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Side-by-side financial comparison of SITIME Corp (SITM) and WAFD INC (WAFD). Click either name above to swap in a different company.

WAFD INC is the larger business by last-quarter revenue ($191.4M vs $113.3M, roughly 1.7× SITIME Corp). WAFD INC runs the higher net margin — 33.5% vs 8.1%, a 25.5% gap on every dollar of revenue. On growth, SITIME Corp posted the faster year-over-year revenue change (66.3% vs 11.8%). WAFD INC produced more free cash flow last quarter ($50.0M vs $13.0M). Over the past eight quarters, SITIME Corp's revenue compounded faster (85.2% CAGR vs 5.5%).

SiTime Corporation is a publicly traded fabless chipmaker based in Santa Clara, California that develops micro-electromechanical systems (MEMS), used for timing devices in electronics.

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

SITM vs WAFD — Head-to-Head

Bigger by revenue
WAFD
WAFD
1.7× larger
WAFD
$191.4M
$113.3M
SITM
Growing faster (revenue YoY)
SITM
SITM
+54.5% gap
SITM
66.3%
11.8%
WAFD
Higher net margin
WAFD
WAFD
25.5% more per $
WAFD
33.5%
8.1%
SITM
More free cash flow
WAFD
WAFD
$37.1M more FCF
WAFD
$50.0M
$13.0M
SITM
Faster 2-yr revenue CAGR
SITM
SITM
Annualised
SITM
85.2%
5.5%
WAFD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SITM
SITM
WAFD
WAFD
Revenue
$113.3M
$191.4M
Net Profit
$9.2M
$64.2M
Gross Margin
56.4%
Operating Margin
1.6%
43.0%
Net Margin
8.1%
33.5%
Revenue YoY
66.3%
11.8%
Net Profit YoY
148.7%
35.8%
EPS (diluted)
$0.44
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SITM
SITM
WAFD
WAFD
Q4 25
$113.3M
$191.4M
Q3 25
$83.6M
$188.3M
Q2 25
$69.5M
$186.3M
Q1 25
$60.3M
$179.8M
Q4 24
$68.1M
$171.1M
Q3 24
$57.7M
$188.7M
Q2 24
$43.9M
$194.4M
Q1 24
$33.0M
$172.0M
Net Profit
SITM
SITM
WAFD
WAFD
Q4 25
$9.2M
$64.2M
Q3 25
$-8.0M
$60.6M
Q2 25
$-20.2M
$62.0M
Q1 25
$-23.9M
$56.3M
Q4 24
$-18.8M
$47.3M
Q3 24
$-19.3M
$61.1M
Q2 24
$-26.8M
$64.6M
Q1 24
$-28.7M
$15.9M
Gross Margin
SITM
SITM
WAFD
WAFD
Q4 25
56.4%
Q3 25
53.5%
Q2 25
51.9%
Q1 25
50.3%
Q4 24
52.6%
Q3 24
51.1%
Q2 24
49.1%
Q1 24
53.5%
Operating Margin
SITM
SITM
WAFD
WAFD
Q4 25
1.6%
43.0%
Q3 25
-19.2%
41.2%
Q2 25
-35.4%
42.8%
Q1 25
-46.6%
40.1%
Q4 24
-33.8%
35.2%
Q3 24
-43.1%
42.8%
Q2 24
-73.7%
42.6%
Q1 24
-106.1%
12.2%
Net Margin
SITM
SITM
WAFD
WAFD
Q4 25
8.1%
33.5%
Q3 25
-9.6%
32.2%
Q2 25
-29.0%
33.3%
Q1 25
-39.6%
31.3%
