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Side-by-side financial comparison of SELECTIVE INSURANCE GROUP INC (SIGI) and VinFast Auto Ltd. (VFS). Click either name above to swap in a different company.
SELECTIVE INSURANCE GROUP INC is the larger business by last-quarter revenue ($1.4B vs $718.6M, roughly 1.9× VinFast Auto Ltd.). SELECTIVE INSURANCE GROUP INC runs the higher net margin — 7.2% vs -2.8%, a 10.0% gap on every dollar of revenue.
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
VinFast Auto Ltd. is a Vietnamese multinational automotive company founded by Vingroup, one of the largest private conglomerates in Vietnam that was founded by Phạm Nhật Vượng.
SIGI vs VFS — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $718.6M |
| Net Profit | $97.7M | $-20.0M |
| Gross Margin | — | — |
| Operating Margin | — | -96.1% |
| Net Margin | 7.2% | -2.8% |
| Revenue YoY | 5.7% | — |
| Net Profit YoY | -37.0% | — |
| EPS (diluted) | $1.58 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $1.4B | — | ||
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.4B | $718.6M | ||
| Q2 25 | $1.3B | $663.0M | ||
| Q1 25 | $1.3B | $656.5M | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.2B | $511.6M | ||
| Q2 24 | $1.2B | — |
| Q1 26 | $97.7M | — | ||
| Q4 25 | $155.2M | — | ||
| Q3 25 | $115.3M | $-20.0M | ||
| Q2 25 | $85.9M | $-51.8M | ||
| Q1 25 | $109.9M | $-26.1M | ||
| Q4 24 | $95.5M | — | ||
| Q3 24 | $92.3M | $-10.4M | ||
| Q2 24 | $-63.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | 14.4% | — | ||
| Q3 25 | 10.7% | -96.1% | ||
| Q2 25 | 8.2% | -79.0% | ||
| Q1 25 | 10.8% | -74.0% | ||
| Q4 24 | 9.5% | — | ||
| Q3 24 | 9.4% | -65.9% | ||
| Q2 24 | -6.7% | — |
| Q1 26 | 7.2% | — | ||
| Q4 25 | 11.4% | — | ||
| Q3 25 | 8.5% | -2.8% | ||
| Q2 25 | 6.5% | -7.8% | ||
| Q1 25 | 8.6% | -4.0% | ||
| Q4 24 | 7.6% | — | ||
| Q3 24 | 7.4% | -2.0% | ||
| Q2 24 | -5.3% | — |
| Q1 26 | $1.58 | — | ||
| Q4 25 | $2.52 | — | ||
| Q3 25 | $1.85 | — | ||
| Q2 25 | $1.36 | — | ||
| Q1 25 | $1.76 | — | ||
| Q4 24 | $1.53 | — | ||
| Q3 24 | $1.47 | — | ||
| Q2 24 | $-1.08 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $451.8M | $8.8M |
| Total DebtLower is stronger | $901.4M | — |
| Stockholders' EquityBook value | $3.6B | — |
| Total Assets | $15.3B | $183.2M |
| Debt / EquityLower = less leverage | 0.25× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $451.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $8.8M | ||
| Q2 25 | — | $650.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.9M | ||
| Q2 24 | — | — |
| Q1 26 | $901.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $507.9M | — | ||
| Q3 24 | $508.2M | — | ||
| Q2 24 | $508.8M | — |
| Q1 26 | $3.6B | — | ||
| Q4 25 | $3.6B | — | ||
| Q3 25 | $3.5B | — | ||
| Q2 25 | $3.4B | $-7.2B | ||
| Q1 25 | $3.3B | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | $3.2B | — | ||
| Q2 24 | $2.9B | — |
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.2B | — | ||
| Q3 25 | $15.0B | $183.2M | ||
| Q2 25 | $14.5B | $7.2B | ||
| Q1 25 | $14.2B | $158.2M | ||
| Q4 24 | $13.5B | — | ||
| Q3 24 | $13.5B | $151.8M | ||
| Q2 24 | $12.6B | — |
| Q1 26 | 0.25× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.16× | — | ||
| Q3 24 | 0.16× | — | ||
| Q2 24 | 0.17× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SIGI
Segment breakdown not available.
VFS
| Sales of vehicles | $662.9M | 92% |
| Sales of spare parts and components | $41.3M | 6% |
| Revenue from leasing activities | $12.3M | 2% |
| Finance income | $2.4M | 0% |
| Rendering of services | $1.2M | 0% |
