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Side-by-side financial comparison of Skyward Specialty Insurance Group, Inc. (SKWD) and TripAdvisor, Inc. (TRIP). Click either name above to swap in a different company.
TripAdvisor, Inc. is the larger business by last-quarter revenue ($411.0M vs $385.6M, roughly 1.1× Skyward Specialty Insurance Group, Inc.). Skyward Specialty Insurance Group, Inc. runs the higher net margin — 11.2% vs -9.2%, a 20.5% gap on every dollar of revenue. On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs 0.0%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $-122.0M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs 2.0%).
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
Tripadvisor is an American company that operates online travel agencies, comparison shopping websites, and mobile apps with user-generated content.
SKWD vs TRIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.6M | $411.0M |
| Net Profit | $43.2M | $-38.0M |
| Gross Margin | — | 91.5% |
| Operating Margin | 14.2% | -8.3% |
| Net Margin | 11.2% | -9.2% |
| Revenue YoY | 26.7% | 0.0% |
| Net Profit YoY | 200.1% | -3900.0% |
| EPS (diluted) | $1.03 | $-0.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.6M | $411.0M | ||
| Q3 25 | $382.5M | $553.0M | ||
| Q2 25 | $319.9M | $529.0M | ||
| Q1 25 | $328.5M | $398.0M | ||
| Q4 24 | $304.4M | $411.0M | ||
| Q3 24 | $300.9M | $532.0M | ||
| Q2 24 | $279.9M | $497.0M | ||
| Q1 24 | $265.0M | $395.0M |
| Q4 25 | $43.2M | $-38.0M | ||
| Q3 25 | $45.9M | $53.0M | ||
| Q2 25 | $38.8M | $36.0M | ||
| Q1 25 | $42.1M | $-11.0M | ||
| Q4 24 | $14.4M | $1.0M | ||
| Q3 24 | $36.7M | $39.0M | ||
| Q2 24 | $31.0M | $24.0M | ||
| Q1 24 | $36.8M | $-59.0M |
| Q4 25 | — | 91.5% | ||
| Q3 25 | — | 92.6% | ||
| Q2 25 | — | 92.1% | ||
| Q1 25 | — | 93.2% | ||
| Q4 24 | — | 93.4% | ||
| Q3 24 | — | 92.5% | ||
| Q2 24 | — | 92.8% | ||
| Q1 24 | — | 93.7% |
| Q4 25 | 14.2% | -8.3% | ||
| Q3 25 | 15.8% | 12.7% | ||
| Q2 25 | 15.6% | 11.2% | ||
| Q1 25 | 15.7% | -3.8% | ||
| Q4 24 | 6.1% | 0.2% | ||
| Q3 24 | 15.6% | 13.2% | ||
| Q2 24 | 14.4% | 7.2% | ||
| Q1 24 | 17.7% | -3.8% |
| Q4 25 | 11.2% | -9.2% | ||
| Q3 25 | 12.0% | 9.6% | ||
| Q2 25 | 12.1% | 6.8% | ||
| Q1 25 | 12.8% | -2.8% | ||
| Q4 24 | 4.7% | 0.2% | ||
| Q3 24 | 12.2% | 7.3% | ||
| Q2 24 | 11.1% | 4.8% | ||
| Q1 24 | 13.9% | -14.9% |
| Q4 25 | $1.03 | $-0.32 | ||
| Q3 25 | $1.10 | $0.43 | ||
| Q2 25 | $0.93 | $0.28 | ||
| Q1 25 | $1.01 | $-0.08 | ||
| Q4 24 | $0.33 | $0.03 | ||
| Q3 24 | $0.89 | $0.27 | ||
| Q2 24 | $0.75 | $0.17 | ||
| Q1 24 | $0.90 | $-0.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $168.5M | $1.0B |
| Total DebtLower is stronger | — | $819.0M |
| Stockholders' EquityBook value | $1.0B | $645.0M |
| Total Assets | $4.8B | $2.6B |
