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Side-by-side financial comparison of SELECTIVE INSURANCE GROUP INC (SIGI) and TEREX CORP (TEX). Click either name above to swap in a different company.

SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $1.3B, roughly 1.0× TEREX CORP). SELECTIVE INSURANCE GROUP INC runs the higher net margin — 7.2% vs 4.8%, a 2.4% gap on every dollar of revenue. On growth, TEREX CORP posted the faster year-over-year revenue change (6.2% vs 5.7%). Over the past eight quarters, SELECTIVE INSURANCE GROUP INC's revenue compounded faster (6.6% CAGR vs 1.0%).

Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.

Terex Corporation is an American company and worldwide manufacturer of materials processing machinery, waste and recycling equipment, mobile elevating work platforms, and equipment for the electric utility industry. Terex does business in the Americas, Europe, Australia and Asia Pacific.

SIGI vs TEX — Head-to-Head

Bigger by revenue
SIGI
SIGI
1.0× larger
SIGI
$1.4B
$1.3B
TEX
Growing faster (revenue YoY)
TEX
TEX
+0.5% gap
TEX
6.2%
5.7%
SIGI
Higher net margin
SIGI
SIGI
2.4% more per $
SIGI
7.2%
4.8%
TEX
Faster 2-yr revenue CAGR
SIGI
SIGI
Annualised
SIGI
6.6%
1.0%
TEX

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
SIGI
SIGI
TEX
TEX
Revenue
$1.4B
$1.3B
Net Profit
$97.7M
$63.0M
Gross Margin
18.8%
Operating Margin
10.4%
Net Margin
7.2%
4.8%
Revenue YoY
5.7%
6.2%
Net Profit YoY
2963.6%
EPS (diluted)
$1.58
$0.95

