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Side-by-side financial comparison of Simulations Plus, Inc. (SLP) and TIMBERLAND BANCORP INC (TSBK). Click either name above to swap in a different company.

TIMBERLAND BANCORP INC is the larger business by last-quarter revenue ($21.7M vs $18.4M, roughly 1.2× Simulations Plus, Inc.). TIMBERLAND BANCORP INC runs the higher net margin — 37.8% vs 3.7%, a 34.2% gap on every dollar of revenue. On growth, TIMBERLAND BANCORP INC posted the faster year-over-year revenue change (10.4% vs -2.7%). Over the past eight quarters, TIMBERLAND BANCORP INC's revenue compounded faster (9.1% CAGR vs 0.3%).

Simulations Plus, Inc. develops absorption, distribution, metabolism, excretion, and toxicity (ADMET) modeling and simulation software for the pharmaceutical and biotechnology, industrial chemicals, cosmetics, food ingredients, and herbicide industries. In September 2014, the company acquired Cognigen Corporation, a provider of clinical trial data analysis and consulting services.

Timberland Bancorp Inc is a U.S.-based bank holding company operating primarily across Washington state. It provides a full range of personal and commercial banking services including checking and savings accounts, residential and commercial mortgages, small business loans, and wealth management solutions for local retail and small to mid-sized business clients.

SLP vs TSBK — Head-to-Head

Bigger by revenue
TSBK
TSBK
1.2× larger
TSBK
$21.7M
$18.4M
SLP
Growing faster (revenue YoY)
TSBK
TSBK
+13.1% gap
TSBK
10.4%
-2.7%
SLP
Higher net margin
TSBK
TSBK
34.2% more per $
TSBK
37.8%
3.7%
SLP
Faster 2-yr revenue CAGR
TSBK
TSBK
Annualised
TSBK
9.1%
0.3%
SLP

