vs

Side-by-side financial comparison of Scienjoy Holding Corp (SJ) and WASHINGTON TRUST BANCORP INC (WASH). Click either name above to swap in a different company.

Scienjoy Holding Corp is the larger business by last-quarter revenue ($91.6M vs $57.8M, roughly 1.6× WASHINGTON TRUST BANCORP INC).

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

SJ vs WASH — Head-to-Head

Bigger by revenue
SJ
SJ
1.6× larger
SJ
$91.6M
$57.8M
WASH

Income Statement — Q2 FY2025 vs Q1 FY2026

Metric
SJ
SJ
WASH
WASH
Revenue
$91.6M
$57.8M
Net Profit
$12.6M
Gross Margin
Operating Margin
Net Margin
21.8%
Revenue YoY
Net Profit YoY
3.5%
EPS (diluted)
$0.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SJ
SJ
WASH
WASH
Q1 26
$57.8M
Q4 25
$59.3M
Q3 25
$56.5M
Q2 25
$91.6M
$54.3M
Q1 25
$59.1M
Q4 24
$12.4M
Q3 24
$48.5M
Q2 24
$48.2M
Net Profit
SJ
SJ
WASH
WASH
Q1 26
$12.6M
Q4 25
$16.0M
Q3 25
$10.8M
Q2 25
$13.2M
Q1 25
$12.2M
Q4 24
$-60.8M
Q3 24
$11.0M
Q2 24
$10.8M
Operating Margin
SJ
SJ
WASH
WASH
Q1 26
Q4 25
34.9%
Q3 25
24.7%
Q2 25
31.6%
Q1 25
26.5%
Q4 24
-648.7%
Q3 24
28.5%
Q2 24
28.7%
Net Margin
SJ
SJ
WASH
WASH
Q1 26
21.8%
Q4 25
27.0%
Q3 25
19.2%
Q2 25
24.4%
Q1 25
20.6%
Q4 24
-491.4%
Q3 24
22.6%
Q2 24
22.4%
EPS (diluted)
SJ
SJ
WASH
WASH
Q1 26
$0.66
Q4 25
$0.84
Q3 25
$0.56
Q2 25
$0.68
Q1 25
$0.63
Q4 24
$-3.54
Q3 24
$0.64
Q2 24
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SJ
SJ
WASH
WASH
Cash + ST InvestmentsLiquidity on hand
$913.0K
$12.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$170.2M
$546.8M
Total Assets
$199.9M
$6.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SJ
SJ
WASH
WASH
Q1 26
$12.3M
Q4 25
Q3 25
Q2 25
$913.0K
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
SJ
SJ
WASH
WASH
Q1 26
$546.8M
Q4 25
$543.6M
Q3 25
$533.0M
Q2 25
$170.2M
$527.5M
Q1 25
$521.7M
Q4 24
$499.7M
Q3 24
$502.2M
Q2 24
$471.0M
Total Assets
SJ
SJ
WASH
WASH
Q1 26
$6.5B
Q4 25
$6.6B
Q3 25
$6.7B
Q2 25
$199.9M
$6.7B
Q1 25
$6.6B
Q4 24
$6.9B
Q3 24
$7.1B
Q2 24
$7.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SJ
SJ
WASH
WASH
Operating Cash FlowLast quarter
$7.1M
Free Cash FlowOCF − Capex
$7.1M
FCF MarginFCF / Revenue
7.7%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SJ
SJ
WASH
WASH
Q1 26
Q4 25
$80.3M
Q3 25
$39.6M
Q2 25
$7.1M
$11.3M
Q1 25
$8.4M
Q4 24
$57.7M
Q3 24
$25.7M
Q2 24
$11.2M
Free Cash Flow
SJ
SJ
WASH
WASH
Q1 26
Q4 25
$78.3M
Q3 25
$39.3M
Q2 25
$7.1M
$10.9M
Q1 25
$8.4M
Q4 24
$53.7M
Q3 24
$24.4M
Q2 24
$9.6M
FCF Margin
SJ
SJ
WASH
WASH
Q1 26
Q4 25
132.2%
Q3 25
69.6%
Q2 25
7.7%
20.2%
Q1 25
14.2%
Q4 24
433.8%
Q3 24
50.4%
Q2 24
19.8%
Capex Intensity
SJ
SJ
WASH
WASH
Q1 26
Q4 25
3.4%
Q3 25
0.6%
Q2 25
0.0%
0.7%
Q1 25
0.1%
Q4 24
32.3%
Q3 24
2.6%
Q2 24
3.4%
Cash Conversion
SJ
SJ
WASH
WASH
Q1 26
Q4 25
5.03×
Q3 25
3.65×
Q2 25
0.86×
Q1 25
0.69×
Q4 24
Q3 24
2.34×
Q2 24
1.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SJ
SJ

Segment breakdown not available.

WASH
WASH

Net Interest Income$40.5M70%
Noninterest Income$17.3M30%

Related Comparisons