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Side-by-side financial comparison of Skyward Specialty Insurance Group, Inc. (SKWD) and EXPRO GROUP HOLDINGS N.V. (XPRO). Click either name above to swap in a different company.
Skyward Specialty Insurance Group, Inc. is the larger business by last-quarter revenue ($385.6M vs $382.1M, roughly 1.0× EXPRO GROUP HOLDINGS N.V.). Skyward Specialty Insurance Group, Inc. runs the higher net margin — 11.2% vs 1.5%, a 9.7% gap on every dollar of revenue. On growth, Skyward Specialty Insurance Group, Inc. posted the faster year-over-year revenue change (26.7% vs -12.5%). Skyward Specialty Insurance Group, Inc. produced more free cash flow last quarter ($402.6M vs $23.2M). Over the past eight quarters, Skyward Specialty Insurance Group, Inc.'s revenue compounded faster (20.6% CAGR vs -0.2%).
Skyward Specialty Insurance Group, Inc. is a specialty property and casualty insurance provider offering tailored coverage solutions including commercial auto, general liability, professional indemnity, and specialty property policies. It primarily serves small-to-medium enterprises and niche industry segments across the United States, focusing on underwriting complex, hard-to-place risks for underserved client groups.
Expro is an energy services provider headquartered in Houston, Texas, United States.
SKWD vs XPRO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.6M | $382.1M |
| Net Profit | $43.2M | $5.8M |
| Gross Margin | — | — |
| Operating Margin | 14.2% | 3.1% |
| Net Margin | 11.2% | 1.5% |
| Revenue YoY | 26.7% | -12.5% |
| Net Profit YoY | 200.1% | -74.9% |
| EPS (diluted) | $1.03 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.6M | $382.1M | ||
| Q3 25 | $382.5M | $411.4M | ||
| Q2 25 | $319.9M | $422.7M | ||
| Q1 25 | $328.5M | $390.9M | ||
| Q4 24 | $304.4M | $436.8M | ||
| Q3 24 | $300.9M | $422.8M | ||
| Q2 24 | $279.9M | $469.6M | ||
| Q1 24 | $265.0M | $383.5M |
| Q4 25 | $43.2M | $5.8M | ||
| Q3 25 | $45.9M | $14.0M | ||
| Q2 25 | $38.8M | $18.0M | ||
| Q1 25 | $42.1M | $13.9M | ||
| Q4 24 | $14.4M | $23.0M | ||
| Q3 24 | $36.7M | $16.3M | ||
| Q2 24 | $31.0M | $15.3M | ||
| Q1 24 | $36.8M | $-2.7M |
| Q4 25 | 14.2% | 3.1% | ||
| Q3 25 | 15.8% | 6.4% | ||
| Q2 25 | 15.6% | 7.7% | ||
| Q1 25 | 15.7% | 2.6% | ||
| Q4 24 | 6.1% | 7.3% | ||
| Q3 24 | 15.6% | 6.2% | ||
| Q2 24 | 14.4% | 5.9% | ||
| Q1 24 | 17.7% | 2.2% |
| Q4 25 | 11.2% | 1.5% | ||
| Q3 25 | 12.0% | 3.4% | ||
| Q2 25 | 12.1% | 4.3% | ||
| Q1 25 | 12.8% | 3.6% | ||
| Q4 24 | 4.7% | 5.3% | ||
| Q3 24 | 12.2% | 3.8% | ||
| Q2 24 | 11.1% | 3.3% | ||
| Q1 24 | 13.9% | -0.7% |
| Q4 25 | $1.03 | $0.05 | ||
| Q3 25 | $1.10 | $0.12 | ||
| Q2 25 | $0.93 | $0.16 | ||
| Q1 25 | $1.01 | $0.12 | ||
| Q4 24 | $0.33 | $0.20 | ||
| Q3 24 | $0.89 | $0.14 | ||
| Q2 24 | $0.75 | $0.13 | ||
| Q1 24 | $0.90 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $168.5M | $196.1M |