Q4 24
-27.6%
27.6%
Q3 24
-33.5%
32.4%
Q2 24
-61.0%
33.2%
Q1 24
-86.9%
9.2%
EPS (diluted)
SITM
SITM
WAFD
WAFD
Q4 25
$0.44
$0.79
Q3 25
$-0.31
$0.71
Q2 25
$-0.84
$0.73
Q1 25
$-1.01
$0.65
Q4 24
$-0.80
$0.54
Q3 24
$-0.83
$0.73
Q2 24
$-1.16
$0.75
Q1 24
$-1.26
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SITM
SITM
WAFD
WAFD
Cash + ST InvestmentsLiquidity on hand
$734.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.2B
$3.0B
Total Assets
$1.3B
$27.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SITM
SITM
WAFD
WAFD
Q4 25
$734.9M
Q3 25
$657.3M
Q2 25
$809.3M
Q1 25
$1.2B
Q4 24
$1.5B
Q3 24
$2.4B
Q2 24
$2.5B
Q1 24
$1.5B
Stockholders' Equity
SITM
SITM
WAFD
WAFD
Q4 25
$1.2B
$3.0B
Q3 25
$1.1B
$3.0B
Q2 25
$1.1B
$3.0B
Q1 25
$692.5M
$3.0B
Q4 24
$699.7M
$3.0B
Q3 24
$696.2M
$3.0B
Q2 24
$692.5M
$3.0B
Q1 24
$696.2M
$2.9B
Total Assets
SITM
SITM
WAFD
WAFD
Q4 25
$1.3B
$27.3B
Q3 25
$1.3B
$26.7B
Q2 25
$1.3B
$26.7B
Q1 25
$872.1M
$27.6B
Q4 24
$885.0M
$27.7B
Q3 24
$877.9M
$28.1B
Q2 24
$878.6M
$28.6B
Q1 24
$942.6M
$30.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SITM
SITM
WAFD
WAFD
Operating Cash FlowLast quarter
$25.4M
$60.5M
Free Cash FlowOCF − Capex
$13.0M
$50.0M
FCF MarginFCF / Revenue
11.5%
26.1%
Capex IntensityCapex / Revenue
10.9%
5.5%
Cash ConversionOCF / Net Profit
2.77×
0.94×
TTM Free Cash FlowTrailing 4 quarters
$35.1M
$377.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SITM
SITM
WAFD
WAFD
Q4 25
$25.4M
$60.5M
Q3 25
$31.4M
$237.0M
Q2 25
$15.3M
$58.0M
Q1 25
$15.0M
$72.1M
Q4 24
$13.5M
$49.4M
Q3 24
$8.2M
$439.2M
Q2 24
$-181.0K
$63.1M
Q1 24
$1.7M
$169.2M
Free Cash Flow
SITM
SITM
WAFD
WAFD
Q4 25
$13.0M
$50.0M
Q3 25
$26.3M
$208.2M
Q2 25
$-2.9M
$53.1M
Q1 25
$-1.3M
$66.6M
Q4 24
$-2.4M
$43.0M
Q3 24
$-6.7M
$414.6M
Q2 24
$-2.7M
$58.3M
Q1 24
$-1.2M
$164.8M
FCF Margin
SITM
SITM
WAFD
WAFD
Q4 25
11.5%
26.1%
Q3 25
31.5%
110.6%
Q2 25
-4.2%
28.5%
Q1 25
-2.1%
37.0%
Q4 24
-3.5%
25.1%
Q3 24
-11.6%
219.7%
Q2 24
-6.3%
30.0%
Q1 24
-3.6%
95.8%
Capex Intensity
SITM
SITM
WAFD
WAFD
Q4 25
10.9%
5.5%
Q3 25
6.1%
15.2%
Q2 25
26.2%
2.6%
Q1 25
27.0%
3.1%
Q4 24
23.3%
3.8%
Q3 24
25.7%
13.1%
Q2 24
5.8%
2.5%
Q1 24
8.8%
2.6%
Cash Conversion
SITM
SITM
WAFD
WAFD
Q4 25
2.77×
0.94×
Q3 25
3.91×
Q2 25
0.94×
Q1 25
1.28×
Q4 24
1.05×
Q3 24
7.18×
Q2 24
0.98×
Q1 24
10.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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