
Q3 24
$5.4M
$18.2M
Q2 24
$600.0K
$20.0M
Q1 24
$3.9M
$20.7M
Gross Margin
SGC
SGC
TFSL
TFSL
Q4 25
36.9%
Q3 25
38.3%
Q2 25
38.4%
Q1 25
36.8%
Q4 24
37.1%
Q3 24
40.4%
Q2 24
38.5%
Q1 24
39.8%
Operating Margin
SGC
SGC
TFSL
TFSL
Q4 25
2.8%
34.0%
Q3 25
2.3%
37.9%
Q2 25
1.3%
33.3%
Q1 25
-0.7%
33.5%
Q4 24
1.7%
37.9%
Q3 24
4.4%
30.7%
Q2 24
0.5%
33.4%
Q1 24
3.3%
33.6%
Net Margin
SGC
SGC
TFSL
TFSL
Q4 25
2.4%
26.6%
Q3 25
2.0%
30.4%
Q2 25
1.1%
26.2%
Q1 25
-0.6%
26.6%
Q4 24
1.4%
30.0%
Q3 24
3.6%
24.2%
Q2 24
0.5%
26.4%
Q1 24
2.8%
26.9%
EPS (diluted)
SGC
SGC
TFSL
TFSL
Q4 25
$0.23
$0.08
Q3 25
$0.18
$0.09
Q2 25
$0.10
$0.08
Q1 25
$-0.05
$0.07
Q4 24
$0.12
$0.08
Q3 24
$0.33
$0.07
Q2 24
$0.04
$0.07
Q1 24
$0.24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SGC
SGC
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$23.7M
$456.7M
Total DebtLower is stronger
$94.1M
Stockholders' EquityBook value
$192.8M
$1.9B
Total Assets
$421.8M
$17.5B
Debt / EquityLower = less leverage
0.49×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SGC
SGC
TFSL
TFSL
Q4 25
$23.7M
$456.7M
Q3 25
$16.7M
$429.4M
Q2 25
$21.0M
$452.6M
Q1 25
$19.8M
$463.6M
Q4 24
$18.8M
$465.9M
Q3 24
$18.4M
$463.7M
Q2 24
$13.4M
$560.4M
Q1 24
$22.0M
$594.3M
Total Debt
SGC
SGC
TFSL
TFSL
Q4 25
$94.1M
Q3 25
$100.0M
Q2 25
$99.3M
Q1 25
$95.7M
Q4 24
$86.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
SGC
SGC
TFSL
TFSL
Q4 25
$192.8M
$1.9B
Q3 25
$193.8M
$1.9B
Q2 25
$192.1M
$1.9B
Q1 25
$194.4M
$1.9B
Q4 24
$198.9M
$1.9B
Q3 24
$199.5M
$1.9B
Q2 24
$200.9M
$1.9B
Q1 24
$200.8M
$1.9B
Total Assets
SGC
SGC
TFSL
TFSL
Q4 25
$421.8M
$17.5B
Q3 25
$415.3M
$17.5B
Q2 25
$423.3M
$17.4B
Q1 25
$411.0M
$17.1B
Q4 24
$415.1M
$17.1B
Q3 24
$407.4M
$17.1B
Q2 24
$400.3M
$17.0B
Q1 24
$408.5M
$17.0B
Debt / Equity
SGC
SGC
TFSL
TFSL
Q4 25
0.49×
Q3 25
0.52×
Q2 25
0.52×
Q1 25
0.49×
Q4 24
0.43×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SGC
SGC
TFSL
TFSL
Operating Cash FlowLast quarter
$18.4M
$58.7M
Free Cash FlowOCF − Capex
$17.9M
$57.1M
FCF MarginFCF / Revenue
12.2%
68.2%
Capex IntensityCapex / Revenue
0.4%
2.0%
Cash ConversionOCF / Net Profit
5.32×
2.64×
TTM Free Cash FlowTrailing 4 quarters
$15.8M
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SGC
SGC
TFSL
TFSL
Q4 25
$18.4M
$58.7M
Q3 25
$-1.7M
$82.4M
Q2 25
$4.9M
$26.8M
Q1 25
$-2.0M
$21.2M
Q4 24
$8.9M
$45.5M
Q3 24
$8.2M
$88.6M
Q2 24
$6.9M
$96.7M
Q1 24
$9.4M
$14.2M
Free Cash Flow
SGC
SGC
TFSL
TFSL
Q4 25
$17.9M
$57.1M
Q3 25
$-2.4M
$71.0M
Q2 25
$3.3M
$25.0M
Q1 25
$-3.1M
$14.3M
Q4 24
$7.4M
$44.9M
Q3 24
$7.3M
$85.5M
Q2 24
$5.6M
$95.9M
Q1 24
$8.8M
$13.4M
FCF Margin
SGC
SGC
TFSL
TFSL
Q4 25
12.2%
68.2%
Q3 25
-1.7%
83.0%
Q2 25
2.3%
30.5%
Q1 25
-2.3%
18.0%
Q4 24
5.1%
60.0%
Q3 24
4.9%
113.8%
Q2 24
4.2%
127.0%
Q1 24
6.3%
17.4%
Capex Intensity
SGC
SGC
TFSL
TFSL
Q4 25
0.4%
2.0%
Q3 25
0.5%
13.4%
Q2 25
1.1%
2.1%
Q1 25
0.8%
8.8%
Q4 24
1.0%
0.9%
Q3 24
0.6%
4.1%
Q2 24
1.0%
1.1%
Q1 24
0.5%
1.1%
Cash Conversion
SGC
SGC
TFSL
TFSL
Q4 25
5.32×
2.64×
Q3 25
-0.61×
3.17×
Q2 25
3.18×
1.24×
Q1 25
1.01×
Q4 24
4.28×
2.03×
Q3 24
1.52×
4.86×
Q2 24
11.42×
4.85×
Q1 24
2.41×
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SGC
SGC

Branded Products$96.9M66%
Healthcare Apparel$28.8M20%
Contact Centers$21.7M15%

TFSL
TFSL

Segment breakdown not available.

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