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Side-by-side financial comparison of Scienjoy Holding Corp (SJ) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $83.7M, roughly 1.1× TFS Financial CORP). TFS Financial CORP produced more free cash flow last quarter ($57.1M vs $7.1M).

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

SJ vs TFSL — Head-to-Head

Bigger by revenue
SJ
SJ
1.1× larger
SJ
$91.6M
$83.7M
TFSL
More free cash flow
TFSL
TFSL
$50.0M more FCF
TFSL
$57.1M
$7.1M
SJ

Income Statement — Q2 FY2025 vs Q1 FY2026

Metric
SJ
SJ
TFSL
TFSL
Revenue
$91.6M
$83.7M
Net Profit
$22.3M
Gross Margin
Operating Margin
34.0%
Net Margin
26.6%
Revenue YoY
11.9%
Net Profit YoY
-0.7%
EPS (diluted)
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SJ
SJ
TFSL
TFSL
Q4 25
$83.7M
Q3 25
$85.5M
Q2 25
$91.6M
$82.0M
Q1 25
$79.1M
Q4 24
$74.8M
Q3 24
$75.1M
Q2 24
$75.5M
Q1 24
$77.1M
Net Profit
SJ
SJ
TFSL
TFSL
Q4 25
$22.3M
Q3 25
$26.0M
Q2 25
$21.5M
Q1 25
$21.0M
Q4 24
$22.4M
Q3 24
$18.2M
Q2 24
$20.0M
Q1 24
$20.7M
Operating Margin
SJ
SJ
TFSL
TFSL
Q4 25
34.0%
Q3 25
37.9%
Q2 25
33.3%
Q1 25
33.5%
Q4 24
37.9%
Q3 24
30.7%
Q2 24
33.4%
Q1 24
33.6%
Net Margin
SJ
SJ
TFSL
TFSL
Q4 25
26.6%
Q3 25
30.4%
Q2 25
26.2%
Q1 25
26.6%
Q4 24
30.0%
Q3 24
24.2%
Q2 24
26.4%
Q1 24
26.9%
EPS (diluted)
SJ
SJ
TFSL
TFSL
Q4 25
$0.08
Q3 25
$0.09
Q2 25
$0.08
Q1 25
$0.07
Q4 24
$0.08
Q3 24
$0.07
Q2 24
$0.07
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SJ
SJ
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$913.0K
$456.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$170.2M
$1.9B
Total Assets
$199.9M
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SJ
SJ
TFSL
TFSL
Q4 25
$456.7M
Q3 25
$429.4M
Q2 25
$913.0K
$452.6M
Q1 25
$463.6M
Q4 24
$465.9M
Q3 24
$463.7M
Q2 24
$560.4M
Q1 24
$594.3M
Stockholders' Equity
SJ
SJ
TFSL
TFSL
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$170.2M
$1.9B
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.9B
Q1 24
$1.9B
Total Assets
SJ
SJ
TFSL
TFSL
Q4 25
$17.5B
Q3 25
$17.5B
Q2 25
$199.9M
$17.4B
Q1 25
$17.1B
Q4 24
$17.1B
Q3 24
$17.1B
Q2 24
$17.0B
Q1 24
$17.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SJ
SJ
TFSL
TFSL
Operating Cash FlowLast quarter
$7.1M
$58.7M
Free Cash FlowOCF − Capex
$7.1M
$57.1M
FCF MarginFCF / Revenue
7.7%
68.2%
Capex IntensityCapex / Revenue
0.0%
2.0%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SJ
SJ
TFSL
TFSL
Q4 25
$58.7M
Q3 25
$82.4M
Q2 25
$7.1M
$26.8M
Q1 25
$21.2M
Q4 24
$45.5M
Q3 24
$88.6M
Q2 24
$96.7M
Q1 24
$14.2M
Free Cash Flow
SJ
SJ
TFSL
TFSL
Q4 25
$57.1M
Q3 25
$71.0M
Q2 25
$7.1M
$25.0M
Q1 25
$14.3M
Q4 24
$44.9M
Q3 24
$85.5M
Q2 24
$95.9M
Q1 24
$13.4M
FCF Margin
SJ
SJ
TFSL
TFSL
Q4 25
68.2%
Q3 25
83.0%
Q2 25
7.7%
30.5%
Q1 25
18.0%
Q4 24
60.0%
Q3 24
113.8%
Q2 24
127.0%
Q1 24
17.4%
Capex Intensity
SJ
SJ
TFSL
TFSL
Q4 25
2.0%
Q3 25
13.4%
Q2 25
0.0%
2.1%
Q1 25
8.8%
Q4 24
0.9%
Q3 24
4.1%
Q2 24
1.1%
Q1 24
1.1%
Cash Conversion
SJ
SJ
TFSL
TFSL
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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