| Debt / EquityLower = less leverage | — | 1.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $168.5M | $1.0B | ||
| Q3 25 | $160.1M | $1.2B | ||
| Q2 25 | $136.6M | $1.2B | ||
| Q1 25 | $112.9M | $1.2B | ||
| Q4 24 | $121.6M | $1.1B | ||
| Q3 24 | $105.6M | $1.1B | ||
| Q2 24 | $73.0M | $1.2B | ||
| Q1 24 | $85.1M | $1.2B |
| Q4 25 | — | $819.0M | ||
| Q3 25 | — | $821.0M | ||
| Q2 25 | — | $822.0M | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $831.0M | ||
| Q3 24 | — | $832.0M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.0B | $645.0M | ||
| Q3 25 | $961.4M | $707.0M | ||
| Q2 25 | $899.9M | $627.0M | ||
| Q1 25 | $850.7M | $643.0M | ||
| Q4 24 | $794.0M | $943.0M | ||
| Q3 24 | $797.5M | $944.0M | ||
| Q2 24 | $723.6M | $857.0M | ||
| Q1 24 | $692.3M | $825.0M |
| Q4 25 | $4.8B | $2.6B | ||
| Q3 25 | $4.6B | $2.8B | ||
| Q2 25 | $4.3B | $2.9B | ||
| Q1 25 | $4.0B | $2.8B | ||
| Q4 24 | $3.7B | $2.6B | ||
| Q3 24 | $3.6B | $2.7B | ||
| Q2 24 | $3.4B | $2.8B | ||
| Q1 24 | $3.2B | $2.7B |
| Q4 25 | — | 1.27× | ||
| Q3 25 | — | 1.16× | ||
| Q2 25 | — | 1.31× | ||
| Q1 25 | — | 1.81× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $408.1M | $-103.0M |
| Free Cash FlowOCF − Capex | $402.6M | $-122.0M |
| FCF MarginFCF / Revenue | 104.4% | -29.7% |
| Capex IntensityCapex / Revenue | 1.4% | 4.6% |
| Cash ConversionOCF / Net Profit | 9.44× | — |
| TTM Free Cash FlowTrailing 4 quarters | $755.2M | $163.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $408.1M | $-103.0M | ||
| Q3 25 | $171.4M | $44.0M | ||
| Q2 25 | $88.2M | $202.0M | ||
| Q1 25 | $96.8M | $102.0M | ||
| Q4 24 | $305.1M | $-3.0M | ||
| Q3 24 | $168.0M | $-43.0M | ||
| Q2 24 | $21.0M | $51.0M | ||
| Q1 24 | $94.3M | $139.0M |
| Q4 25 | $402.6M | $-122.0M | ||
| Q3 25 | $168.9M | $25.0M | ||
| Q2 25 | $87.1M | $177.0M | ||
| Q1 25 | $96.6M | $83.0M | ||
| Q4 24 | $300.9M | $-26.0M | ||
| Q3 24 | $167.6M | $-63.0M | ||
| Q2 24 | $18.4M | $36.0M | ||
| Q1 24 | $94.0M | $123.0M |
| Q4 25 | 104.4% | -29.7% | ||
| Q3 25 | 44.2% | 4.5% | ||
| Q2 25 | 27.2% | 33.5% | ||
| Q1 25 | 29.4% | 20.9% | ||
| Q4 24 | 98.8% | -6.3% | ||
| Q3 24 | 55.7% | -11.8% | ||
| Q2 24 | 6.6% | 7.2% | ||
| Q1 24 | 35.5% | 31.1% |
| Q4 25 | 1.4% | 4.6% | ||
| Q3 25 | 0.6% | 3.4% | ||
| Q2 25 | 0.3% | 4.7% | ||
| Q1 25 | 0.1% | 4.8% | ||
| Q4 24 | 1.4% | 5.6% | ||
| Q3 24 | 0.1% | 3.8% | ||
| Q2 24 | 0.9% | 3.0% | ||
| Q1 24 | 0.1% | 4.1% |
| Q4 25 | 9.44× | — | ||
| Q3 25 | 3.73× | 0.83× | ||
| Q2 25 | 2.27× | 5.61× | ||
| Q1 25 | 2.30× | — | ||
| Q4 24 | 21.18× | -3.00× | ||
| Q3 24 | 4.58× | -1.10× | ||
| Q2 24 | 0.68× | 2.13× | ||
| Q1 24 | 2.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SKWD
Segment breakdown not available.
TRIP
| Third Party | $327.0M | 80% |
| The Fork | $58.0M | 14% |
| Other | $26.0M | 6% |