| Total DebtLower is stronger | — | $79.1M |
| Stockholders' EquityBook value | $1.0B | $1.5B |
| Total Assets | $4.8B | $2.3B |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $168.5M | $196.1M | ||
| Q3 25 | $160.1M | $197.9M | ||
| Q2 25 | $136.6M | $206.8M | ||
| Q1 25 | $112.9M | $179.3M | ||
| Q4 24 | $121.6M | $183.0M | ||
| Q3 24 | $105.6M | $165.7M | ||
| Q2 24 | $73.0M | $133.5M | ||
| Q1 24 | $85.1M | $163.2M |
| Q4 25 | — | $79.1M | ||
| Q3 25 | — | $99.1M | ||
| Q2 25 | — | $121.1M | ||
| Q1 25 | — | $121.1M | ||
| Q4 24 | — | $121.1M | ||
| Q3 24 | — | $121.1M | ||
| Q2 24 | — | $121.1M | ||
| Q1 24 | — | $40.0M |
| Q4 25 | $1.0B | $1.5B | ||
| Q3 25 | $961.4M | $1.5B | ||
| Q2 25 | $899.9M | $1.5B | ||
| Q1 25 | $850.7M | $1.5B | ||
| Q4 24 | $794.0M | $1.5B | ||
| Q3 24 | $797.5M | $1.5B | ||
| Q2 24 | $723.6M | $1.5B | ||
| Q1 24 | $692.3M | $1.3B |
| Q4 25 | $4.8B | $2.3B | ||
| Q3 25 | $4.6B | $2.3B | ||
| Q2 25 | $4.3B | $2.3B | ||
| Q1 25 | $4.0B | $2.3B | ||
| Q4 24 | $3.7B | $2.3B | ||
| Q3 24 | $3.6B | $2.3B | ||
| Q2 24 | $3.4B | $2.3B | ||
| Q1 24 | $3.2B | $2.0B |
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.08× | ||
| Q4 24 | — | 0.08× | ||
| Q3 24 | — | 0.08× | ||
| Q2 24 | — | 0.08× | ||
| Q1 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $408.1M | $57.1M |
| Free Cash FlowOCF − Capex | $402.6M | $23.2M |
| FCF MarginFCF / Revenue | 104.4% | 6.1% |
| Capex IntensityCapex / Revenue | 1.4% | 8.9% |
| Cash ConversionOCF / Net Profit | 9.44× | 9.89× |
| TTM Free Cash FlowTrailing 4 quarters | $755.2M | $97.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $408.1M | $57.1M | ||
| Q3 25 | $171.4M | $63.2M | ||
| Q2 25 | $88.2M | $48.4M | ||
| Q1 25 | $96.8M | $41.5M | ||
| Q4 24 | $305.1M | $97.4M | ||
| Q3 24 | $168.0M | $55.3M | ||
| Q2 24 | $21.0M | $-13.2M | ||
| Q1 24 | $94.3M | $29.9M |
| Q4 25 | $402.6M | $23.2M | ||
| Q3 25 | $168.9M | $39.0M | ||
| Q2 25 | $87.1M | $27.2M | ||
| Q1 25 | $96.6M | $8.4M | ||
| Q4 24 | $300.9M | $53.0M | ||
| Q3 24 | $167.6M | $23.3M | ||
| Q2 24 | $18.4M | $-49.5M | ||
| Q1 24 | $94.0M | $-801.0K |
| Q4 25 | 104.4% | 6.1% | ||
| Q3 25 | 44.2% | 9.5% | ||
| Q2 25 | 27.2% | 6.4% | ||
| Q1 25 | 29.4% | 2.1% | ||
| Q4 24 | 98.8% | 12.1% | ||
| Q3 24 | 55.7% | 5.5% | ||
| Q2 24 | 6.6% | -10.5% | ||
| Q1 24 | 35.5% | -0.2% |
| Q4 25 | 1.4% | 8.9% | ||
| Q3 25 | 0.6% | 5.9% | ||
| Q2 25 | 0.3% | 5.0% | ||
| Q1 25 | 0.1% | 8.5% | ||
| Q4 24 | 1.4% | 10.2% | ||
| Q3 24 | 0.1% | 7.6% | ||
| Q2 24 | 0.9% | 7.7% | ||
| Q1 24 | 0.1% | 8.0% |
| Q4 25 | 9.44× | 9.89× | ||
| Q3 25 | 3.73× | 4.52× | ||
| Q2 25 | 2.27× | 2.69× | ||
| Q1 25 | 2.30× | 2.98× | ||
| Q4 24 | 21.18× | 4.23× | ||
| Q3 24 | 4.58× | 3.40× | ||
| Q2 24 | 0.68× | -0.86× | ||
| Q1 24 | 2.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
SKWD
Segment breakdown not available.
XPRO
| NLA | $130.3M | 34% |
| ESSA | $116.3M | 30% |
| MENA | $93.0M | 24% |
| Other | $42.5M | 11% |