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SIGI
SIGI
TEX
TEX
Q1 26
$1.4B
Q4 25
$1.4B
$1.3B
Q3 25
$1.4B
$1.4B
Q2 25
$1.3B
$1.5B
Q1 25
$1.3B
$1.2B
Q4 24
$1.3B
$1.2B
Q3 24
$1.2B
$1.2B
Q2 24
$1.2B
$1.4B
Net Profit
SIGI
SIGI
TEX
TEX
Q1 26
$97.7M
Q4 25
$155.2M
$63.0M
Q3 25
$115.3M
$65.0M
Q2 25
$85.9M
$72.0M
Q1 25
$109.9M
$21.0M
Q4 24
$95.5M
$-2.2M
Q3 24
$92.3M
$88.0M
Q2 24
$-63.3M
$140.7M
Gross Margin
SIGI
SIGI
TEX
TEX
Q1 26
Q4 25
18.8%
Q3 25
20.3%
Q2 25
19.6%
Q1 25
18.7%
Q4 24
15.9%
Q3 24
20.2%
Q2 24
23.8%
Operating Margin
SIGI
SIGI
TEX
TEX
Q1 26
Q4 25
14.4%
10.4%
Q3 25
10.7%
10.1%
Q2 25
8.2%
8.7%
Q1 25
10.8%
5.6%
Q4 24
9.5%
4.2%
Q3 24
9.4%
10.1%
Q2 24
-6.7%
14.0%
Net Margin
SIGI
SIGI
TEX
TEX
Q1 26
7.2%
Q4 25
11.4%
4.8%
Q3 25
8.5%
4.7%
Q2 25
6.5%
4.8%
Q1 25
8.6%
1.7%
Q4 24
7.6%
-0.2%
Q3 24
7.4%
7.3%
Q2 24
-5.3%
10.2%
EPS (diluted)
SIGI
SIGI
TEX
TEX
Q1 26
$1.58
Q4 25
$2.52
$0.95
Q3 25
$1.85
$0.98
Q2 25
$1.36
$1.09
Q1 25
$1.76
$0.31
Q4 24
$1.53
$-0.03
Q3 24
$1.47
$1.31
Q2 24
$-1.08
$2.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SIGI
SIGI
TEX
TEX
Cash + ST InvestmentsLiquidity on hand
$451.8M
$772.0M
Total DebtLower is stronger
$901.4M
$2.6B
Stockholders' EquityBook value
$3.6B
$2.1B
Total Assets
$15.3B
$6.1B
Debt / EquityLower = less leverage
0.25×
1.23×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SIGI
SIGI
TEX
TEX
Q1 26
$451.8M
Q4 25
$772.0M
Q3 25
$509.0M
Q2 25
$374.0M
Q1 25
$298.0M
Q4 24
$388.0M
Q3 24
$352.0M
Q2 24
$319.3M
Total Debt
SIGI
SIGI
TEX
TEX
Q1 26
$901.4M
Q4 25
$2.6B
Q3 25
Q2 25
Q1 25
Q4 24
$507.9M
$2.6B
Q3 24
$508.2M
Q2 24
$508.8M
Stockholders' Equity
SIGI
SIGI
TEX
TEX
Q1 26
$3.6B
Q4 25
$3.6B
$2.1B
Q3 25
$3.5B
$2.0B
Q2 25
$3.4B
$2.0B
Q1 25
$3.3B
$1.8B
Q4 24
$3.1B
$1.8B
Q3 24
$3.2B
$2.0B
Q2 24
$2.9B
$1.8B
Total Assets
SIGI
SIGI
TEX
TEX
Q1 26
$15.3B
Q4 25
$15.2B
$6.1B
Q3 25
$15.0B
$6.2B
Q2 25
$14.5B
$6.2B
Q1 25
$14.2B
$5.8B
Q4 24
$13.5B
$5.7B
Q3 24
$13.5B
$3.8B
Q2 24
$12.6B
$3.8B
Debt / Equity
SIGI
SIGI
TEX
TEX
Q1 26
0.25×
Q4 25
1.23×
Q3 25
Q2 25
Q1 25
Q4 24
0.16×
1.41×
Q3 24
0.16×
Q2 24
0.17×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SIGI
SIGI
TEX
TEX
Operating Cash FlowLast quarter
$205.0M
Free Cash FlowOCF − Capex
$171.0M
FCF MarginFCF / Revenue
13.0%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
3.25×
TTM Free Cash FlowTrailing 4 quarters
$322.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SIGI
SIGI
TEX
TEX
Q1 26
Q4 25
$376.3M
$205.0M
Q3 25
$405.8M
$154.0M
Q2 25
$166.9M
$102.0M
Q1 25
$284.0M
$-21.0M
Q4 24
$332.2M
$177.0M
Q3 24
$387.4M
$116.4M
Q2 24
$266.1M
$66.5M
Free Cash Flow
SIGI
SIGI
TEX
TEX
Q1 26
Q4 25
$366.3M
$171.0M
Q3 25
$397.3M
$130.0M
Q2 25
$159.7M
$78.0M
Q1 25
$271.0M
$-57.0M
Q4 24
$324.7M
$128.0M
Q3 24
$378.0M
$87.4M
Q2 24
$258.4M
$42.5M
FCF Margin
SIGI
SIGI
TEX
TEX
Q1 26
Q4 25
26.8%
13.0%
Q3 25
29.2%
9.4%
Q2 25
12.0%
5.2%
Q1 25
21.1%
-4.6%
Q4 24
25.8%
10.3%
Q3 24
30.4%
7.2%
Q2 24
21.6%
3.1%
Capex Intensity
SIGI
SIGI
TEX
TEX
Q1 26
Q4 25
0.7%
2.6%
Q3 25
0.6%
1.7%
Q2 25
0.5%
1.6%
Q1 25
1.0%
2.9%
Q4 24
0.6%
3.9%
Q3 24
0.8%
2.4%
Q2 24
0.6%
1.7%
Cash Conversion
SIGI
SIGI
TEX
TEX
Q1 26
Q4 25
2.42×
3.25×
Q3 25
3.52×
2.37×
Q2 25
1.94×
1.42×
Q1 25
2.58×
-1.00×
Q4 24
3.48×
Q3 24
4.20×
1.32×
Q2 24
0.47×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SIGI
SIGI

Segment breakdown not available.

TEX
TEX

Aerials Segment$466.0M35%
Materials Processing Segment$428.0M32%
Materials Processing Equipment$279.0M21%
Specialty Equipment$148.0M11%

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