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
SLP
SLP
TSBK
TSBK
Revenue
$18.4M
$21.7M
Net Profit
$676.0K
$8.2M
Gross Margin
59.1%
Operating Margin
3.9%
Net Margin
3.7%
37.8%
Revenue YoY
-2.7%
10.4%
Net Profit YoY
228.2%
19.8%
EPS (diluted)
$0.03
$1.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SLP
SLP
TSBK
TSBK
Q4 25
$18.4M
$21.7M
Q3 25
$17.5M
$22.5M
Q2 25
$20.4M
$20.5M
Q1 25
$22.4M
$19.9M
Q4 24
$18.9M
$19.7M
Q3 24
$18.7M
$19.5M
Q2 24
$18.5M
$18.8M
Q1 24
$18.3M
$18.3M
Net Profit
SLP
SLP
TSBK
TSBK
Q4 25
$676.0K
$8.2M
Q3 25
$-681.0K
$8.4M
Q2 25
$-67.3M
$7.1M
Q1 25
$3.1M
$6.8M
Q4 24
$206.0K
$6.9M
Q3 24
$843.0K
$6.4M
Q2 24
$3.1M
$5.9M
Q1 24
$4.0M
$5.7M
Gross Margin
SLP
SLP
TSBK
TSBK
Q4 25
59.1%
Q3 25
56.4%
Q2 25
64.0%
Q1 25
58.5%
Q4 24
54.0%
Q3 24
36.6%
Q2 24
71.5%
Q1 24
72.2%
Operating Margin
SLP
SLP
TSBK
TSBK
Q4 25
3.9%
Q3 25
3.8%
Q2 25
-364.5%
Q1 25
12.1%
Q4 24
0.7%
Q3 24
-6.2%
Q2 24
10.1%
Q1 24
24.3%
Net Margin
SLP
SLP
TSBK
TSBK
Q4 25
3.7%
37.8%
Q3 25
-3.9%
37.6%
Q2 25
-330.6%
34.6%
Q1 25
13.7%
33.9%
Q4 24
1.1%
34.9%
Q3 24
4.5%
32.6%
Q2 24
16.9%
31.6%
Q1 24
22.0%
31.3%
EPS (diluted)
SLP
SLP
TSBK
TSBK
Q4 25
$0.03
$1.04
Q3 25
$-0.03
$1.06
Q2 25
$-3.35
$0.90
Q1 25
$0.15
$0.85
Q4 24
$0.01
$0.86
Q3 24
$0.04
$0.80
Q2 24
$0.15
$0.74
Q1 24
$0.20
$0.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SLP
SLP
TSBK
TSBK
Cash + ST InvestmentsLiquidity on hand
$35.7M
$246.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.1M
$268.4M
Total Assets
$137.8M
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SLP
SLP
TSBK
TSBK
Q4 25
$35.7M
$246.9M
Q3 25
$32.4M
$243.4M
Q2 25
$28.4M
$193.6M
Q1 25
$21.4M
$191.2M
Q4 24
$18.2M
$164.1M
Q3 24
$20.3M
$164.7M
Q2 24
$119.0M
$158.9M
Q1 24
$108.5M
$180.3M
Stockholders' Equity
SLP
SLP
TSBK
TSBK
Q4 25
$127.1M
$268.4M
Q3 25
$124.8M
$262.6M
Q2 25
$123.8M
$256.7M
Q1 25
$189.5M
$252.5M
Q4 24
$184.7M
$249.2M
Q3 24
$182.4M
$245.4M
Q2 24
$180.9M
$241.2M
Q1 24
$177.0M
$238.7M
Total Assets
SLP
SLP
TSBK
TSBK
Q4 25
$137.8M
$2.0B
Q3 25
$131.9M
$2.0B
Q2 25
$134.4M
$2.0B
Q1 25
$201.4M
$1.9B
Q4 24
$196.9M
$1.9B
Q3 24
$196.6M
$1.9B
Q2 24
$192.7M
$1.9B
Q1 24
$194.0M
$1.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SLP
SLP
TSBK
TSBK
Operating Cash FlowLast quarter
$4.2M
$6.1M
Free Cash FlowOCF − Capex
$5.6M
FCF MarginFCF / Revenue
25.7%
Capex IntensityCapex / Revenue
0.0%
2.3%
Cash ConversionOCF / Net Profit
6.26×
0.74×
TTM Free Cash FlowTrailing 4 quarters
$56.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SLP
SLP
TSBK
TSBK
Q4 25
$4.2M
$6.1M
Q3 25
$5.6M
$30.2M
Q2 25
$8.1M
$10.8M
Q1 25
$5.7M
$12.4M
Q4 24
$-1.3M
$-3.1M
Q3 24
$1.7M
$23.0M
Q2 24
$5.7M
$7.4M
Q1 24
$5.8M
$4.1M
Free Cash Flow
SLP
SLP
TSBK
TSBK
Q4 25
$5.6M
Q3 25
$5.3M
$28.4M
Q2 25
$7.8M
$10.3M
Q1 25
$5.6M
$12.2M
Q4 24
$-1.4M
$-3.6M
Q3 24
$1.6M
$21.7M
Q2 24
$5.6M
$7.2M
Q1 24
$5.4M
$3.6M
FCF Margin
SLP
SLP
TSBK
TSBK
Q4 25
25.7%
Q3 25
30.5%
126.4%
Q2 25
38.5%
50.5%
Q1 25
25.0%
61.1%
Q4 24
-7.2%
-18.1%
Q3 24
8.8%
111.5%
Q2 24
30.0%
38.4%
Q1 24
29.4%
19.8%
Capex Intensity
SLP
SLP
TSBK
TSBK
Q4 25
0.0%
2.3%
Q3 25
1.5%
7.7%
Q2 25
1.5%
2.1%
Q1 25
0.3%
1.0%
Q4 24
0.5%
2.6%
Q3 24
0.1%
6.7%
Q2 24
0.6%
1.1%
Q1 24
2.4%
2.7%
Cash Conversion
SLP
SLP
TSBK
TSBK
Q4 25
6.26×
0.74×
Q3 25
3.57×
Q2 25
1.52×
Q1 25
1.84×
1.83×
Q4 24
-6.18×
-0.45×
Q3 24
1.97×
3.62×
Q2 24
1.81×
1.25×
Q1 24
1.44×
0.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SLP
SLP

Services Segment$9.5M52%
Development$7.2M39%
Discovery$1.3M7%

TSBK
TSBK

Segment breakdown not available.

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